Scriptures & Wall Street

Precious metals IRAs are often sold as the ultimate safe haven — protection from inflation, market crashes, and government instability. But what if the very strategy designed to protect your retirement is quietly exposing you to hidden fees, limited liquidity, and zero income?The reality is far more complicated.As gold and silver experience sharp volatility and the U.S. dollar strengthens, many investors are discovering that precious metals do not always move the way they were promised. In fact, the assumption that metals rise when markets fall is not a guarantee — it’s speculation. And for retirees, speculation can be dangerous.This episode of Scriptures & Wall Street pulls back the curtain on the precious metals IRA industry, exposing how high commissions, buy/sell spreads, custodial fees, and delayed pricing can significantly impact your retirement. Carlos Cortez Jr. explains why these accounts often function as red money assets — subject to market swings, manipulation through derivatives, and influenced heavily by the strength of the U.S. dollar.More importantly, the conversation shifts to what actually matters in retirement:income, principal protection, and consistency.If your retirement strategy relies on assets that don’t produce income and require you to sell during volatility, you may not have a retirement plan — you have a speculation plan.



FREE tax calculatorhttp://corteztaxbill.com
GALLUP  -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

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Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/

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SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com

The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

Markets are sliding, volatility is surging, and silver — the asset many investors run to during uncertainty — is suddenly falling. At the same time, the U.S. dollar is strengthening and defensive stocks are skyrocketing. For retirees and investors approaching retirement, these conflicting signals raise a serious question:Is the financial system behaving normally — or is something bigger happening beneath the surface?In this episode of Scriptures & Wall Street, Carlos Cortez Jr. breaks down the relationship between the U.S. dollar, silver, and the broader stock market to explain why many traditional retirement portfolios may be more vulnerable than investors realize. Using chart analysis and macroeconomic signals, Carlos examines the rising volatility index (VIX), the S&P 500 selloff, and the impact that currency strength can have on precious metals pricing.The discussion also explores why silver, despite its long-term value as both an industrial metal and monetary hedge, remains a red-money asset subject to manipulation and volatility, especially when large financial institutions control derivatives markets.Most importantly, Carlos challenges listeners to rethink retirement planning itself — shifting from speculation and market timing toward principal protection, guaranteed income strategies, and financial stewardship.
FREE tax calculatorhttp://corteztaxbill.com
GALLUP  -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

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Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/

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SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com

The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

War headlines, market volatility, rising oil prices, and economic uncertainty are pushing many investors toward assets like silver, crypto, and speculative trades. But the real question retirees must ask isn’t how to grow wealth — it’s how to generate reliable income when the world becomes unstable.Millions of Americans approaching retirement are discovering that their 401(k), IRA, or brokerage portfolio was built for growth, not for income. As markets swing and geopolitical tensions rise, many retirees are realizing they may have assets — but not the consistent cash flow needed to sustain retirement.This episode of Scriptures & Wall Street breaks down the difference between wealth accumulation and income generation, and why relying solely on red-money assets like silver, stocks, crypto, or real estate may leave retirees exposed when markets shift.Carlos Cortez Jr. explains how the baby boomer retirement wave is reshaping the financial system, why precious metals remain volatile commodities tied to the U.S. dollar, and how investors nearing retirement must transition from speculation to income strategy.You’ll also learn how structured income strategies, principal-protection tools, and properly designed portfolios can help retirees maintain stability even during war, market corrections, or economic disruptions.Retirement isn’t about guessing the next market move.It’s about building consistent income that survives any environment.
FREE tax calculatorhttp://corteztaxbill.com
GALLUP  -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

————————————————————————————————————
Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/

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————————————————————————————————————Support the show! 
SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com

The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

War headlines, rising volatility, and market uncertainty are pushing many investors toward silver, crypto, and other speculative assets. But speculation is not a retirement plan.In this episode of Scriptures & Wall Street, Carlos Cortez breaks down the current market chaos and explains why red-money assets like stocks, silver, and crypto remain volatile and unpredictable — especially for investors nearing retirement.Using real market charts, Carlos analyzes the volatility index (VIX), major tech stocks like Nvidia, Amazon, and Tesla, and the growing correlation within the Magnificent Seven that is driving the broader market. He also explains why silver and gold act as stores of value but fail to produce retirement income.You’ll learn how the U.S. dollar influences precious metals pricing, why emotional investing leads to poor financial decisions, and how green-money strategies can provide principal protection while still participating in market growth.If you’re approaching retirement and relying solely on market-based investments, this episode will challenge how you think about protecting your income and principal.
FREE tax calculatorhttp://corteztaxbill.com
GALLUP  -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

————————————————————————————————————
Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/

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————————————————————————————————————Support the show! 
SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com

The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

War headlines, rising national debt, and market volatility are dominating financial news — but very few investors are asking the deeper question: Where is your retirement money actually going?In this episode of Scriptures & Wall Street, Carlos Cortez Jr. breaks down the financial realities behind war spending, Social Security sustainability, and the hidden risks inside traditional retirement accounts. With global conflict escalating and government debt soaring past historic levels, retirees and pre-retirees may be unknowingly exposed to financial systems they don’t fully understand.Carlos explains how traditional IRAs and 401(k)s create future tax obligations, why Social Security earnings limits can penalize retirees who work, and how the massive U.S. debt burden could eventually impact retirement taxation. The conversation also explores the growing push toward Universal Basic Income (UBI), the influence of global debt markets, and how volatility in assets like silver, stocks, and crypto reflects deeper systemic pressures.The core message is stewardship: understanding the difference between red money (market-risk assets) and green money (principal-protected strategies) so retirees can focus on protecting income rather than chasing speculation.Retirement isn’t about predicting the next war or market crash.
It’s about positioning your finances so external chaos doesn’t determine your future.
FREE tax calculatorhttp://corteztaxbill.com
GALLUP  -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

————————————————————————————————————
Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/

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Rumblehttps://rumble.com/user/ScripturesAndWallstreet
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————————————————————————————————————Support the show! 
SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com

The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

The biggest financial illusion in America isn’t inflation.
It isn’t war.
It isn’t even the stock market.It’s the belief that you own the money sitting in your bank account or your 401(k).From rising interest rates and bond losses to Social Security traps, IRA taxation, silver speculation, and FDIC misconceptions, the financial system is far more fragile — and far more conditional — than most retirees realize. In this episode of Scriptures & Wall Street, Carlos Cortez Jr. pulls back the curtain on the ownership myth, explaining why depositors are technically unsecured creditors, why qualified plans come with government strings attached, and how red-money assets leave retirees exposed to volatility and policy shifts.Meanwhile, Americans are distracted — chasing headlines, obsessing over geopolitics, arguing about narratives — while ignoring the one responsibility that truly matters: stewardship of their retirement.Carlos breaks down:•Why bonds lost money during rising interest rates•How correlation between the Magnificent Seven, Nasdaq, S&P 500, and even Bitcoin creates hidden risk•Why silver and gold are rising — but still remain volatile red money•How Social Security earnings traps and IRA withdrawals can trigger penalties•Why taxation, not market loss, is the wealthy’s biggest retirement problem•And why principal-protected, contract-based strategies may offer clarity in a chaotic systemThis episode isn’t about fear. It’s about responsibility.
You are responsible for your retirement. You are responsible for your peace. And distraction is the enemy of both.

FREE tax calculatorhttp://corteztaxbill.com
GALLUP -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

————————————————————————————————————
Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/
————————————————————————————————————
Follow us on Rumble!https://rumble.com/c/c-5319252
Follow us on twitter!https://twitter.com/scrptrandwallst

Like & Subscribe our Channels————————————————————————————————————
Rumblehttps://rumble.com/user/ScripturesAndWallstreet
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Xhttps://x.com/scrptrandwallst

————————————————————————————————————Support the show!
SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com

The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

In today’s episode of Scriptures & Wall Street, Carlos Cortez Jr. breaks down what he calls the “Retirement Shock” — a perfect storm that could devastate unprepared retirees.With AI stocks soaring, Nasdaq valuations stretched, inflation still elevated, healthcare costs rising, and millions withdrawing from 401(k)s and IRAs at record highs, the risk isn’t theoretical anymore. It’s structural.Carlos walks through real-time market signals — including death cross warnings on the Nasdaq and AI-focused ETFs— and explains why relying solely on market-based “red money” accounts like 401(k)s, variable annuities, ETFs, and bank deposits may expose retirees to a dangerous sequence-of-returns risk.More importantly, he addresses a controversial but critical reality:
You may not legally “own” your 401(k) or even your bank deposits in the way you think you do.This episode connects biblical stewardship with financial prudence, highlighting Proverbs 22:3 and challenging listeners to position their portfolios with foresight instead of fear.

FREE tax calculatorhttp://corteztaxbill.com
GALLUP  -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

————————————————————————————————————
Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/
————————————————————————————————————
Follow us on Rumble!https://rumble.com/c/c-5319252
Follow us on twitter!https://twitter.com/scrptrandwallst

Like & Subscribe our Channels

Rumblehttps://rumble.com/user/ScripturesAndWallstreet
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————————————————————————————————————Support the show! 
SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com

The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.
retirement shock, 401k risk, AI bubble, Nasdaq crash warning, death cross signal, sequence of returns risk, retirement income planning, red money investing, green money strategy, principal protection, fixed index annuity, bank deposit risk, FDIC explained, variable annuity fees, inflation and retirement, healthcare costs retirement, AI investing risk, safe retirement strategies, biblical stewardship, proverbs 22 3, scriptures and wall streetSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

In today’s episode of Scriptures & Wall Street, Carlos Cortez Jr. delivers a powerful message about fear, noise, and the spiritual battle happening inside your retirement plan.With headlines dominated by UBI, AI automation, silver volatility, political chaos, and endless speculation, many investors are operating from anxiety instead of stewardship. Carlos explains why fear is the most expensive asset you can own — and how it silently sabotages wealth building, retirement confidence, and even your faith.This episode dives deep into the spiritual nature of money, the difference between pleasing God and trusting God, and why panic-based financial decisions are often a symptom of misplaced trust. Carlos shares personal testimony, biblical foundations, and real-world retirement strategies that bring clarity in chaotic markets.You’ll also learn how the Color of Money system (Red, Green, and Yellow) helps eliminate confusion, reduce volatility exposure, and create contractual guarantees that mirror the spiritual guarantees found in Scripture.If you’re feeling overwhelmed by silver swings, UBI narratives, market crashes, or social media fear cycles — this episode is a reset.Retirement is not built on noise.
It’s built on discipline, positioning, patience, and principles.


FREE tax calculatorhttp://corteztaxbill.com
GALLUP -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

————————————————————————————————————
Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/
————————————————————————————————————
Follow us on Rumble!https://rumble.com/c/c-5319252
Follow us on twitter!https://twitter.com/scrptrandwallst

Like & Subscribe our Channels————————————————————————————————————
Rumblehttps://rumble.com/user/ScripturesAndWallstreet
Youtubehttps://www.youtube.com/@ScripturesAndWallstreet
Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA
Xhttps://x.com/scrptrandwallst

————————————————————————————————————Support the show!
SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com

The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

In today’s episode of Scriptures & Wall Street, Carlos Cortez Jr. tackles one of the most dangerous financial narratives gaining traction today: Universal Basic Income (UBI) and the idea that you may not need to save for retirement at all.With artificial intelligence replacing jobs, Elon Musk publicly suggesting work may become optional, and governments expanding social programs, the promise sounds comforting: “The system will take care of you.” But Carlos explains why this mindset creates dependency, not wealth — control, not freedom.Drawing parallels between UBI, Social Security earnings penalties, IRA taxation, and banking bail-in laws, this episode exposes how easily retirement income can be restricted, penalized, or inflated away. From the Social Security earnings test thresholds to the hidden reality of IRA taxation and Dodd-Frank banking provisions, Carlos makes one thing clear:If you do not own and control your income, you are not retired — you are managed.The conversation also dives into AI automation, CBDCs (Central Bank Digital Currencies), financial surveillance, and the long-term implications of tying your livelihood to centralized systems. The solution? Stewardship. Asset ownership. Contractual guarantees. And building green money strategies that create income outside of Wall Street volatility and government dependency.This episode is not about fear — it’s about preparation.
FREE tax calculatorhttp://corteztaxbill.com
GALLUP  -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052

————————————————————————————————————
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Learn More About America First Retirement https://americafirstretirementplan.com/
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SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
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The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.

In today’s episode of Scriptures & Wall Street, Carlos Cortez Jr. tackles two of the most emotionally charged assets in America right now: silver and the 401(k). With volatility surging, the dollar fluctuating, and banks facing continued strain, many investors are asking the same question:Is my retirement actually safe?Carlos breaks down the dangerous myth that precious metals or a traditional 401(k) automatically equal security. While silver may rise long term, it remains a red money asset — volatile, manipulated, and heavily influenced by the same financial institutions investors claim they distrust. He explains how spoofing, naked shorts, dollar manipulation, and exchange control mechanisms create extreme volatility that retirees are not prepared to withstand.The episode goes deeper into the structural weaknesses of 401(k) plans — defined contribution structures, limited fund menus, hidden fees, and the illusion of ownership. Most participants don’t realize they are not owners — they are participants inside a Wall Street casino.Carlos introduces the critical difference between:

• Red Money (risk, speculation, unlimited losses & gains)
• Green Money (contract law, principal protection, income consistency)
• And why retirement is not about chasing upside — it’s about locking in certainty.

If you’re holding large bank balances, precious metals IRAs, or relying solely on your 401(k), this episode is a wake-up call to rethink where your money lives and how exposed it really is.This is not about fear — it’s about stewardship.
In This Episode, You’ll Learn

• Why silver and gold are still red money assets
• How dollar manipulation directly impacts precious metals
• The truth about spoofing and JPMorgan’s precious metals settlement
• Why precious metals IRAs may expose you to unnecessary risk
• How volatility can destroy retirement timing
• The structural flaw inside most 401(k) plans
• The difference between a defined benefit and defined contribution plan
• Why you are a participant — not an owner — in your 401(k)
• How hidden fees silently erode retirement accounts
• Why unlimited gains also mean unlimited losses
• What green money really is and how contract law protects principal
• Why retirement must focus on income and consistency
• How Roth conversions may fit into a precious metals exit strategy
• Why emotional attachment sabotages financial decision-making
• How stewardship and discipline apply to investing

GALLUP  -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx
The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052



Schedule a consultation today!https://cortezwm.com
Learn More About America First Retirement https://americafirstretirementplan.com/
Get your own private insurance account!https://privateinsuredaccount.com/
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Follow us on Rumble!https://rumble.com/c/c-5319252
Follow us on twitter!https://twitter.com/scrptrandwallst

Like & Subscribe our Channels————————————————————————————————————
Rumblehttps://rumble.com/user/ScripturesAndWallstreet
Youtubehttps://www.youtube.com/@ScripturesAndWallstreet
Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA
Xhttps://x.com/scrptrandwallst

Support the show! 
SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com
Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com
Silver and Goldhttps://cornerstoneassetmetals.com

Fluoride Free Alkaline water :www.AmericaFirstWater.com
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.
DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information.

Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com.