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The economy feels scary. Tariff deals are on the table and no one’s sure what it will mean for prices or jobs. Add in constant recession chatter and it’s no wonder everything feels uncertain. The headlines are loud and the pressure to “have it all figured out” is real so if you have been feeling anxious, behind, or like you should have a money plan by now, you’re not alone. Here’s the truth though: you don’t need to panic!
Recessions come and go and how you show up makes the difference. A plan, a clear head, and a strong money mindset changes everything.
When the world feels uncertain, the best thing you can do is focus on what you can control. Join us for a mindset shift and a chance to slow down, tune out the noise, and take back control of your time, energy, and money.
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Disclaimer
Show Notes:
High Yield Savings Comparison
MillionElle
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
True wealth starts with an indestructible support system and finding love in 2025 is beyond challenging!
Love coach and energy healer Carisa Montooth joins us to expose what’s really keeping smart women stuck in unhealthy relationship patterns and how those same patterns might be showing up in your money habits too.
From healing heartbreak to rewiring your subconscious beliefs, Carisa breaks down why we keep repeating the same toxic loops. We talk boundaries, self-worth, and why empaths often attract narcissists and also over spend, over give, and over extend.
You’ll walk away with tools like journaling prompts, love lists, and manifestation strategies that actually work because they’re rooted in self-awareness, not fantasy.
If you’re tired of settling in any area of your life, especially love, this is the episode that connects the dots to help you change your mindset and take your power back.
Ready to drop what’s no longer working and rewrite your story?
Apply to be a GUEST on the show
Disclaimer
Show Notes:
Carisa Montooth
Overnight Heartache Cure
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
Trying to get good with money? Wondering if you need a financial advisor, a Certified Financial Planner, or if you can just figure it out yourself? In this episode, we break it all down to make sure you know who to trust, what to ask, and how to build a plan on your terms in a super simple and easy to understand way. You’ll learn the difference between advisors and planners, who’s actually qualified to help you with your money, and when it makes more sense to DIY your money plan.
This isn’t just about picking the right person. It’s about changing your mindset and taking the first steps toward a life with less stress, more clarity, and bigger money goals.
Whether you're just starting to get serious about your money plan or thinking about hiring a pro, this episode gives you the knowledge and confidence you need to make the right call.
Apply to be a GUEST on the show
Disclaimer
Show Notes:
Financial Advisor Qualifications:
Finra Broker Check
SEC Broker Check
Certified Financial Planner Qualifications:
CFP Check
Fiduciary Definition:
Fiduciaries are legally required to put you first. They have to give advice that’s best for your goals and not what earns them more.
Non-fiduciaries (like many brokers) follow something called the suitability standard. That means they can recommend something that’s “good enough” even if there’s a better option out there.
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
If credit card debt feels like your “normal,” it’s time to change your mind and your money story.
Today, we’re digging into the money psychology that’s been holding you back and giving you 3 simple moves to get good with money and finally start building a path to zero debt.
This isn’t about shame. It’s about taking action! It’s about seeing where you are without beating yourself up and deciding you’re ready for something better.
Apply to be a GUEST on the show
Disclaimer
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
What if getting good with money had less to do with math and more to do with your mindset? In this episode, we flip the script on traditional financial advice and ask the question most people skip: what does a “rich life” actually mean to you? Not your parents, not social media, not your neighbor…you. Whether your goal is getting a promotion at work, investing, having a side hustle, or building a business, the foundation is the same: clarity, confidence, and a plan you can actually follow.
Rich Life Plan breaks down the psychology behind money behavior and why your habits are driven by emotions, not just logic. If you’ve ever felt guilty after spending, avoided looking at your accounts, or promised yourself you’d “start next month,” this episode will help you understand what’s really going on your money without shame. It’s a real self improvement reset, because once you can spot your emotional triggers, you can stop reacting and start making intentional choices.
If you’ve been overwhelmed, stuck, or quietly stressed about money, press play. This is your gentle reset for personal development and a winner mindset to start moving toward your real financial goals today.
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
The world of work and careers are changing fast. This episode is your simple, no-fluff wake-up call to rethink how you work, earn, and stay relevant in your career in 2025 and beyond.
If you’re serious about money and your financial plan, it starts with shifting how you think about business and your career. Your income is the engine behind everything; saving, investing, and building real wealth options and whether you’re climbing in a job, building a business, or exploring entrepreneurship, you need a plan for how you’ll stay valuable as the future of business keeps moving.
This conversation isn’t just about learning new skills. It’s about building the mindset and understanding the psychology of staying in control when the ground keeps shifting. We talk about how fear shows up at work and how to reset your productivity so you stop reacting and start leading your next move.
If you’ve felt pressure, fear, or confusion about AI or technology and what’s next in work or business, especially when it feels like everyone else is ahead, this Rich Life Plan episode will help you move forward with a clear mindset so you can take action and move forward with confidence.
Show Notes:
Ladies Who Launch
Freelancing Females
Coursera
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
Feeling sick about your 401(k) these days? You’re not “bad with money.” You’re having a normal human reaction to scary headlines and red numbers.
In this episode, we break down why most people make their worst investing decisions during market drops and it’s not intelligence. It’s money psychology. Your brain reads volatility like danger, and if you don’t understand that, you’ll start changing your money and financial plan at the exact wrong time.
You’ll learn a simple mindset shift and a practical strategy to stay consistent with your money plan, stop panic checking your 401(k) account, and keep moving forward even when the market feels chaotic. This is also a productivity reset, because money psychology, mindset, and fear doesn’t just steal investment returns. It steals peace and focus.
If you want a stronger investing and growth mindset around market drops and a calmer way to invest, press play.
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
We’re diving into the real reason most of us stay stuck. This episode breaks down the science of how fear holds you back and how to move forward anyway with the right mindset. There is also a surprising story you won't want to miss.
We explore the connection between your brain, your beliefs, and your behavior and how psychology shapes your mindset, your productivity, and the way you show up in your career, leadership, and relationships. You’ll learn our 5-Step Brain Hack to help you build a growth mindset, rewrite the story you’ve been telling yourself, and finally take action even if fear is still in the room.
Whether you’re focused on self improvement and personal development, or you’re thinking about entrepreneurship and starting a business, this is the reset that helps you stop overthinking and start moving.
This is the kind of episode you’ll come back to again and again.
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
Feeling stuck? This episode is for you! We dive into the one skill that has the potential to completely change your life: awareness. If you’re feeling stuck, overwhelmed, or just going through the motions, this is the wake-up call you didn’t know you needed. You’ll learn what awareness really means, why most people think they have it but don’t, and how building this skill can help you get unstuck in your money, career, relationships, and mindset. You’ll walk away knowing exactly how to start making real change today — one small shift at a time.
Checkout our "Wake Up" Questions & Awareness Cheat Sheet
Apply to be a guest on the show: MillionElle Guest Application
To get good with money, investing, entrepreneurship, and mindset, you have to take action and here's what MillionElle listeners can expect in the upcoming first season of Rich Life Plan podcast.
Thanks for listening to Rich Life Plan podcast! Rich Life Plan's core pillars are about money, investing, personal finance, mindset, money psychology, career growth, business, entrepreneurship, and building a truly rich life with one goal and a plan. We break down complex ideas in a clear, practical way so you can feel empowered to make smarter decisions with your money, work, and future.
From the publisher's feed
If you know you should be doing more with your money but feel overwhelmed or unsure, you are in the right place.
Rich Life Plan podcast is a personal finance podcast for women where money advice isn’t condescending, confusing, or built only for people who already have six figures in the bank. Hosted by entrepreneur and investor Gokce Donat, this podcast helps women make smarter money decisions, build true wealth, and create a life that actually feels like their own: one goal and one plan at a time.
Each episode is practical, honest, and easy to understand. You’ll hear real conversations, expert interviews, and solo episodes about saving money, paying off debt, investing for beginners, building wealth, financial freedom, career changes, starting over, starting a business, money mindset, confidence, habits, and goal setting.
Some episodes help you make better real-life decisions: how to handle financial stress, how to get out of debt, whether to change careers, how to start over, how to build wealth, and how to make a plan when life feels uncertain.
Other episodes make personal finance simple. You’ll learn about emergency funds, debt payoff, home buying, retirement accounts, 401(k)s, index funds, ETFs, the stock market, crypto, DeFi, private equity, inflation, interest rates, and investing in plain English.
If you’re tired of second-guessing yourself and want money conversations that help you think clearly and trust your decisions, follow Rich Life Plan podcast and start listening.