In this podcast, Jim picks up where he left off in Part 1. He didn't care for grammar school much, but he enjoyed his time at Sacred Heart High School, where he spent a lot of time playing saxophone in band. He says that, being a musician, he was accepted by just about every clique.

Jim's house was a serious one. His dad worked to support four kids going to private school while his mom stayed home to take care of them. But Jim didn't like that somber environment, and so, he would often be the one making everyone in the family laugh.

When Jim was going to college at SF State and still living with his parents, his dad passed away. He had never wanted to leave The City, and this furthered that notion for him. He ended up with two degrees from State and graduated in 1981. It was at SF State that Jim realized, as much as he loved playing, musician wasn't gonna be the career for him. Instead, he studied economics.

He spent some time in Italy during college and shares those stories. Jim also talks about experiencing the Jonestown Massacre and Milk/Moscone murders around the time that his dad abruptly passed away.

After college, he played sax around town in various venues and did some cooking in restaurants. He loved food, but soon realized that he didn't want to do that full-time. Around this time, a friend recommended mortgage brokery, and to Jim, it was a "Why not?" situation. He's been in the business now for 38 years.

Jim talks about grappling with the fact that the San Francisco he grew up in isn't the affordable city we call home today. We wrap up this two-parter with Jim's thoughts on what it means, both personally and professionally, to still be here.

If you missed Part 1, please go back and listen to that now. If you'd like to get in touch with Jim, check out his website JamesArgo.com.

We recorded this podcast at the San Francisco Elk's Lodge #3 in January 2022.

Photography by Michelle Kilfeather