http://www.scvnest.com/i-already-have-a-lender-why-do-i-have-to-talk-to-the-sellers-lender/ When it comes to real estate and selling residential properties - experts, according to themselves, abound! One of the items that you should be made aware of is the ability of any buyer to double app with another lender. They can and should do this in each case, when it comes to a real estate seller not wanting to take any chances. At the end of the day, is it the case they will not be able to obtain financing, even if they are approved by a qualified lender and even if they double app? Absolutely - this could happen by them simply going to a car lot to purchase a car and have their credit run during escrow! Good agents inform their clients never to do this during the escrow process. In fact, never, ever, change any of your credit profile while you are buying a home without the written permission of your real estate lender!