In today’s episode of Scriptures & Wall Street, Carlos Cortez Jr. breaks down what he calls the “Retirement Shock” — a perfect storm that could devastate unprepared retirees.
With AI stocks soaring, Nasdaq valuations stretched, inflation still elevated, healthcare costs rising, and millions withdrawing from 401(k)s and IRAs at record highs, the risk isn’t theoretical anymore. It’s structural.
Carlos walks through real-time market signals — including death cross warnings on the Nasdaq and AI-focused ETFs— and explains why relying solely on market-based “red money” accounts like 401(k)s, variable annuities, ETFs, and bank deposits may expose retirees to a dangerous sequence-of-returns risk.
More importantly, he addresses a controversial but critical reality:
You may not legally “own” your 401(k) or even your bank deposits in the way you think you do.
This episode connects biblical stewardship with financial prudence, highlighting Proverbs 22:3 and challenging listeners to position their portfolios with foresight instead of fear.
FREE tax calculator
http://corteztaxbill.com
GALLUP -The CliftonStrengths® 34 Report
https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Money
https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052
————————————————————————————————————
Schedule a consultation today!
https://cortezwm.com
Learn More About America First Retirement
https://americafirstretirementplan.com/
Get your own private insurance account!
https://privateinsuredaccount.com/
————————————————————————————————————
Follow us on Rumble!
https://rumble.com/c/c-5319252
Follow us on twitter!
https://twitter.com/scrptrandwallst
Like & Subscribe our Channels
Rumble
https://rumble.com/user/ScripturesAndWallstreet
Youtube
https://www.youtube.com/@ScripturesAndWallstreet
Spotify
https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA
X
https://x.com/scrptrandwallst
————————————————————————————————————
Support the show!
SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL
https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html
http://biolongevitylabs.com PROMO CODE - CORTEZWM
https://jaycampbell.com
Lose weight and more with Plant Base Peptides
http://getmeleanusa.com
Silver and Gold
https://cornerstoneassetmetals.com
Fluoride Free Alkaline water :
www.AmericaFirstWater.com
The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.
retirement shock, 401k risk, AI bubble, Nasdaq crash warning, death cross signal, sequence of returns risk, retirement income planning, red money investing, green money strategy, principal protection, fixed index annuity, bank deposit risk, FDIC explained, variable annuity fees, inflation and retirement, healthcare costs retirement, AI investing risk, safe retirement strategies, biblical stewardship, proverbs 22 3, scriptures and wall street
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.