In this episode of The Broker Link, Gillan Boyer and Chris Newberry explore the headline-grabbing lawsuit filed by NASCAR driver Kyle Busch, who is suing Pacific Life Insurance for $8.5 million. Busch alleges that his index universal life (IUL) policy was designed to over-compensate the agent, ultimately hurting the long-term performance of his plan.

Chris breaks down what's actually happening behind the scenes and offers clarity for advisors who may be fielding client questions. He emphasizes that IUL remains a strong and effective product when designed properly — and that this case appears to stem from the agent's compensation structure, not the integrity of Pacific Life.

The conversation reinforces a key message for agents: 👉 Good advisors put client needs first. When policies are structured for the client — not the commission — performance, trust, and long-term relationships thrive.

A timely, educational episode that reminds the industry to stay focused on ethics, transparency, and client-first solutions.

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