No one wants to be in debt. But life happens and if you’ve got debt, life has happened to you. After working with thousands of financial planning clients, Shannon Lee Simmons knows that your only way out of the debt cycle is to truly understand all of your spending triggers so you can shut them down for good. In Living Debt-Free, she shows you that it is possible to have a life and pay down debt at the same time. In fact, that’s the only way your debt plan will workShe was named one of Flare’s \"Canada’s Top 30 Under 30\" and won the Notable Award for Best In Finance. She writes a monthly personal finance column for The Globe and Mail, is the personal finance expert on CBC’s On the Money and appears regularly on TVO’s The Agenda and CBC’s Metro Morning. She lives in Toronto with her husband and new baby.