Natural disasters like hurricanes, floods and wildfires underscore the importance of protecting your valuables. Many may not realize the value of what they have or be properly insured. Learn what documentation you need for insurance, how to store your valuables and how to work with a certified jewelry appraiser. Melanie Young discusses with Ed O’Brien, an appraiser for 30+ years who is certified by the Gemological Institute of America (GIA) in Diamonds and Colored Stones. www.objewelers.com

Fearless Fabulous You is broadcast live Wednesdays at 12 Noon ET on W4WN Radio - Women 4 Women Network (www.w4wn.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com).

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