Cee investigates the alarming rise of ghost brokers in the UK, a scam that leaves unsuspecting young drivers like 18-year-old Wayne Simpson in dire straits. After a car accident, Wayne discovers that his seemingly legitimate insurance policy is nothing but a facade, putting him at risk of severe legal consequences. Through Wayne's story, we unravel the deceptive tactics used by ghost brokers who lure vulnerable individuals with unrealistically low premiums, often leading to devastating outcomes.

Learn how to navigate the insurance landscape, verify brokers, and protect yourself from becoming the next victim of a ghost broker. Don't miss this crucial episode that could save you from financial ruin.

Resources:

Ask MID / Motor Insurer's Database (UK Insurance checker)
https://www.askmid.com

British Insurance Brokers Association
https://www.biba.org.uk

Financial Conduct Authority
https://www.fca.org.uk
Firm Checker: https://www.fca.org.uk/consumers/fca-firm-checker

Insurance Fraud Bureau
https://www.insurancefraudbureau.org
Cheatline: https://insurancefraudbureau.org/cheatline

You can find our Transcripts on our website at www.scamshacksandfrauds.com.

The transcript and spoken audio are available under the Creative Commons, Share Alike, With Attributions license. For more information on this visit creativecommons.org.

In this enlightening episode, Cee takes us through the intricacies of a change rasing scam, breaking it down into manageable steps to help listeners recognise and avoid falling victim to this clever con. By role-playing as a scammer working against a shopkeeper, Cee demonstrates how a seemingly innocent transaction can quickly spiral into a deceptive scheme, leaving the unsuspecting victim out of pocket.     With practical advice on how to protect yourself,  this episode is a must-listen for anyone who uses or handles cash. 

You can find our Transcripts on our website at www.scamshacksandfrauds.com.

The transcript and spoken audio are available under the Creative Commons, Share Alike, With Attributions license. For more information on this visit creativecommons.org.

In this episode, we explore the rising concern of money mule fraud, a scam that has impacted thousands, particularly the youth. We share the true crime story of Ebony King, a 19-year-old who became a victim due to a family friend's betrayal, facing devastating financial consequences. 

With over 17,000 reported cases in 2023, this episode serves as a crucial guide to understanding money mule scams. Join us as we identify the warning signs of these deceitful schemes, and provide essential tips to protect your finances. Stay informed and safeguard against financial fraud with our expert advice!

You can find our Transcripts on our website at www.scamshacksandfrauds.com.

The transcript and spoken audio are available under the Creative Commons, Share Alike, With Attributions license. For more information on this visit creativecommons.org.

In this gripping episode, Cee delves into the astonishing tale of Shan (pronounced Shane) Haynes, the bank manager who became embroiled in a pig butchering scam that ultimately led to the downfall of the Heartland Tri State Bank in Elkhart, Kansas. 

As Shan fell victim to a cunning online fraudster named Bella, he unwittingly drained millions from the bank, believing he was on the brink of a lucrative cryptocurrency opportunity. With a narrative that reveals the psychological traps of scams, Cee explores the devastating impact of misplaced trust and the sunk cost fallacy. What lessons can we learn from Shan's tragic story? How can you safeguard your finances against similar threats? Tune in to find out.

You can find an audio transcript of this episode at our website. The transcript and spoken audio are available under the Creative Commons, Share Alike, With Attributions license. For more information on this visit creativecommons.org

You can find our Transcripts on our website at www.scamshacksandfrauds.com.

The transcript and spoken audio are available under the Creative Commons, Share Alike, With Attributions license. For more information on this visit creativecommons.org.

In the past few months, three Major UK retailers  - Marks and Spencer, The Co-op and Harrods have been the targets of sophisticated hacks from a hacking Collective called  Scattered Spider.  What Happened?  Who is Scattered Spider? Should you be concerned, and what can you do to protect yourself?  I’m Cee, and this is Scams, Hacks and Frauds.

You can find an audio transcript of this episode at our website.  The transcript and spoken audio are available under the Creative Commons, Share Alike, With Attributions license.  For more information on this visit creativecommons.org

You can find our Transcripts on our website at www.scamshacksandfrauds.com.

The transcript and spoken audio are available under the Creative Commons, Share Alike, With Attributions license. For more information on this visit creativecommons.org.

In this episode, Cee shares stories about a fake VIP casino that took millions from high rollers and a bank fraud scam that cost its victim $100,000 in just 10 minutes.  He also discusses why it's important to fight the urge to be embarrassed by being the victim of fraud or a scam, and discuss steps that you can take to help protect you from having your life savings stolen in a heartbeat.

Sources:

https://www.scmp.com/news/hong-kong/law-crime/article/2103597/gang-running-pop-vip-rooms-cheat-gamblers-millions-busted

https://asgam.com/2017/07/20/police-bust-fake-macau-junket-operating-from-hotel-room/

https://www.macaubusiness.com/fake-vip-room-busted-2/

https://bigwinguide.com/fake-vip-room-scam-exposed-in-macau/

https://www.dailymail.co.uk/news/article-12083227/NAB-customer-falls-spoof-scam-loses-100-000-scammers-impersonating-bank-staff.html

https://www.theguardian.com/australia-news/2023/nov/15/tim-was-scammed-out-of-222000-he-says-the-bank-should-have-to-give-his-money-back

https://vocal.media/humans/man-loses-222-000-in-13-minutes

Editors note: Although some sources put the losses of the bank scam at $222,000 we have gone with the lowest available figure quoted in the sources we can find.

You can find our Transcripts on our website at www.scamshacksandfrauds.com.

The transcript and spoken audio are available under the Creative Commons, Share Alike, With Attributions license. For more information on this visit creativecommons.org.