Sanjay Kathuria Podcast

In this episode of the Sanjay Kathuria Podcast, we host Vrindda Bhatt, one of India’s most respected holistic wellness coaches, manifestation experts, and author of The Manifestation Mindset .

With over 20+ years of experience, Vrindda has coached some of India’s biggest celebrities including Amitabh Bachchan, Jaya Bachchan, late Sridevi, Jacqueline Fernandez, Madhuri Dixit, Sushmita Sen, and Karan Johar. Her work blends spirituality, neuroscience, manifestation, energy healing, and the law of karma into practical frameworks for wealth creation and mental fitness.

In this deep conversation, we uncover how manifestation actually works, why people struggle with money despite working hard, how childhood trauma affects wealth, and the exact mindset shifts that help attract abundance, confidence, and financial growth. If you want to transform your relationship with money, success, and self-worth in 2026 — this episode is a must-watch.

📘 What You’ll Learn

✅ How manifestation actually works

✅ Why mindset controls financial success

✅ Amitabh Bachchan’s comeback story

✅ How to heal money trauma from childhood

✅ Why punctuality attracts wealth

✅ The 3-2-1 trauma release technique

✅ Dopamine addiction & mental fitness

✅ How to get out of debt using manifestation

✅ Self-worth vs net-worth explained

✅ Wealth manifestation framework for 2026

⏱️ Timestamps

00:00 – Podcast Teaser

01:58 – Guest Intro

03:43 – Vrindda Bhatt Joins Podcast

04:28 – House Burning Down in 2008

09:22 – Why Spiritual Mindset Beats Crisis

10:00 – How RAS Works in Manifestation

11:08 – Her Spiritual Journey Began

14:10 – How God Sent Money in Envelope

17:58 – Get Out of Debt Using Manifestation

20:06 – Why YOU Are Already a Crorepati

24:58 – Amitabh Bachchan’s Comeback Story

29:23 – Compounding Power of Discipline

32:42 – Why Punctuality Attracts Lakshmi

35:53 – Heal Money Trauma from Childhood

39:18 – W-T-F Technique to Release Trauma

42:48 – 3-2-1 Technique for Trauma Release

43:08 – Why Mind Gets Stuck in Past

45:28 – Stop Saying These 2 Words

45:47 – Hormones & Situations Connection

48:14 – Dopamine Addiction Explained

51:28 – Bigg Boss Culture & Negativity

56:55 – Why Bad Money Never Stays

59:16 – Wealth Manifestation Framework

01:03:51 – 1 Sentence Rule to Attract Money

01:08:28 – Taking Responsibility Changes Life

01:10:12 – The Empty Billionaire Problem

01:11:20 – Rags to Riches Story

01:16:12 – Is Depression Really a Choice?

01:21:43 – From ₹200 to Training Bachchan

01:23:18 – VALUE vs NET WORTH

01:26:58 – Zara Brand Story

01:27:39 – How to Approach Money

01:30:28 – Self-Worth Hack to Use Today

01:35:05 – Concept of Abundance Explained

01:35:58 – Toxic Instagram FOMO

01:36:43 – Rapid Fire with Vrindda Bhatt

01:38:34 – Episode Outro

🔗 Guest Socials

Instagram: https://www.instagram.com/vrindaofficial/

YouTube: https://www.youtube.com/@ShivohaamVrinddaofficial

LinkedIn: https://in.linkedin.com/in/vrindda-bhatt-aaba3664

Facebook: https://www.facebook.com/vrindaofficial111/

Website: https://vrindaofficial.com/

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#VrinddaBhatt #Manifestation #LawOfAttraction #SanjayKathuriaPodcast

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

Amit Dubey on UPI Frauds, Digital Arrest Scam and Cyber Hacking | Sanjay Kathuria Podcast EP63

In this episode of the Sanjay Kathuria Podcast, we host Amit Dubey, one of India’s leading cyber security experts who has worked with agencies like NIA, RAW, and CBI, uncovering some of the most dangerous cyber frauds in the country .

This episode exposes the shocking reality of the Digital Arrest Scam, where people have lost ₹60 lakh to ₹5 crore within minutes. From fake investment apps and WhatsApp trading scams to AI-based identity fraud and data theft, Amit Dubey breaks down how these scams actually work and why even highly educated people fall into these traps.

In this deep conversation, we uncover how scammers already have your data before calling, how one link can hack your entire phone, and the real ways to protect your money, identity, and digital life in 2026.

📘 What You’ll Learn

✅ What is Digital Arrest Scam & how it works

✅ How scammers get your data before calling

✅ Why intelligent people lose crores

✅ Fake trading apps & WhatsApp scams

✅ AI-based voice & identity fraud

✅ How hackers access accounts without passwords

✅ Loan apps & blackmail scam reality

✅ How to protect your money & personal data

✅ UPI fraud prevention strategies

✅ Questions to ask before every payment

⏱️ Timestamps

00:00 : Intro – Digital Arrest Scam Reality

01:23 : Meet Cyber Expert Amit Dubey

02:20 : Real Case: Mental Pressure & Suicide

04:25 : Types of Cyber Crimes

05:39 : Cybercrime Explained Simply

08:00 : Digital Arrest Scam Explained

14:20 : Hackers Already Know Your Password

15:25 : Two Types of Internet Users

18:00 : One Link Can Empty Your Phone

20:12 : UP CM Twitter Hack Case

20:50 : Session Hijacking Explained

25:52 : 99% Frauds Before the Call

27:12 : Loan Apps Stealing Data

29:34 : Social Media Data Theft

36:06 : Data Value & Global Tech Power

36:49 : Why Your Data is Worth Millions

43:29 : AI Scams Future Warning

43:45 : Insurance Fraud Reality

45:07 : Why Victims Send Money

48:52 : Weirdest Cybercrime Case

53:15 : Stop UPI Fraud Tips

54:07 : Why Avoid UPI Apps

58:40 : Never Click Unknown Links

01:01:29 : Clone Website Scams

01:04:35 : Detect Fake Links Tool

01:06:05 : RBI Preparedness

01:10:10 : Biggest Mistake People Make

01:14:40 : Face Used in Fraud Case

01:16:58 : RBI New Anti-Fraud Plan

01:21:00 : Scam Call Case Study

01:22:15 : Crypto Fraud Reality

01:29:30 : 5 Questions Before Payment

01:35:06 : Spoofing Fraud Explained

01:38:38 : Episode Outro

🔗 Guest Socials

LinkedIn: https://www.linkedin.com/in/amitdubey

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#DigitalArrest #CyberCrime #AmitDubey #OnlineScam #FinancialSafety #CyberSecurity #UPIFraud #SanjayKathuriaPodcast

🔍 SEO Tags

digital arrest scam, cyber fraud 2026, amit dubey cyber security, online scam how it works, how hackers steal data, investment scam, whatsapp trading scam, loan app scam, cyber crime awareness, financial fraud prevention, ai scam fraud, identity theft scam, upi fraud prevention, spoofing scam explained, cyber security podcast, sanjay kathuria podcast

📬 Want to Come on Our Podcast :

Email Us : [email protected]

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

How to Build a Winning Stocks Portfolio in 2026? | Ft. Alok Jain | Sanjay Kathuria Podcast EP62

In this episode of the Sanjay Kathuria Podcast, we host Alok Jain, SEBI-registered Investment Advisor and Founder of Weekend Investing, a research firm specialising in rule-based investing and momentum strategies .

With over 30+ years of market experience, an IIT Delhi background, and global finance expertise, Alok shares a complete investing framework used by disciplined investors to build long-term wealth while avoiding emotional mistakes.

In this deep masterclass, we break down portfolio allocation, mutual funds vs direct stocks, gold vs debt, international investing, home loan strategy, F&O risks, and real mistakes investors make. If you want to build a crash-proof portfolio and avoid losing money in markets, this episode is a must-watch.

📘 What You’ll Learn

✅ The only investing framework you need

✅ Why 99% of investors lose money

✅ Mutual funds vs direct stocks strategy

✅ Portfolio allocation by age & goals

✅ Why rule-based investing works

✅ Gold vs debt allocation explained

✅ International investing strategy

✅ Home loan as a wealth-building tool

✅ F&O trading risks and mistakes

✅ Top 3 mistakes every investor makes

⏱️ Timestamps

00:00 – Podcast Teaser

01:20 – Guest Intro – Alok Jain

02:52 – Alok Jain's 30-Year Investing Journey

04:40 – Trading + Investing Breakthrough

05:54 – How Twitter Built Weekend Investing

07:19 – SEBI Advisory & Smallcase Journey

09:18 – Are Retail Investors Giving Exit to FIIs?

10:48 – Why Mutual Funds Are Best Starting Point

12:25 – Diversifying from MFs to Stocks

14:20 – Biggest DON'Ts in Investing

17:18 – Buying First = Biggest Mistake

17:52 – Treat Investing Like a Business

18:38 – Rule-Based Investing Power

19:07 – Exit Rules & Journaling

21:26 – Portfolio Allocation (Age 22)

23:18 – Nitin Kamath Strategy

23:52 – Risk Appetite Changes with Age

24:42 – Why Gold is Replacing Debt

26:24 – Why Gold Crashed During War

28:05 – Biggest Mistake Before Age 50

29:00 – Home Loan Strategy

30:59 – Should You Take Home Loan?

32:07 – Why Rupee Depreciates

34:14 – International Investing Strategy

36:32 – Futures & Options Strategy

39:03 – Revenge Trading Mistake

39:16 – Investing in 30s & 40s

42:04 – Market Frauds & SEBI Role

44:22 – Million Dollar Advice

44:59 – Career in Stock Market

47:22 – Retirement Investing Strategy

50:31 – Top 3 Investing Mistakes

52:08 – Episode Outro

🔗 Guest Socials

Twitter (X): https://x.com/WeekendInvestng

YouTube: https://www.youtube.com/@AlokJain

LinkedIn: https://in.linkedin.com/in/rohiniglobal

Instagram: https://www.instagram.com/alokjainmweekendinvesting/

Website: https://weekendinvesting.com/

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#AlokJain #InvestingFramework #StockMarket #RuleBasedInvesting #PortfolioAllocation #WealthCreation #FinanceEducation #SanjayKathuriaPodcast

📬 Want to Come on Our Podcast :

Email Us : [email protected]

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

📌 Subscribe now for weekly episodes:

https://www.youtube.com/@SanjayKathuriaPodcast

How to Build a Winning Stocks Portfolio in 2026? | Ft. Alok Jain | Sanjay Kathuria Podcast EP61

In this episode of the Sanjay Kathuria Podcast, we host Alok Jain, SEBI-registered Investment Advisor and Founder of Weekend Investing, a research firm specialising in rule-based momentum investing .

An IIT Delhi graduate with an MBA and Master’s in Finance from the University of Maryland, Alok brings 30+ years of market experience and is known for building a mechanical, emotion-free investing system followed by thousands of retail investors through his smallcase portfolios.

In this masterclass, we break down momentum investing, stock selection strategies, portfolio rebalancing, 52-week high strategy, and risk management frameworks that help investors consistently beat the market. If you want to build a disciplined, data-driven portfolio in 2026 — this episode is a must-watch.

📘 What You’ll Learn

✅ What is momentum investing and how it works

✅ How to rank stocks using momentum scores

✅ Why trends matter more than news

✅ Portfolio rebalancing strategy explained

✅ Momentum vs value investing (Buffett approach)

✅ 52-week high strategy decoded

✅ How to build a Nifty 500 portfolio

✅ Risk management & diversification rules

✅ Gold allocation in your portfolio

✅ Biggest mistakes retail investors make

⏱️ Timestamps

00:00 – Podcast Teaser

01:42 – Guest Intro – Alok Jain

05:06 – Momentum Investing Explained

06:18 – How to Rank Stocks by Momentum Score?

07:35 – Why News Follows Trends

08:50 – Portfolio Rebalancing Strategy

10:15 – Horse Race Analogy for Stock Picking

11:45 – Avoid Stocks in Deep Drawdown

12:48 – Casino Math of Winning Trades

13:27 – Momentum vs Value Investing

16:25 – Mixing Value & Momentum

18:30 – Retail Investor vs Fund Managers

19:18 – Trend is Your Friend

20:28 – 52-Week High Strategy

22:49 – 4 Regrets of Stock Traders

24:04 – Zomato Case Study

25:25 – 4 Rules to Become Profitable

26:59 – Building Nifty 500 Portfolio

29:10 – Monthly Rebalancing

31:45 – Expected Returns Over 5 Years

33:11 – Large vs Mid vs Small Cap

34:15 – Gold Allocation Strategy

36:52 – Nifty 500 Momentum 50 vs Nifty 500

37:29 – Microcap Strategy Explained

39:11 – SEBI Red Flags

40:43 – Handling Bad News in Stocks

41:30 – Common Momentum Mistakes

42:12 – Start with 20% Allocation

42:53 – Momentum in Global Markets

44:17 – Risk Adjusted Returns

45:04 – Final Advice

45:32 – Episode Outro

🔗 Guest Socials

Twitter (X): https://x.com/WeekendInvestng

YouTube: https://www.youtube.com/@AlokJain

LinkedIn: https://in.linkedin.com/in/rohiniglobal

Instagram: https://www.instagram.com/alokjainmweekendinvesting/

Website: https://weekendinvesting.com/

Smallcase: https://weekendinvesting.smallcase.com/

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#AlokJain #MomentumInvesting #StockMarketIndia #RuleBasedInvesting #PortfolioStrategy #WealthCreation #RetailInvestors #SanjayKathuriaPodcast

📬 Want to Come on Our Podcast :

Email Us : [email protected]

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

📌 Subscribe now for weekly episodes:

https://www.youtube.com/@SanjayKathuriaPodcast

In this episode of the Sanjay Kathuria Podcast, we host Dr. Kamal Chhabra, Founder & CEO of KC GlobEd & GCC School, US CPA, Indian CA, and PhD in Global Finance Education, with over 20+ years of experience working with Big 4 firms like PwC and EY .

Having worked with global clients like Goodyear, JCB, Fidelity, and Ericsson, Dr. Kamal shares a deep breakdown of why B.Com graduates struggle in India, the reality of college education, and how global certifications like US CPA, CMA, EA, and ACCA are changing career outcomes.

In this powerful conversation, we uncover the real salary gap, Big 4 hiring truth, GCC job opportunities, AI-powered learning models, and the revolutionary “Hire & Train” model, where students can get a ₹10 LPA job before even starting their course. If you are a commerce student or parent planning a career in finance, this episode is a must-watch.

📘 What You’ll Learn

✅ Why 92% of B.Com students struggle to get jobs

✅ Real salary of commerce graduates in India

✅ Big 4 hiring reality (EY, PwC, KPMG, Deloitte)

✅ Why traditional education is outdated

✅ Best career options after B.Com in 2026

✅ US CPA vs ACCA vs CMA vs EA comparison

✅ GCC (Global Capability Centers) job opportunity

✅ How to earn in dollars from India

✅ Hire & Train model explained

✅ How to reach ₹1 Crore salary in finance

⏱️ Timestamps

00:00 – Podcast Teaser

01:30 – Guest Intro – Dr Kamal Chhabra

03:43 – B.Com Students Count in India

04:21 – What Happens to 2.5 Crore Graduates

05:15 – Unemployment vs Underemployment

05:42 – Cost of Living Reality

06:34 – Why Salaries are Rs 8K–15K

08:01 – Why 88% Students Struggle

08:44 – Who Gets Rs 10 LPA Jobs

09:39 – Big 4 Hiring Reality

10:27 – Why B.Com Doesn’t Get Top Packages

11:04 – Less Than 10% Enter Core Finance

12:01 – Big 4 Career Path Explained

13:13 – Why Students Lose Confidence

14:21 – Reality of Professors

15:14 – Outdated Curriculum Problem

16:27 – New Education Policy Failure

17:37 – Industry vs College Gap

18:46 – Attrition in Big 4

19:40 – What Industry Actually Wants

20:50 – MBA India vs Abroad ROI

23:28 – Education System Reality

24:21 – B.Com is a Sick Industry

26:13 – Govt Ignoring Students

27:41 – Decline of CA Students

30:22 – Growth of US CPA

31:34 – High Paying Career Programs

33:18 – Best Career Options After B.Com

34:15 – GCC Jobs Explained

36:52 – Earn in Dollars from India

37:04 – 70 Lakh GCC Jobs Opportunity

41:16 – Best Programs for 2026

42:38 – US Enrolled Agent Opportunity

45:13 – Earn Rs 9 Lakh per Tax Return

46:40 – ACCA vs CPA Comparison

48:47 – AI Learning Platform Explained

51:21 – Job First Then Train Model

55:04 – Skill Gap in Industry

58:32 – AI, Excel, Power BI Skills

01:01:02 – How Hire & Train Works

01:01:30 – NFET Entrance Test Explained

01:05:58 – Hiring Drive Explained

01:07:27 – Salary & EMI Model

01:08:25 – Career Growth Path

01:10:57 – How to Reach 1 Crore Salary

01:12:06 – NFET Eligibility

01:13:22 – AI-Proctored Exam

01:14:29 – Education System Challenge

01:16:58 – Why Research is Weak in India

01:18:59 – Skill vs Degree Debate

01:19:35 – Final Advice

01:21:16 – Episode Outro

🔗 Guest Socials

Instagram: https://www.instagram.com/gccschool

YouTube: https://youtube.com/@gccschool

LinkedIn: https://www.linkedin.com/company/gccschool/

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#BComCareers #DrKamalChhabra #SanjayKathuriaPodcast

Distress Deals List Belowhttps://tinyurl.com/Distress-Deals-Dubai-2026Book Dubai Real Estate Consultation belowhttps://calendly.com/treysta-consultation/treysta-dubai-real-estate-consultation-skIs DUBAI Finished? | Market Crash, Distress Deals & War Impact | Sanjay Kathuria Podcast EP59In this episode of the Sanjay Kathuria Podcast, we host Vaibhav & Simran, Directors at Treysta Properties UAE, one of the fastest-growing real estate advisory firms helping Indian investors navigate the Dubai property market .In this Part 2 conversation, they share a ground-level reality check on Dubai’s real estate market amid the US-Iran conflict, panic selling fears, and media-driven narratives. They explain what is actually happening in Dubai versus what investors are being told online.From rental yields, developer credibility, off-plan vs ready properties, discounts, and investor sentiment, to whether Dubai is still safe for investment — this episode gives a complete, unfiltered view for Indian investors planning to invest in Dubai in 2026.📘 What You’ll Learn✅ Real truth behind Dubai real estate crash fears✅ Impact of US-Iran war on Dubai property market✅ Off-plan vs ready property explained✅ How to identify panic selling traps✅ Best developers to invest in Dubai✅ Rental yield reality in 2025–2026✅ Dubai vs India real estate comparison✅ How to avoid scams in Dubai property✅ Best strategy to enter Dubai real estate✅ Future outlook of Dubai market⏱️ Timestamps00:00 – Podcast Teaser02:18 – Guest Intro – Vaibhav & Simran05:14 – Dubai Real Estate Investor Sentiment07:35 – Media vs Reality of Dubai Market10:26 – Is Dubai’s Safety Image Affected?15:06 – Handling Market Uncertainty15:39 – Dubai Govt Actions Explained17:11 – Media Restrictions in Dubai19:55 – Why DFM Index Crashed21:19 – Record Transactions in March23:18 – Panic Selling Website Exposed26:25 – Off Plan vs Ready Property28:30 – Discounted Properties Explained30:30 – Why EMAAR Rejected Deals33:58 – Food Shortage Reality37:13 – Petrol Price Impact in Dubai38:14 – Why Dubai Still Attracts Investors39:21 – Iran Attack on Dubai Infra?40:08 – Dubai Airport Impact42:27 – What If War Continues?47:14 – Rental Yield Pressure51:36 – Long-Term War Impact52:58 – 2008 Crash vs Today55:27 – Where to Invest Now59:51 – Best Entry Strategy01:02:05 – How to Choose Developers01:07:47 – Avoid Property Scams01:13:44 – Final Advice for Investors01:14:44 – Episode Outro🔗 Guest SocialsInstagram (Simran): https://www.instagram.com/simran_treystaInstagram (Vaibhav): https://www.instagram.com/vaibhav.treystaInstagram (Treysta): https://www.instagram.com/treysta.aeYouTube (Simran): https://youtube.com/@simran.treystaYouTube (Treysta): https://youtube.com/@treystarealestate📲 Sanjay Kathuria Podcast HandlesInstagram: https://www.instagram.com/sanjaykathuriapodcastYouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcastYouTube (Clips): https://www.youtube.com/@SanjaykathuriapodcastclipsFacebook: https://www.facebook.com/sanjaykathuriapodcastsSpotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw🙋‍♂️ Connect with Sanjay Kathuria:Instagram: https://www.instagram.com/financebysanjayFacebook: https://facebook.com/financebysanjayLinkedIn: https://linkedin.com/in/sanjaykathuriaTwitter: https://twitter.com/sanjaykathuriaYouTube: https://www.youtube.com/@Sanjay_Kathuria🧵 Hashtags#DubaiRealEstate #TreystaProperties #SanjayKathuriaPodcast📬 Want to Come on Our Podcast :Email Us : [email protected]📚 About the PodcastThe Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.📌 Subscribe now for weekly episodes:https://www.youtube.com/@SanjayKathuriaPodcast

P2P Lending : Hidden Risks, Process, & Mistakes | Ft. Bhavin Patel | Sanjay Kathuria PodcastIn this episode of the Sanjay Kathuria Podcast, we host Bhavin Patel, Co-founder & CEO of LenDenClub, one of India’s largest RBI-registered NBFC-P2P lending platforms with over 3 crore+ users and ₹18,000+ crore loans facilitated .With 13+ years of experience in lending, fintech, and NBFC space, Bhavin shares a complete P2P lending masterclass — explaining how individuals can earn passive income by lending money and how India’s lending ecosystem actually works.In this deep-dive conversation, we break down how P2P lending platforms function under RBI regulations, how borrowers are evaluated, real returns vs risks, default scenarios, diversification strategies, and common mistakes investors make. If you’re looking for alternative investments beyond mutual funds and fixed deposits, this episode gives you a complete roadmap.📘 What You’ll Learn✅ What P2P lending is and how it works✅ How people earn up to 24% returns✅ Why 96% Indians don’t get bank loans✅ How RBI regulates P2P platforms✅ How to assess borrowers before lending✅ Diversification strategy to reduce risk✅ What happens when borrowers default✅ Common mistakes P2P investors make✅ How to choose the right P2P platform✅ Corporate bonds vs P2P lending⏱️ Timestamps00:00 – Podcast Teaser01:40 – Guest Intro - Bhavin Patel04:16 – What is P2P Lending?05:11 – How RBI Regulates P2P Platforms06:27 – Average Returns in P2P Lending06:55 – How Money Flows in Lending09:06 – Is 24% Return Feasible?09:22 – India’s Lending Ecosystem Explained10:41 – Why 96% Indians Don’t Get Bank Loans12:41 – Why RBI Created NBFC-P2P Category13:27 – Who Borrows on LenDenClub15:48 – Borrower Income Profile17:46 – Is 24% Expensive for Borrowers?19:11 – Small Ticket Digital Loans Explained21:11 – Borrower Risk Assessment23:48 – Live Demo of Lending Platform26:10 – Minimum Lending Amount26:23 – Case Study: ₹75,000 Lending Failure28:41 – ₹1 Lakh Diversification Strategy31:47 – Step-by-Step Lending Process35:35 – Repayment & Escrow System36:47 – Legal Aspects of Lending38:36 – What Happens in Default Cases40:10 – Lending to Known People on Platform42:26 – Why No Default Guarantee Fund43:44 – Top 3 Mistakes in P2P Lending47:57 – How to Choose Right Platform52:10 – What if Platform Shuts Down54:00 – Minimum Loans for Diversification55:58 – Corporate Bonds vs P2P58:47 – History of P2P Lending in India01:00:43 – ALM Mismatch Explained01:05:00 – New 2024 Regulations Explained01:06:44 – Bhavin Patel’s Journey01:08:42 – Insights About Indian Borrowers01:14:12 – Minimum Loans Rule Explained01:15:04 – Why RBI Doesn’t Promote P2P01:17:38 – Does P2P Affect Bank Account?01:19:05 – Episode Outro🔗 Guest SocialsCheck out LenDenClub:Website - https://www.lendenclub.com/Instagram- instagram.com/lenden.club Youtube- https://www.youtube.com/@LenDenClubOfficial LinkedIn- in.linkedin.com/company/lenden-clubDownload the LenDenClub App: https://lendenclub.onelink.me/fh0K/9y59e56y Check out Bhavin Patel:Instagram- https://www.instagram.com/unfilteredfounder/ LinkedIn - in.linkedin.com/in/bhavinpatel2022Youtube- https://www.youtube.com/@UnfilteredFounder13📲 Sanjay Kathuria Podcast HandlesInstagram: https://www.instagram.com/sanjaykathuriapodcastYouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcastYouTube (Clips): https://www.youtube.com/@SanjaykathuriapodcastclipsFacebook: https://www.facebook.com/sanjaykathuriapodcastsSpotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw🧵 Hashtags#BhavinPatel #P2PLending #PassiveIncomeIndia #LendingBusiness #SanjayKathuriaPodcast📚 About the PodcastThe Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

In this episode of the Sanjay Kathuria Podcast, we host Sumit Garg, Indian entrepreneur and jewellery expert, Founder of Delhi Diamonds & House of Rings, and Co-Founder of Luxury Ride, recognised among Economic Times 40 Under 40 .

With over 15+ years of experience in wholesale, manufacturing, and retail jewellery, Sumit shares a complete masterclass on how to start, scale, and succeed in the jewellery business. From choosing the right niche to building a profitable retail store, this episode breaks down the real business behind jewellery.

This Part 2 conversation dives deep into retail jewellery business models, franchise insights, inventory management, storytelling strategies used by global brands, and hidden opportunities in gold, diamonds, and silver markets. If you want to start a jewellery business in 2026 or expand your retail presence, this episode is a must-watch.

📘 What You’ll Learn

✅ How to start a retail jewellery business from scratch

✅ Minimum capital required to start today

✅ Why micro-niche is the future of jewellery

✅ Gold vs diamond vs lab-grown sales ratio

✅ Best jewellery niche to start (rings, gemstones, etc.)

✅ How to build a profitable jewellery franchise

✅ Inventory management strategies for jewellers

✅ How global brands use storytelling to sell

✅ ROI expectations from jewellery business

✅ Biggest mistakes new jewellers must avoid

⏱️ Timestamps

00:00 – Podcast Teaser

01:30 – Guest Intro - Sumit Garg

02:31 – Engineering to Jewellery Journey

05:19 – Wholesale to Retail Transition

05:45 – Why He Shut Down a Profitable Business

07:32 – How He Started Retail Jewellery Business

08:56 – Why Retail Jewellery Business is Not Scalable

09:33 – How House of Rings Was Started

10:30 – Franchise vs Own Store

12:28 – How to Enter Jewellery Business

13:02 – Capital Required to Start Today

14:33 – Why Micro Niche is the Only Way

16:50 – Why Rings are the Best Niche

18:58 – Micro Niche Strategy Explained

20:11 – Niche Store vs Full Store

21:31 – Gold vs Diamond vs Lab Grown Ratio

24:20 – Gemstones Opportunity Explained

25:06 – Silver Business Opportunity

26:14 – Inventory Turnover vs Margin

27:17 – What Pandora Does Differently

30:38 – Cartier Love Bracelet Story

32:28 – Power of Storytelling in Jewellery

33:07 – Online vs Physical Store

34:46 – How to Build Jewellery Store

38:25 – How to Assess Jewellery Franchise

42:19 – Expected ROI from Franchise

43:34 – Things to Check Before Franchise

46:00 – Role of Visual Merchandising

48:23 – Inventory Management Strategy

50:18 – Stress Management in Business

51:40 – Dos & Don'ts for New Jewellers

53:40 – Dead Stock Problem Explained

54:31 – Build Strong Team

55:40 – Key Takeaways

57:23 – Episode Outro

🔗 Guest Socials

Youtube : https://www.youtube.com/channel/UCXr8jz_CISqsA0LCE9wJrEQ

Instagram: https://www.instagram.com/solitairesumit/

Instagram: https://www.instagram.com/delhidiamonds_sumitgarg/

Facebook: https://www.facebook.com/solitairesumit/

LinkedIn: https://www.linkedin.com/in/sumit-garg-a27536139/

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#JewelleryBusiness #SumitGarg #SanjayKathuriaPodcast

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

Gold, Silver & Diamond Jewellery Scams Exposed | ft. Sumit Garg | Sanjay Kathuria Podcast

In this episode of the Sanjay Kathuria Podcast, we host Sumit Garg, Indian entrepreneur, jewellery expert, and Managing Director & Co-Founder of Luxury Ride, along with the founder of Delhi Diamonds and House of Rings . Recognised as one of the “40 Under 40” by The Economic Times, Sumit brings deep expertise in gold, diamonds, and luxury markets.

With a strong background in engineering and diamond grading certification from GIA, Sumit frequently shares insights on platforms like Aaj Tak. In this episode, he breaks down the real truth about gold jewellery scams, silver investments, and diamond buying strategies, helping buyers make smarter decisions.

From zero making charge scams, GST frauds, fake pricing tactics, to the rising trend of lab-grown diamonds, this conversation reveals what jewellers don’t want you to know. If you are planning to buy gold, silver, or diamonds in 2026 — this episode is a must-watch.

📘 What You’ll Learn

✅ Will gold & silver prices rise or fall

✅ Common gold jewellery scams in India

✅ How zero making charges scam works

✅ GST frauds in jewellery buying

✅ Best carat to buy gold jewellery

✅ Online vs offline jewellery buying

✅ Silver buying guide for beginners

✅ Diamond buying guide explained

✅ How to spot diamond scams

✅ Lab grown diamonds reality

⏱️ Timestamps

00:00 – Podcast Teaser

01:40 – Guest Intro & Recap

03:50 – Will Gold & Silver Prices Rise or Fall?

06:53 – Gold Supply Impact due to Dubai

08:50 – How to Spot Gold Jewellery Scams?

15:35 – Type of Gold Jewellery Scams

20:56 – Check this before buying Gold

22:40 – Zero Making Charges Scam

29:47 – Gold Jewellery GST Scam

33:26 – Best Brand to Buy Gold Jewellery?

36:40 – Which Gold Carat Should We Buy?

38:15 – Online Vs Offline Jewellers

40:20 – Silver Buying Guide Explained

44:40 – Silver Buying Mistakes to Avoid

45:11 – Diamond Buying Guide Explained

54:50 – How to Spot Diamond Scams

01:02:40 – How to Invest in Diamonds

01:03:15 – Forevermark Explained

01:05:19 – Lab Grown Diamonds Explained

01:13:30 – Episode Outro

🔗 Guest Socials

Youtube : https://www.youtube.com/channel/UCXr8jz_CISqsA0LCE9wJrEQ/about

Instagram: https://www.instagram.com/solitairesumit/

Instagram: https://www.instagram.com/delhidiamonds_sumitgarg/

Facebook: https://www.facebook.com/solitairesumit/

LinkedIn: https://in.linkedin.com/in/sumit-garg-a27536139

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#SumitGarg #GoldInvestment #JewelleryScams #DiamondReality #SilverInvestment #GoldPrice #LabGrownDiamonds #SanjayKathuriaPodcast

🔍 SEO Tags

sumit garg podcast, gold jewellery scams india, how to check gold purity india, gold making charges scam, gst fraud jewellery india, silver investment guide india, diamond buying guide india, lab grown diamonds reality india, real vs fake diamonds india, jewellery business india, gold price prediction india 2026, best carat gold to buy india, jewellery fraud awareness india, sanjay kathuria podcast, indian finance podcast

📬 Want to Come on Our Podcast :

Email Us : [email protected]

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

NRI's Investing Explained : Cost of living, Tax Saving, & UK vs India | Sanjay Kathuria Podcast EP55

In this episode of the Sanjay Kathuria Podcast, we host Dr. Nimish Shah, Consultant Ophthalmologist at Great Western NHS Hospital (UK) with over 28+ years of experience, specialising in cataract surgery and retinal diseases

Along with his medical expertise, Dr. Shah shares deep insights into UK taxation, investing systems, and financial planning for NRIs. In this episode, he breaks down how income is taxed in the UK, how NRIs can invest smartly, and the real difference between UK vs India cost of living and wealth creation opportunities.

From ISA accounts, pension planning, property investment, and tax-saving strategies, to whether UK residents should invest in India — this episode gives a complete roadmap for anyone planning to live, work, or invest in the UK.

📘 What You’ll Learn

✅ UK tax brackets and income rules explained

✅ Cost of living comparison: UK vs India

✅ How NRIs can buy property in the UK

✅ ISA & tax-free investment strategies

✅ Capital gains tax in the UK

✅ Best platforms for UK investing

✅ How to invest £70K salary smartly

✅ Pension & SIP strategy in the UK

✅ UK NRI strategy to invest in India

✅ Tax-saving strategies for UK residents

⏱️ Timestamps

00:00 - Podcast Intro

03:03 - UK & Citizenship Overview

04:36 - Income Rules for UK & OCI

06:26 - Tax Bracket Limits in UK

06:47 - Cost of Living: UK vs India

09:33 - Allowances for UK Citizens

10:46 - How NRIs Can Buy UK House

11:38 - Buying a £5 Lakh UK House

14:12 - Process of Renting in UK

17:12 - Primary Residence Rebate in UK

19:49 - UK Equity Investing Complete Guide

21:53 - Two Main UK Tax Wrappers

25:01 - Investing £70K Salary as UK Citizen

26:33 - Capital Gains Tax in UK

28:56 - Best ISA Investment Platforms

31:52 - Lifetime ISA for Children by Parents

38:38 - Systematic Investment Pension Plan UK

45:16 - Investing in ISA and SIP Together

45:47 - UK Employees Investing Without Private Practice

47:05 - Investing in General Investment Account

48:50 - UK NRI Strategy to Invest in India

53:25 - How to Save Taxes in UK

54:59 - Should UK Investors Invest in India?

01:01:11 - Tax Rebate on £50K Income

🔗 Guest Socials

LinkedIn: https://www.linkedin.com/in/nimish-shah-9b373921/

📲 Sanjay Kathuria Podcast Handles

Instagram: https://www.instagram.com/sanjaykathuriapodcast

YouTube (Main): https://www.youtube.com/@SanjayKathuriaPodcast

YouTube (Clips): https://www.youtube.com/@Sanjaykathuriapodcastclips

Facebook: https://www.facebook.com/sanjaykathuriapodcasts

Spotify: https://open.spotify.com/show/1VDdqFLEvqtKIr3pJuu1ep?si=I50k9_sCSVqSwOF62ugrIw

🙋‍♂️ Connect with Sanjay Kathuria:

Instagram: https://www.instagram.com/financebysanjay

Facebook: https://facebook.com/financebysanjay

LinkedIn: https://linkedin.com/in/sanjaykathuria

Twitter: https://twitter.com/sanjaykathuria

YouTube: https://www.youtube.com/@Sanjay_Kathuria

🧵 Hashtags

#UKInvesting #NRIInvestment #TaxPlanningUK #ISAInvestment #UKProperty #NRIWealth #FinancialPlanning #SanjayKathuriaPodcast

🔍 SEO Tags

dr nimish shah podcast, uk tax system explained, nri investing uk, isa investment uk explained, uk vs india cost of living, uk property investment for nri, capital gains tax uk explained, how to save tax uk, pension investment uk guide, uk salary investment strategy, nri investment india from uk, uk financial planning guide, uk isa account benefits, sanjay kathuria podcast, nri finance podcast

If you are planning to move to the UK or want to understand how to invest, save tax, and build wealth globally, this episode is a must-watch.

📬 Want to Come on Our Podcast :

Email Us : [email protected]

📚 About the Podcast

The Sanjay Kathuria Podcast brings you India’s top investors, entrepreneurs, and wealth creators. Learn how the top 1% manage and multiply money in simple, actionable ways.

📌 Subscribe now for weekly episodes:

https://www.youtube.com/@SanjayKathuriaPodcast