Richer with Ratner

How can we save to buy our first property and truly prepare us for the homeownership life after purchase? Start paying yourself today and pretend like you are paying the bank, utility companies, and so on. This mindset shift will prepare you mentally and financially for this next life step.

Do you feel like your landlord increases rent every year on your renewal? This 12 minute listen might be able to save you $50+ each month as I provide some tips and insights on how to negotiate this lease renewal.

Bringing on another guest to the Podcast! Olivia Ratner, my wife!

I am excited to have her on the podcast to share on HR insight on how to improve your resume, negotiate job offers, and find value in yourself as an employee. Small simple changes, a certain mindset, or some confidence can go a long way. This is an episode not to be missed!

Thinking about investing in real estate? Short term real estate investing is an amazing way to develop cash flow and long term wealth! I am sharing a fast break-down on how you can do it through 4 steps. If this is something that interests you further reach out and I am happy to share more information, books, podcasts, and more to learn from.

We live in a world today that everything is financed and borrowed. We are too comfortable making monthly payments on things like phones, tvs, etc. This is causing us to spend more money, borrow more money, and continually buy things we want in the moment and do not need for the future.

Challenge: Save for your next purchase instead of taking an installment plan or loan.

Do you feel comfortable in your life right now? Comfort is often times a great feeling and don't get me wrong I want you to live in the moment but possibly your comfort is making you become reactive instead of proactive. Comfort causes you not to take those extra steps to become a better version of yourself.

Remind yourself to be patient through hard times. Whether you are watching your portfolio decrease, lose your job, or are struggling mentally. Remind yourself to take a step back and create an action plan for looking into the future. Some self-reflection and patience can go a long way for your richness financially and personally as well as your current mental state.

Should you buy or should you rent? A quick breakdown and some thoughts about owning your home vs. renting your home. Don't fall for society norms and do what is best for you!

Finding the right time to start your investment journey is something we all struggle with. Through self-reflection, research, and most importantly, patience, you can find today might be the right day. Finding the right time to sell is just as hard as finding the right time to buy!

Stop saying you will do it tomorrow. Start making positive changes today. If it is your finances, your health, or something else. Start saying I will do it today. Start saying committed statements. Changing this will shift your mindset and give you the confidence to take the next steps.