On this episode of Roadmap to Retirement, back by popular demand, we’re doing another Q&A with Marshal, covering questions from the last 10 episodes.  Throughout this episode, we discuss whether a spouse’s Roth IRA can be consolidated, how to handle non-qualified accounts, and the benefits and drawbacks of joint accounts. Marshal and I also cover the financial approaches for young investors, the importance of financial education, the emotional aspects of market fluctuations and the essentials of choosing the right financial advisor.

Tune in for insightful discussions and advice to help you supercharge your retirement savings and financial future.

On this episode of Roadmap to Retirement, I am joined by John Howe-Wemett, CFP®, MS, from Generation Capital Management. For this episode, we focused on the misconceptions about financial advisors and how their role extends beyond portfolio management to include important elements like tax planning, risk management, and spending strategies.

It is important to stress the comprehensive approach to financial planning, like realistic expectations for marketing performance and the psychological aspects of money management, such as spending habits and emotional challenges retirees face. The conversation highlights the necessity of tailoring financial plans to individual needs and preferences to achieve the best possible outcomes for clients.

It’s always great being able to have these conversations and collaborate with other financial advisors, John being “one of the good ones” made it very fun!

On this episode of Roadmap to Retirement, I am joined by Paul Kingsman, a seasoned financial advisor and Olympic medalists, to discuss how to select the right financial advisor and the nuances of financial planning.

In a world filled with constant market updates and sensational headlines, it’s easy for individuals to get distracted and make poor financial decisions based on panic and misinformation. It’s vital to focus on long-term goals and block out the noise.

Brief overview:

On this episode of Roadmap to Retirement, I am joined by Chris Haigh, CFP®, RICP, Founder and CEO of Iconoclastic Capital, a high level financial service model in Rochester. In this episode, we cover some of the ‘red flags’ people should know about when selecting their financial advisor based on our knowledge and experience in this industry.

For this episode, shoutout to Strangebird Brewery for allowing up to try their “Sly Move” IPA on this episode. If you know of any local small businesses that we should try, leave a comment or message me directly! We are always looking to try new things with our guests.

Thanks for listening and make sure you subscribe to follow along for more content!

Key Takeaways:

On this episode of Roadmap to Retirement, it’s just me. No guests. And we’re going to talk about tax planning! In case you don’t know why tax planning is important here is a brief overview:

Tax planning is about organizing your finances smartly to pay the least amount of taxes legally required. By using deductions and credits wisely, you can save money and improve your financial situation. It’s important because it helps you keep more of your income, plan for future expenses, and stay on top of your financial goals.

Listen to this episode now to find out if you are saving money correctly or maybe you need to revise your financial plan!

This week on Roadmap to Retirement, I am joined by co-authors, Seth Silver and Timothy Franz, of Meaningful Partnerships at Work. 

It was great to talk with them about their book and learn the meaning and purpose behind it! The book gives great insight to meaningful collaborations among employees and how certain workplace practices and covenants lead to success!

Overview:

On this week’s episode of Roadmap to Retirement, I am joined by Jessica Robinson, Psychology Professor at St. John Fisher University, and Dave Pulcini, friend and fellow CFP. We talked about how to talk to your kids about money at all ages and stages of development. Talking to kids about money is not just about dollars and cents; it’s about preparing them for a financially secure and responsible future…So how can parents do that?

By incorporating certain strategies, that we talk about in this episode, into your parenting approach, you can empower your children with the knowledge and skills they need to become financially responsible adults. Remember, consistency and patience are key to successfully teaching kids about money management.

Key Takeaways:

On this week’s episode of Roadmap to Retirement, I am joined by a friend of mine, Sally Stapley! Tune in and listen to Sally and I talk about the meaning of retirement and how that can mean many different things for different people.

Key Takeaways:

On this week’s episode of Roadmap to Retirement, we are going to recap the last 10 episodes with questions that clients and listeners have sent in! I am joined this week by my good friend and fellow advisor, Marshal Scheidt! Make sure to subscribe, follow the roadmap and keep sending in questions!  Thanks for listening!

Key Takeaways:

This week’s episode of Roadmap to Retirement, we are joined by Luke Lloyd CRPC®, Senior Wealth Advisor and Investment Strategist at Strategic Wealth Partners in Cleveland, OH.

Luke and I discussed the concern for investments surrounding the 2024 Election year. We touched on many topics and questions clients have asked in the past so you don’t want to miss this episode!

Key Takeaways: