It was announced in the federal budget that Government payments including jobseeker and youth allowance will rise by $40 a fortnight, while pensioners and concession card holders will get hundreds of dollars in energy bill relief and rent assistance, but how much is that really going to help?

Ricki Spencer, who is on the disability support pension and receives commonwealth rent assistance, and spends about 50% of her income on rent joined Rach & Dean on JOY Breakfast to talk about their experience and where we need to be paying more attention.

You can find out more about HAAG, who are working with older people to achieve houseing justice and social change here.