Ride Your Money Wave

I finally have some time to dedicate more to the podcast and share with you some of the articles I have read and earmarked.  In today's episode, I came across two articles by Inc.com - the first talks about the percent of Americans who would need an inheritance to become financially stable, the second examines nine secrets of the wealthy.  Guess what, they aren't secrets!  In fact, they are things we have talked about on this podcast several times.  So if they aren't secrets, then why aren't we implementing them into our lives?

Right off the bat, Bill and I had a ton of stuff to talk about and covered many bases in this podcast.  Bill is a master salesman who set record sales at several of the jobs he held.  Now, he works for a Fortune 6 company and develops his team both personally and professionally.  Bill and I reconnected when I came across a LinkedIn article he wrote; his first LinkedIn article to be exact.  I felt like it was written by a veteran  in the industry and left inspired and reflecting about his message and how I could apply it to myself.  Together, Bill and I talked about everything from behaviors and their role in wealth and success, how to nail a job interview, what should be on your resume, the role our wives play in our success, how being openminded leads to opportunities and career advancement, and more.  Bill also explains his mantra, "Always Be of Service" and how that has helped him succeed in his career and develop as a leader.  If you aren't on LinkedIn, you can connect with Bill at [email protected].

In this second part of our interview with Dave Loria, we talk about some of the financial challenges Millennials face, particulalry trying to balance their financial responsibilities or student loan debt, saving for life events like a first house, as well as saving for retirement.  We address questions like "Is the system rigged?" and "If so, what can be done to get ahead in that type of system?"  We all face financial challenges; together, we provide some actionable steps and mental approaches in order to overcome these challenges and find financial success.

Dave Loria is a 25-year old entrepreneur who talks openly and candidly about his failed businesses (one which almost burnt his parents' house down) and how it lead him to launch his led generation business, Pilot Digital.  There, he uses agile marketing techniques to test various platforms and campaigns to see what works best for his clients, thus increasing their ROI (return on investment) for every marketing dollar spent.  Dave is a treasure trove of insight and information.  He talks about why he decided to leave college, how to capitalize on trends, the role of trends in the marketplace, and how to know when to pivot your business. Be sure to check out Part Two of this podcast where we talk more about personal finance of millennials and the challenges younger generations face financially and in their careers.

Michael Tindall from Hilltop Investment Counsel joined us for this episode.  In it, he dives deeper into the world of finance and talks about his journey towards becoming a Chartered Financial Analyst, which he is currently studying for and the role and importance of fiduciary standards.  What does that mean?  There is some gray area there, but it is a rule that states your financial advisor must do what is in your best interest. He also talks about the difference of fee-only and fee-based advisors, and which one is right for you.

Amber Henry's life reads like a movie: She grew up poor, sharing a mat with her sister as a bed.  She was a single mom who could barley make ends meet until she made a bet on herself.  Fast forward to today, Amber is the owner of Amber Henry Photography, has her own studio, won numerous awards, and has been featured in the top industry publications...and she doesn't plan on stopping anytime soon.  Amber shares her insights in what it takes to go from nothing to a life of comfort and financial security.  She also talks about the role mentors have played in her life and career success.  If you like photography, are interested in a career change, or are in need of inspiration, you will not want to miss this episode.

On today's podcast, I sat down with Brad Foster, serial entrepreneur who started his first business around age 5 and made his first million dollars by age 19.  Yes, 19.  Brad talks openly about everything from business to school, the role mentors play in success, the power of networking, why you should always say yes to a meeting, and more.  Be sure to listen all the way to the end where Brad shares his top three business lessons he has learned.

Where do you stack up against the average Joe's finances?  I hope better.  Much better.  Today, we take a look at some shocking headlines in the news and what you can do to avoid being financially average.  Also, I share with you an insight I use to become more successful in my career.

Ask anyone who has achieved success on how they did it and they will include words like dedication, consistency, sacrifice, goals, behavior, and developing a system.  Financial success is no different, which is why every January 1st and birthday, I do a life and financial check-up.  Today's podcast walks you through my birthday routine, how I set my goals, and what I do to ensure life and financial success for the following year.