In this episode of the Sanjay Kathuria Podcast, we host Dr. Kamal Chhabra, Founder & CEO of KC GlobEd & GCC School, US CPA, Indian CA, and PhD in Global Finance Education, with over 20+ years of experience working with Big 4 firms like PwC and EY .
Having worked with global clients like Goodyear, JCB, Fidelity, and Ericsson, Dr. Kamal shares a deep breakdown of why B.Com graduates struggle in India, the reality of college education, and how global certifications like US CPA, CMA, EA, and ACCA are changing career outcomes.
In this powerful conversation, we uncover the real salary gap, Big 4 hiring truth, GCC job opportunities, AI-powered learning models, and the revolutionary “Hire & Train” model, where students can get a ₹10 LPA job before even starting their course. If you are a commerce student or parent planning a career in finance, this episode is a must-watch.
📘 What You’ll Learn
✅ Why 92% of B.Com students struggle to get jobs
✅ Real salary of commerce graduates in India
✅ Big 4 hiring reality (EY, PwC, KPMG, Deloitte)
✅ Why traditional education is outdated
✅ Best career options after B.Com in 2026
✅ US CPA vs ACCA vs CMA vs EA comparison
✅ GCC (Global Capability Centers) job opportunity
✅ How to earn in dollars from India
✅ Hire & Train model explained
✅ How to reach ₹1 Crore salary in finance
⏱️ Timestamps
00:00 – Podcast Teaser
01:30 – Guest Intro – Dr Kamal Chhabra
03:43 – B.Com Students Count in India
04:21 – What Happens to 2.5 Crore Graduates
05:15 – Unemployment vs Underemployment
05:42 – Cost of Living Reality
06:34 – Why Salaries are Rs 8K–15K
08:01 – Why 88% Students Struggle
08:44 – Who Gets Rs 10 LPA Jobs
09:39 – Big 4 Hiring Reality
10:27 – Why B.Com Doesn’t Get Top Packages
11:04 – Less Than 10% Enter Core Finance
12:01 – Big 4 Career Path Explained
13:13 – Why Students Lose Confidence
14:21 – Reality of Professors
15:14 – Outdated Curriculum Problem
16:27 – New Education Policy Failure
17:37 – Industry vs College Gap
18:46 – Attrition in Big 4
19:40 – What Industry Actually Wants
20:50 – MBA India vs Abroad ROI
23:28 – Education System Reality
24:21 – B.Com is a Sick Industry
26:13 – Govt Ignoring Students
27:41 – Decline of CA Students
30:22 – Growth of US CPA
31:34 – High Paying Career Programs
33:18 – Best Career Options After B.Com
34:15 – GCC Jobs Explained
36:52 – Earn in Dollars from India
37:04 – 70 Lakh GCC Jobs Opportunity
41:16 – Best Programs for 2026
42:38 – US Enrolled Agent Opportunity
45:13 – Earn Rs 9 Lakh per Tax Return
46:40 – ACCA vs CPA Comparison
48:47 – AI Learning Platform Explained
51:21 – Job First Then Train Model
55:04 – Skill Gap in Industry
58:32 – AI, Excel, Power BI Skills
01:01:02 – How Hire & Train Works
01:01:30 – NFET Entrance Test Explained
01:05:58 – Hiring Drive Explained
01:07:27 – Salary & EMI Model
01:08:25 – Career Growth Path
01:10:57 – How to Reach 1 Crore Salary
01:12:06 – NFET Eligibility
01:13:22 – AI-Proctored Exam
01:14:29 – Education System Challenge
01:16:58 – Why Research is Weak in India
01:18:59 – Skill vs Degree Debate
01:19:35 – Final Advice
01:21:16 – Episode Outro
🔗 Guest Socials
Instagram: https://www.instagram.com/gccschool
YouTube: https://youtube.com/@gccschool
LinkedIn: https://www.linkedin.com/company/gccschool/
📲 Sanjay Kathuria Podcast Handles
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🙋♂️ Connect with Sanjay Kathuria:
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🧵 Hashtags
#BComCareers #DrKamalChhabra #SanjayKathuriaPodcast
