Safe Money and Retirement

Safe Money and Retirement

By John HeischmanBusinessEducationInvesting
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Safe Money and Retirement episodes

  • The Retirement Future For Women
    In this episode Jon Heischman addresses "The Retirement Future For Women". Currently, 16% of households have women as the primary income provider and 33% of households both partners have the same income.

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    28 min
  • Secure Act 2.0 Hodgepodges
    In this episode Jon Heischman discusses the Secure Act 2.0 as it particularly relates to required minimum distributions (RMDs) currently set at age 73 and set to increase to age 75 by 2033.
    28 min
  • Inheriting Qualified Accounts
    Baby Boomers control the greatest amount of wealth with most having some sort of qulaified account like an IRA, 401k, SEP or even TSP.

    In this episode Jon Heischman discusses issues relating to leaving and inheriting those qulaified accounts.

    28 min
  • Longevity Risk
    While there many risks facing retirees; Market, Inflation, Tax, Excessive Withdrawl, Healthcare, the current number one is Longevity. Longevity risk means outliving your money.

    Jon discusses strategies to ensure you will not outlive your retirement income in this episode.

    28 min
  • Women Taking On Financial Planning
    In recent years Jon has noticed his primary clientele contact has shifted to women, with about 60% of his business now coming from them. Based on this, Jon discusses this trend and the approaches to take in financial planning and advising in this episode.
    28 min
  • Coloring Your Money
    In this week's episode Jon Heischman talks about his "The Color of Money" model for allocating your assets to minimize risk for the conservative investor.

    28 min
  • Consider A Rollover
    Jon Heischman has spoken about Rollovers several times over the years on the Safe Money & Retirement Show, but it is worth addressing again since it has become one of his most frequently asked questions recently.

    Whether it be an employer 401k, TSP or 403b plan you should consider using a financial advisor to rollover into an IRA to meet your needs.
    28 min
  • Investing Today And Tax Planning
    Outdated investment strategies can not only be ineffective, but also detrimental to your portfoloio. So, it is necessary to invest for today's enviroment by ultilizing the three principles of 1. Liquidity 2. Safety and 3. Return (on investment).

    Jon Heischman talks about this and tax planning in this week's episode.
    28 min
  • A Place For Annuities
    This being Annunity Awarness Month, Jon Heischman dedicates this epsiode to dicussing annunities, including the two main reasons annunities have gotten "a bad wrap".

    Those reasons being: 1. Many advisors don't understand how annunities work
    2. The advisor cannot write an annunity, so advises against them

    If you are one of the 80% that have some type of annuity in your retirement plan, you should listen to this episode.

    28 min
  • Claiming Social Security Benefits And Life Insurance
    Knowing when the right time to claim Social Security benefits in very important when planning your overall retirement strategy. In this week's epsiode Jon Heischman cvers how important it is to monitor and get the most from those benefits that you are eligible for.

    Jon also touches on issue of life insurnace as it relates to retirement income.

    28 min

About Safe Money and Retirement

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Heischman Financial offers a full spectrum of investment planning and guidance. We can help you if you are seeking a better lifestyle throughout your life, from your working years and into…