Rock on Retirement with Coach Pete

Coach Pete and the Rock On Retirement team discuss investor behavior, market changes and costs inside financial accounts. The conversation considers how timing decisions and commissions can influence results.

Financial termites provide an analogy for costs that may go unnoticed until a closer review. The team also discusses fiduciary responsibilities and the value of understanding how an adviser’s recommendations fit a retirement plan.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses the difference between an investment account and a plan for income throughout retirement. Longevity, market changes, fees and taxes all enter the conversation.

The episode also considers how having more free time can change spending. Coach Pete discusses coordinating different financial resources and reviewing the plan as lifestyle and income needs evolve.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses the uncertainty that can accompany the move from working and saving to living on retirement resources. They consider the value of imagining the years ahead and reviewing the plan over time.

The conversation also addresses required minimum distributions and questions about financial guidance. Coach Pete discusses fiduciary responsibilities, comparing plans and looking beyond a standard approach when evaluating a household’s retirement needs.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team uses a custom-made suit to explain why a retirement plan needs to reflect the person using it. A conversation about the story of Rudy adds another perspective on preparation and persistence.

The team also discusses keeping track of investment cost basis and preparing for tax forms. The episode considers tax-deferred retirement savings, withdrawals, 401(k) loans and in-service distribution options as parts of an individual income plan.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses borrowing from a 401(k), including repayment questions that can arise after a job change. Taxes and the possibility of a long retirement are part of the broader planning conversation.

The team also uses red, yellow and green buckets to illustrate different roles for retirement assets. A financial housecleaning analogy encourages listeners to review the pieces of their plan and how they work together.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses how investor behavior can influence financial decisions. They examine fees, commissions and other costs that can be easy to overlook when reviewing an investment account.

Using financial termites as an analogy, the conversation explains why a closer inspection can reveal weaknesses in a retirement plan. The team also discusses fiduciary responsibilities and questions to ask when choosing financial guidance.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses survey findings about retirement regrets and the value of having a detailed plan before leaving work. They consider how inflation can change what a retirement income will buy over time.

The conversation also explores retirement saving options for business owners, including solo 401(k) and SEP plans. The team connects those choices with the broader work of estimating expenses and preparing for future income needs.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses trust in financial advisors and obtaining an independent review. The conversation considers the oversight behind allowing another person to make financial decisions.

Coach Pete uses pyramid and treehouse analogies to discuss a retirement plan's foundation. The episode also explores hidden financial risks and the questions behind examining an existing strategy.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

Coach Pete and the Rock On Retirement team discuss workplace retirement contributions. The conversation considers the difference between a current tax deduction and tax questions in later life.

The episode also explores annuity income features and access to money. The team discusses remaining account balances and family beneficiaries after a death.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.

The Rock On Retirement team discusses reviewing workplace contributions near year-end. The conversation considers Roth accounts and taxes when retirement savings are used.

The episode also explores required withdrawals as they were discussed in 2018. Coach Pete considers annuity features and the different purposes of financial products.

Call 800-661-7383 or text PLAN to 600-700 to connect with Coach Pete’s team and discuss your retirement plan.

See omnystudio.com/listener for privacy information.