Safe Money and Retirement

For most of U.S. history, it was common practice for people to work up until the time when they simply could not any longer. Fast forward to today where 45% of those aged 65 are retired and with life expectancy, the need for a longer term plan is necessary.

Host Jon Heischman discusses "Retirement Decision Factors" in this episode.

Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/

In this week's episode, host Jon Heischman discusses some of the retirement risks you need to be aware of and the sooner those potential problems are addressed, the better off you will be in your retirement years.

Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/

In this week's episode host Jon Heischman addresses preparing to be a caregiver for loved ones focusing on the key financial oversight questions to put them in order. Once this piece is in place, it will allow time for all the other issues related to caregiving.

Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps or the list Caregiving Issues discussed in today's episode. Visit www.heischmanfs.com/

Many head into retirement without a plan, but planning for your income future should begin well before you reach retiring. Host Jon Heischman talks about "The Lost Secret of Planning" in this episode.

Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/

In this week's episode host Jon Heischman talks about life insurance as part of retirement planning and ways to bring new "life" into your old policies.

Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/

In this episode host Jon Heischman asks, "do you know the IRA/401k rollover rules?" based on a conversation with a listener.

Whether you are leaving an employer with a 401k or offered a pension plan buyout, you need to make sure the course of action you take is in your best interests since there is not one rule-of-thumb for everyone.

You need an advisor like Jon to help you through the rollover process from a 401k to an IRA and/or your pension strategy.

Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/

In this episode, Independent financial advisor Jon Heischman discusses longevity risk in retirement which is the number one concern among his cleints.


Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/

In each episode host Jon Heischman being a independent financial advisor discusses how to build a more secured retirement plan. In this episode, builds on that foundation and talks about indexed annunities and funding methods on or above Social Security benefits to provide ongoing income thorugh your retirement years.

To contact Jon after the show with your questions or comments, call (888) 426-0177. Visit www.heischmanfs.com/

In this week's episode host Jon Heischman how to cut your tax bill from the "Jobs Act" which doubled the standard dedcution beginning in 2018. This caused a dramatic decrease in the number of people filing itemized deductions and the unintended consequence of a reduction in chartiable gving,

But if you an IRA owner 70.5 or older, you can give without itemizing and still get the tax break through a Qualified Chartaible Distribution (QCD). Jon goes into deatil on this and life insurance related distributions as well.

You can call Jon after the show with questions and comments at (614) 861-7055. Visit www.heischmanfs.com/

Host Jon Heischman presents a straight forward episode talking about "Savings and Withdrawl Strategies" for your retirement whether that being your current situation, in the near or distant future.

You can call Jon at (614) 861-7055 after the podcast to ask questions and give topic ideas for future episodes. Visit www.heischmanfs.com/