In this episode of ‘Roadmap to Retirement,’ I am joined by Brendan Frazier, Chief Behavioral Officer at RFG Advisory, to discuss the emotional and psychological aspects of financial planning. We discuss various topics including the importance of intentional spending, social influences on financial decisions, and the difference between fleeting happiness and enduring contentment. Brendan shares insights from his podcast, ‘The Human Side of Money,’ emphasizing behavior management in financial decision-making. The conversation also touches on how retirees can find purpose and fulfillment, and explores practical strategies to maximize life satisfaction through thoughtful use of money.

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Having a healthy relationship with money and your finances is important. On this episode of Roadmap to Retirement, I am joined by Nathan Astle,, CFT-I™, MFT, to talk about his role as a financial therapist.

Financial therapy combines emotional and financial guidance to help individuals improve their relationship with money. It addresses underlying psychological factors affecting financial decisions and provides tools to manage money more effectively. By exploring personal values, beliefs, and behaviors around finances, one can gain insight and develop healthier habits.

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Welcome back to the Roadmap to Retirement podcast! On this episode, I am joined by Jamie Abraham a CPA at Gray Locey CPA PLLC. Listen as we talk about the importance of consulting with a CPA during certain financial needs like tax planning. CPA’s have a vital role in financial planning and tax preparation. Throughout the episode, we will be addressing both common misconceptions and practical advice for different financial scenarios.

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On this episode of Roadmap to Retirement, I am joined by benefits consultant Eric Eveland, founder of The Eveland Group. Together, we dive deep into the intricacies of employee benefits, covering critical topics like evaluating health plans, understanding HSAs, leveraging disability insurance, and taking advantage of mental health resources through telehealth and EAP services. Gain valuable insights to make informed decisions about your benefits and enhance your financial well-being as you plan for retirement.

We hope this information helps you navigate the complex world of employee benefits. Stay tuned for more insights and strategies to build your roadmap to retirement.

On this episode of Roadmap to Retirement, back by popular demand, we’re doing another Q&A with Marshal, covering questions from the last 10 episodes.  Throughout this episode, we discuss whether a spouse’s Roth IRA can be consolidated, how to handle non-qualified accounts, and the benefits and drawbacks of joint accounts. Marshal and I also cover the financial approaches for young investors, the importance of financial education, the emotional aspects of market fluctuations and the essentials of choosing the right financial advisor.

Tune in for insightful discussions and advice to help you supercharge your retirement savings and financial future.

On this episode of Roadmap to Retirement, I am joined by John Howe-Wemett, CFP®, MS, from Generation Capital Management. For this episode, we focused on the misconceptions about financial advisors and how their role extends beyond portfolio management to include important elements like tax planning, risk management, and spending strategies.

It is important to stress the comprehensive approach to financial planning, like realistic expectations for marketing performance and the psychological aspects of money management, such as spending habits and emotional challenges retirees face. The conversation highlights the necessity of tailoring financial plans to individual needs and preferences to achieve the best possible outcomes for clients.

It’s always great being able to have these conversations and collaborate with other financial advisors, John being “one of the good ones” made it very fun!

On this episode of Roadmap to Retirement, I am joined by Paul Kingsman, a seasoned financial advisor and Olympic medalists, to discuss how to select the right financial advisor and the nuances of financial planning.

In a world filled with constant market updates and sensational headlines, it’s easy for individuals to get distracted and make poor financial decisions based on panic and misinformation. It’s vital to focus on long-term goals and block out the noise.

Brief overview:

On this episode of Roadmap to Retirement, I am joined by Chris Haigh, CFP®, RICP, Founder and CEO of Iconoclastic Capital, a high level financial service model in Rochester. In this episode, we cover some of the ‘red flags’ people should know about when selecting their financial advisor based on our knowledge and experience in this industry.

For this episode, shoutout to Strangebird Brewery for allowing up to try their “Sly Move” IPA on this episode. If you know of any local small businesses that we should try, leave a comment or message me directly! We are always looking to try new things with our guests.

Thanks for listening and make sure you subscribe to follow along for more content!

Key Takeaways:

On this episode of Roadmap to Retirement, it’s just me. No guests. And we’re going to talk about tax planning! In case you don’t know why tax planning is important here is a brief overview:

Tax planning is about organizing your finances smartly to pay the least amount of taxes legally required. By using deductions and credits wisely, you can save money and improve your financial situation. It’s important because it helps you keep more of your income, plan for future expenses, and stay on top of your financial goals.

Listen to this episode now to find out if you are saving money correctly or maybe you need to revise your financial plan!

This week on Roadmap to Retirement, I am joined by co-authors, Seth Silver and Timothy Franz, of Meaningful Partnerships at Work. 

It was great to talk with them about their book and learn the meaning and purpose behind it! The book gives great insight to meaningful collaborations among employees and how certain workplace practices and covenants lead to success!

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