Richer with Ratner

Are you or your children receiving Christmas money this year during the holiday season? Some ideas to help you create some good habits going into 2025 with this extra bonus money.

How does money effect your mental health? Bringing on our second guest, Danielle Joynes, a licensed clinical professional consular with 20+ years of experience in hospitals and private practices. Whether you're at the beginning, middle, or end of your finance journey this is a perfect episode to tune in on and get some help with your mental health and self-reflection.

Growing your wealth is just to start. Take some of these starter tips for looking into protecting your wealth. What happens to your money unexpected life changes? Always review, modify, and plan accordingly.

When you hear the word rich, what do you picture? Everyone has a different definition of the word rich and I wanted to share my thoughts on this. Why I started the podcast and why I want to go through this journey with others.

I am happy to talk about what the listeners want to hear! Share your questions so I am able to provide the content you want to hear. Turning $500 into $5,000 sound difficult but it does not have to be. I don't have a secret recipe but I am able to share some thoughts to open your mind to the possibility of making this happen in your life.

Feeling tired and overwhelmed with social plans. Start thinking about saying no. This doesn't make you selfish this puts an emphasis on your mental health and taking care of yourself. Sharing some ideas on how, why, and when you should consider saying no.

We bring back Lamarr from Episode 20 to pick his brain on becoming rich personally. Lamarr shares a few tips, book recs, and even a line of advice that can help us reflect and live in the moment.

Bringing on our first guest, Lamarr Nash, a credit repair professional. Lamarr started his business venture, Invest In Yourself Consulting, one year ago getting him out of the corporate finance world and helping people take control of their finances and credit scores. Lamarr gives us some insight on your score, how to improve it, things to stay away from, and how to even contribute to generational wealth from just a credit score.

If you have talked to anyone about their investments often times you will hear them say I wish I started investing sooner or earlier. The best time to start investing is yesterday but the next best is today. Don't let fears or unknown stop your confidence in investing.

How much money should you keep in your emergency fund? How can you build this fund? How much is too much money in your bank account? Get some quick answers, ideas, and thoughts in this episode.