March 17, 2025

Scared to Retire? Overcome Your RETIREMENT FEARS!

16 minutes

You’ve run the numbers, planned your finances, and dreamed of early retirement—but fear is still holding you back. You’re not alone! What if I run out of money? What about healthcare costs? Will I be bored? These fears are completely normal, and in this episode of Early Retirement Roadmap, I’ll help you tackle them head-on.

🌟 Here’s what you’ll learn:

✅ The #1 financial fear of early retirees—and how to overcome it 💸

✅ How Monte Carlo simulations can give you confidence in your retirement plan 🔢

✅ Why healthcare costs don’t have to be a dealbreaker 🏥

✅ Eliminate debt for a stress-free retirement ✅

✅ The secret to avoiding boredom and creating a fulfilling post-career life 🎨🌍

✅ How to handle criticism from family & friends who don’t "get" early retirement 🤔

I’ll also share my personal experience retiring at 55 years old and how I knew for sure that I was ready.

👉 Links to Resources mentioned:

✅Boldin.com: https://go.boldin.com/earlyretirementroadmap

Disclosure: This is an affiliate link, which means I may earn a small commission at no extra cost to you. It’s a simple way to support the channel and the content I create. Thank you!

✅ FREE Early Retirement Planning Checklist

Whether you're just getting started or refining your plan, this free guide will help you take the next step! Download my free 12-step early retirement planning checklist—a practical, easy-to-follow guide that walks you through everything from calculating your FIRE number to building a tax-efficient withdrawal strategy.

👉 Get your free checklist here: https://payhip.com/b/IBj3q

I created this to help others like you pursue financial independence and retire on your own terms and as a thank you to my viewers. Whether you are years away or almost ready, this checklist will help you retire smarter and sooner and is the perfect companion to everything I share on this podcast.

✅Empower

✅Article: Best Retirement Calculators

✅ Watch my video on all your healthcare options prior to Medicare or listen to the podcast

🔔 If you found this helpful, please subscribe & leave a review!

🎥 When you’re not on the go, check out Mike’s Early Retirement Roadmap YouTube channel for more insights and inspiration. And for my real life stories and experience in early retirement, check out my Youtube channel Early Retired & Real.

Support me by buying a cup of coffee here! ☕

🌐 Visit MikeUpland.com – Connect with Mike & explore retirement resources

🚀 Your dream retirement is possible—don’t let fear hold you back!

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By Mike Upland

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