Last week we dove into the ways that you can use Ribbon to compete with cash buyers.

This week on Selling Central Florida, we brought in Greg Tucker from Amerifirst Home

Mortgage to talk about how he is a preferred lender with Ribbon and how he could get some of

those fees waived as well as another similar program you could go with called Landis.

There has been a huge increase in the number of people wanting to move to the sunshine state

lately, and with that, there has been an increase in the number of cash buyers on the market.

The problem with that is, that most everyday buyers don’t have cash on hand to compete with

that. The companies we are sharing with you today will help you become a cash buyer so you

stand a decent chance of getting that home.

Ribbon and Landis both prioritize getting everyday Americans into homes. It really helps people

who rely on government loans like FHA and VA loans who struggle to get their offers accepted

because it’s easier for the buyer to just go with a cash offer.

In today’s episode, we discuss:

● What Offer Boost is

● Why these deals are great for loan officers

● Who Landis helps

● How to get started with Ribbon or Landis

● The difference between the two programs

● The benefits of using these programs

● Why the lender you choose matters so much

Given that 1% of closing costs is covered with these programs, there really is no reason not to

use them. They stop you from having to go over the asking price and it allows you to be

competitive with the other people with cash offers. These programs are truly amazing.

If you are interested in Ribbon or Landis, Greg is your guy! Get pre-approved here or reach out

to Greg and he can answer any of your questions and get you started so that you can finally buy

your home. You can also send him an email at [email protected] or give him a call

at 321-229-7485.

If you like the show, please subscribe and leave a review. This helps us get more listeners and

help more people. You can also follow us on Instagram and send a DM if you want to connect!

If you would like to search for available homes in central Florida or check your home value, you

can use our services for free at tiffsellsflorida.com and JennaNuñez.bellatraerealty.com. You can

also email us at [email protected]!

Resources

Learn about Offer Boost

Learn more about Amerifirst

Get pre-approved

Learn more about Landis 

Quotes

“It’s just such an amazing thing to help people get into a home and stop being beat out by all of these other cash offers.” “It’s 100% a team effort. You have to have a great agent and lender behind you.”

Buying a home hasn’t been easy lately.

With all of the cash buyers and investment companies going for the same homes as everyone

else, it can feel impossible to compete when they are offering thousands above asking price in

cash. This can be very discouraging for the everyday buyers who just want a home to call their

own. So on today’s episode of Selling Central Florida, we spoke with Jen Yosef from Ribbon.

Ribbon is an amazing company. They help local buyers compete with the cash investors and

level the playing field. We have had nothing but wonderful experiences with this company so we

knew we wanted to share more about them in case they can help you on your home buying

journey as well.

Ribbon empowers buyers, sellers, agents, and loan officers. They do this with cash-backed

solutions that enable homeownership for everyone. They offer contingency-free certainty to the

sellers which makes it easier for them to work with buyers who are getting mortgages.

In today’s episode, we discuss:

● Who Ribbon is and what they do

● How this company started

● Who Ribbon is for

● The programs that Ribbon offers

● Why some sellers prefer Ribbon buyers

● The fees associated with Ribbon

● What lenders need to know about working with Ribbon

Using Ribbon increases your chance of getting your offer accepted by 3x! They really give you

the peace of mind that you are actually going to stand a chance of getting a house without all of

the stress of trying to compete with impossible offers. Some people think it sounds too good to

be true, but we promise it isn’t! It is worth the small fee- trust us! It’s amazing to see how they

help people finally get their homes.

If you are interested in learning more about Ribbon, we suggest you check out their website

here. You’ll find many webinars so that you can learn more and get all of your questions

answered. They are there for you as much or as little as you need!

If you like the show, please subscribe and leave a review. This helps us get more listeners and

help more people. You can also follow us on Instagram and send a DM if you want to connect! If

you would like to search for available homes in central Florida, or check your home value, you

can use our services for free at tiffsellsflorida.com and JennaNuñez.bellatraerealty.com. You can

also email us at [email protected]!

Resources

Check out Ribbon

Quotes

“We are doing work that’s very important because we are impacting the lives of millions of

Americans but at the same time it’s so much fun doing this job because we know how much of

an impact it makes.” -Jen Yosef

“Ribbon is for the everyday buyer.”

In this episode, we are going to be talking about title companies! 

Title companies play a very important role in your house buying/selling experience. The title company helps transfer the property from the seller to the buyer with a clean chain of title. In simple terms, they make sure that you own exactly what you’re buying. 

There are a lot of players involved in the sale of a property, and the title company really facilitates the transfer of the property. In today’s episode of Selling Central Florida Podcast, we sat down with Scott Bevan from Celebration Title Group to teach you everything you need to know. 

The sale process isn’t simple. There are so many moving parts! So many people don’t even realize how much goes on behind the scenes. The title company is more involved in the process than people think, and that’s a good thing! The title company has your best interests in mind and they are there to help make sure everyone gets what they are entitled to. 

In today’s episode, we discuss: 

● What a title company is

● How the title company helps in the sale of a property 

● Title insurance 

● Where your earnest money goes

● What you need to know about liens

● The difference between ALTA and HUD

● Closing disclosures

● Title fees

● How Celebration Title Group does things differently

The more educated you are when going into the buying or selling process, the better the whole experience will be. Not many people understand how integral the title company is so we hope this episode gave you lots of good information so that you can go into your experience with all the information you need. 

We especially love how Celebration Title company makes the whole experience special and exciting for their buyers and sellers. It is a huge day and they go out of their way to celebrate with their clients. To learn more about them, make sure to check out their website. 

If you like the show, please subscribe and leave a review. This helps us get more listeners and help more people. You can also follow us on Instagram and send a DM if you want to connect! 

Resources

Check out Celebration Title Group

Quotes

“The title company acts as the middle man and the safety net for everyone’s money to make sure that everyone does their contractually obligated part.”  -Scott

“It’s a huge transaction and you have to be protected.” 

Let’s talk about contracts!

The topic of purchasing contracts is not the most exciting because it can be a little dry- we know. But stay with us! This is an important part of the buying or selling process so this information is crucial to know. You’ll definitely want to save this episode for reference in the future.

In this episode of Selling Central Florida, we want to go through some of the most important parts of your contract that you need to keep in mind when writing those offers. You don’t want to end up in a sticky situation by going into it blind! The market moves quickly so preparing yourself for this part ahead of time will be extremely beneficial to you.

We want you to know what you’re doing and signing so you can understand what areas of a contract you can change to make your offer stronger. Going into this process unprepared could be what gets your offer passed on. You and your realtor need to be at the top of your game to make it happen so you don’t miss out on your dream home.

During this read-through of the contract, we will share with you everything you need to know, what they mean, and things to be aware of so that you can make an offer that gets accepted.

In today’s episode, we discuss:

● What can happen if you aren’t prepared

● What “as is” means

● How escrow payments work

● Dates included and what they mean

● What you need to understand about the financing section

● Closing costs, fees, charges

● Home warranties

● Property inspections

We hope you found this episode helpful! We tried to pack it with all of the most important information so that you can make your offers and sign your contracts with confidence. The process of buying a house can be pretty confusing for people who haven’t done it before so educating yourself is the first step to a great home-buying experience.

Make sure to check out the contract sample linked below. We highly recommend that you read through it yourself so that when it is time to sign that offer, you don’t need to waste any time getting it out there.

If you like the show, please subscribe and leave a review. This helps us get more listeners and help more people. You can also follow us on Instagram and send a DM if you want to connect!

Resources

Download the Contract Sample

Quotes

“The market is moving so quickly and we see people signing contracts that we don’t think they understand.”

“We really want you guys to know what you’re signing and know where there are those areas in the contract that you can change to make your offer stronger.”

The first step in purchasing a house is getting pre-approved. This part can be a little daunting but don’t worry, we are here to help. 

In today’s episode of Selling Central Florida, we have Patrick Srichaiyan from Waterstone Mortgage here to talk about what steps you need to take to get approved for your new home. Buying a home can be confusing especially for someone who has never done it before. Patrick is amazing at explaining the process in an easy-to-understand way so we are very happy to have him on the podcast today to help you understand the process too. As a Senior Mortgage Advisor with over seven years of experience, Patrick is the perfect blend of formal expertise and warm hospitality. Patrick began his professional career as a real estate agent before switching over to the world of lending. Between his experience in real estate, his degree in Business Administration, and his Certified Mortgage Advisor™ accreditation, Patrick has learned the ins and outs of the mortgage industry allowing him to be able to anticipate and meet the needs of all parties involved. Patrick views himself not just as your lender, but also as an advisor who wants the best for you and will ensure you thrive in your new home. His embodiment of the Golden Rule is what really sets Patrick apart from other lenders. He truly strives to treat each client like they are his best friend ensuring they are making knowledgeable, informed decisions that are best for their unique situation so they can get into their dream home! 

When Patrick isn’t working – which is rare – you can find him lifting heavyweights in his garage, playing video games, eating way too much sushi, and hanging out with his two kiddos. 

In today’s episode, we discuss: 

Why having a good relationship with your lender is so important 

Important factors to consider when choosing a lender 

The biggest misconceptions about getting a loan for a house 

What you need to know about PMI 

How to make the most of the market and current interest rates 

What delayed financing is 

What to expect when it comes to closing costs 

The benefits of getting preapproved to buy a house 

The more you know when it comes to buying a home, the more you can make better-informed decisions and find the right deal for you. Patrick has a wealth of knowledge when it comes to things like loans, PMI, delayed financing, preapprovals, and so much more. We were so happy to have him on the show with us today. If you want to get preapproved to buy a home in Florida, make sure to reach out to Patrick. He looks at your unique situation and does his best to get you approved and in your home as quickly and as smoothly as possible. Check out his website here! 

If you like the show, please subscribe and leave a review. This helps us get more listeners and help more people. You can also follow us on Instagram and send a DM if you want to connect! 

Resources 

Work with Patrick 

Follow us on Instagram 

Closing Costs Estimates

Welcome to the Selling Central Florida Podcast! In our very first episode, we will be sharing a bit about how two animal trainers became passionate real estate agents in central Florida. We are diving into where we are from, our stories, how we met, and how we ultimately decided to start a real estate podcast together! Tiffany is a Florida native who studied psychology and always dreamed of becoming a dolphin trainer. Jenna, on the other hand, grew up in Kansas and studied marine biology. This led both of us to Sea World and we became fast friends. Fast forward to now, we love real estate and we have so much knowledge to share on the topic. When we saw how many people are flocking to the sunshine state without proper guidance and support, we knew we wanted to step in and help those who need it to sell or buy their dream home in Florida In today’s episode, we discuss: How Sea World brought us together How we grew our real estate businesses so quickly The housing market changes in the last few years The importance of a strong work ethic What you can expect from our show in the future We are learning more about real estate every day. Every single transaction brings new knowledge and expertise on the topic that we use to help our clients find the best deals possible. We are so happy you’re here and we hope you’ll continue to join us every week to learn more from us and other real estate experts. If you like the show, please subscribe and leave a review. This helps us get more listeners and help more people. You can also follow us on Instagram and send a DM if you want to connect! We’d love to hear from you. 

On the Selling Central Florida Podcast, as real estate experts in the area, we'll be sharing our best advice on contracts, inspections, multiple offer situations, and so much more. You'll hear expert interviews on topics like mortgages, currency exchange, title, & more. Don't make the mistake of getting into the Central Florida real estate market without doing your research. We're here to help! We'll be providing exclusive community walkthroughs or home tours along with home sale statistics and selling tactics so that you can be fully prepared and find your dream home. We're happy you're here!