Rock on Retirement with Coach Pete

The Rock On Retirement team discusses expectations about target-date funds during a market downturn. Coach Pete considers the difference between a fund’s label and an understanding of its risks.

The episode also examines overconfidence after years of rising markets and trading as a substitute for gambling. The conversation connects those behaviors with the resources a household needs for retirement.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team uses a hitchhiker with an empty gas can to illustrate retirement planning. Coach Pete considers the need to understand where future spending money will come from.

The conversation also examines the difference between investing and seeking a gambling thrill in the market. A financial fill-up analogy connects regular income with household retirement needs.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses the difference between believing an income plan is in place and understanding what it actually provides. A financial mirage serves as an analogy for expectations that do not match resources.

The episode also examines Roth accounts and life insurance reviews. Taxes, household bills and family needs connect the discussion with preparing a coordinated retirement plan.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses retirement timing during the early 2020 market downturn. They consider the choices faced by people whose employment or plans changed unexpectedly.

The conversation also examines CARES Act retirement withdrawal provisions as discussed at the time. Roth conversions and changing account values are additional topics in the review of retirement resources.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses low-interest savings and the effect of inflation on purchasing power. A cave-dweller analogy illustrates the tradeoff between staying sheltered and pursuing other opportunities.

The episode also considers the investment world, market risk and growth potential. Coach Pete connects those choices with the different roles money may serve in a retirement plan.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses how the core and explore approach assigns different jobs to retirement resources. Coach Pete considers the money intended to support household spending throughout retirement.

The conversation also addresses annual financial reviews and choosing investments based on personal needs. Familiar horse and mailbox analogies illustrate the roles of growth, protection and income.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses enthusiasm before past market downturns and the assumption that every stock will recover. Coach Pete considers how those expectations affect decisions.

The episode also examines overlapping mutual fund holdings and accessible emergency savings. The conversation connects liquidity and diversification with the need to avoid forced investment sales.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team uses a sports timeout to illustrate pausing and reviewing a financial plan. Coach Pete discusses a retirement pit stop and matching resources with the current stage of life.

The conversation also addresses financial education and understanding recommendations. Fiduciary responsibilities are part of the discussion about a review that makes the details of a plan clear.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses steps in a retirement plan, beginning with income needs. Coach Pete considers financial education and the limits of expecting market returns to solve every planning problem.

The episode also examines fees and the details behind an annuity bonus offer. The conversation connects product illustrations with the need to understand restrictions and costs.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses different places to keep money and the effect of inflation on low-interest savings. Accessible resources are considered alongside other financial needs.

The episode also examines investment prospectuses and questions about market risk. Life insurance living benefits and long-term care expenses connect the conversation with planning for future household needs.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.