If you're a pilot, there's a good chance your retirement savings are sitting in a target date fund you selected years ago and haven't thought about since. The problem is that the fund doesn't know anything about your pension, your spouse's income, your retirement timeline, or the unique challenges pilots face. In this episode, Ryan explores a little-known feature inside many 401(k) plans and shares research that may change the way you think about retirement planning.

Here’s what we cover in this episode:

📉 DIY Penalty: The cost of going alone

🧠 Behavior Gap: Emotions hurt investor returns

💧 Cost Leaks: Small expenses compound over time

✈️ SDBAs Explained: More options inside your 401(k)

📋 Case Study: Personalized planning in action

🚀 Pilot Advantage: Retirement planning beyond average

Retire Pilots - https://retirepilots.com

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Pilot Tax - https://pilot-tax.com/

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