Fintech Takes

S6 Ep8: Oh, What a Gorgeous Business Model! (A Deep Dive into ServiceTitan, AmEx, and The Bancorp


Listen Later

Let’s face it—profitability is in vogue in fintech again. 

So this week, Alex is mixing it up by taking a deep dive into the most reliably profitable business models in financial services. Which models can we glean lessons from? And which, if any, have repeatable processes worth considering?

Jared Franklin, fintech consultant and the master of waxing poetic about fintech business models, and the author of the Popular Fintech newsletter, Jevgenijs Kazanins, join Alex to break down three of their favorite business models in the fintech ecosystem, starting with ServiceTitan, a software company catering to home services businesses. They discuss ServiceTitan's multifaceted business model, including subscription fees, financial services, and professional partnerships, highlighting the potential for profitability beyond traditional fintech sectors. 

Then, the guys go over American Express's unique business model, pondering if Affirm might be trying to steal a few moves from AmEx for themselves. How can AmEx continue to make its network broader so that value continues to accrue for its customers in a way that makes sense? 

Plus, find out more about The Bancorp's approach to BaaS and its balance sheet optimization strategies to drive its super high return on equity ratio.

 

Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/

 

And for more exclusive insider content, don’t forget to check out my YouTube page.

 

Read “Built to Last”

Amazon: https://www.amazon.com/Built-Last-Successful-Visionary-Essentials/dp/0060516402

 

Follow Jared:

LinkedIn: https://www.linkedin.com/in/jaredfranklin/

Blog: https://www.jaredfranklin.com

 

Follow Jevgenijs:

Newsletter: https://www.popularfintech.com

Twitter: https://twitter.com/jevgenijs?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor

 

Follow Alex: 

YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos

LinkedIn: https://www.linkedin.com/in/alexhjohnson

Twitter: https://www.twitter.com/AlexH_Johnson


...more
View all episodesView all episodes
Download on the App Store

Fintech TakesBy Alex Johnson

  • 4.9
  • 4.9
  • 4.9
  • 4.9
  • 4.9

4.9

12 ratings


More shows like Fintech Takes

View all
Planet Money by NPR

Planet Money

30,845 Listeners

This Week in Startups by Jason Calacanis

This Week in Startups

1,273 Listeners

Freakonomics Radio by Freakonomics Radio + Stitcher

Freakonomics Radio

32,291 Listeners

Masters in Business by Bloomberg

Masters in Business

2,174 Listeners

a16z Podcast by Andreessen Horowitz

a16z Podcast

1,040 Listeners

The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch by Harry Stebbings

The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch

519 Listeners

Odd Lots by Bloomberg

Odd Lots

1,795 Listeners

The Official SaaStr Podcast: SaaS | Founders | Investors by SaaStr

The Official SaaStr Podcast: SaaS | Founders | Investors

175 Listeners

Fintech Insider Podcast by 11:FS by 11:FS

Fintech Insider Podcast by 11:FS

186 Listeners

Invest Like the Best with Patrick O'Shaughnessy by Colossus | Investing & Business Podcasts

Invest Like the Best with Patrick O'Shaughnessy

2,317 Listeners

Equity by TechCrunch, Rebecca Bellan, Kirsten Korosec, Anthony Ha, Max Zeff, Theresa Loconsolo

Equity

338 Listeners

ACQ2 by Acquired by Ben Gilbert and David Rosenthal

ACQ2 by Acquired

212 Listeners

Fintech Business Podcast by Jason Mikula

Fintech Business Podcast

7 Listeners

More or Less by Dave Morin, Jessica Lessin, Brit Morin, and Sam Lessin

More or Less

89 Listeners

BG2Pod with Brad Gerstner and Bill Gurley by BG2Pod

BG2Pod with Brad Gerstner and Bill Gurley

461 Listeners