Share The Wealth Show

Ep 32 - How do you leave a lasting legacy to your loved ones?   We welcome Jordan D’Silva today to talk about his journey and celebrate his late father, who built their business from the ground up. His story is an example of how minorities can create wealth and pass it down to their children. Jordan reflects on lessons his father taught him and how he’s following in his father’s footsteps to preserve his legacy.   Jordan D’Silva is a 25-year-old real estate investor from Dallas, TX. He is CEO of Web City Properties, an investment company started by his father in 2005. Web City Properties owns and manages over 500 units compiled of single-family rental properties, small multifamily, and commercial properties, and mortgage notes and is currently investing in the Dallas Fort Worth Market. Jordan enjoys taking on difficult value-add properties, leading teams, and providing quality housing with great customer service. Jordan also runs a nonprofit dedicated to providing solutions for families living in poverty. In his free time, Jordan enjoys traveling, sporting events, and trying new foods.

________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 10:37] Who is Jordan D'Silva? 

• Jordan shares how his father who immigrated from India to the US
• • Getting into real estate, buying in low-income areas, and carrying notes
  • He lost his business but did not give up; he started  another company in Dallas
• His father trained him and Jordan believes it’s his responsibility to manage what he built
• Currently, they are looking into multifamily and self-management plays

  [10:38 - 15:00] A Legacy Beyond Wealth

• His father showed confidence in him that he can continue the business and he is always striving to make his dad proud
• Jordan did not feel bound to real estate because his father had given him the freedom and flexibility to do other things he enjoys
• The biggest thing he learned from his dad is work ethic

  [15:01 - 24:18] Finding Value in Unexpected Places

• The importance of working hard while working smart
• His father recognized opportunities in low-income, neighborhoods, invested in people he could train, and served immigrant and minority customers
• Like his father, Jordan and his team go where there’s less competition

  [24:19 - 25:06] Closing Segment 

• Watch out for part 2 of our conversation with Jordan!

Key Quotes    “I got to commend him for not guilting me with that responsibility for the rest of my life and giving me that freedom.” - Jordan D'Silva   “He combined that work harder with work smarter by doing both. He was going to outsmart you and he was going to outwork you.” - Jordan D'Silva   “It's twofold: getting into your niche and being where there's less competition, but also having an appreciation and a willingness to be in the community and engage with these lower-income neighborhoods.”  - Jordan D'Silva   Connect with Jordan D'Silva! Check out webcityproperties.com or email him at [email protected]. 

Let’s get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her...

Ep 31 - In this episode, we speak again with Travis Gibson to learn more about creating and preserving generational wealth. He introduces the dynasty trust, a type of trust designed to last longer than one generation and minimize transfer taxes. He goes in-depth on its benefits and breaks down step-by-step how they were able to establish his family’s trust. He also offers actionable advice so you can start setting up your own trust, too.    ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________   [00:01 - 20:14] How to Build a Legacy That Grows Over Time

• Check out part 1 of the interview with Travis!
• Travis talks about discovering the dynasty trust
• • Structuring their trust so that their descendants will receive a quarterly distribution
  • The distribution protects the wealth from being squandered
• Things to consider: state laws in which it will be created, the amount of money available to invest, and the provisions that will be included
• The trust can have a time limit or be established in perpetuity
• Spouses and descendants of descendants are not entitled to distributions unless they still have children under 18
• The trust should be flexible enough to accommodate changes in the future
• How to leverage life insurance and having an LLC

  [20:41 - 25:15] A Trust is A Gift

• Travis stresses the importance of estate planning for the future generation
• Why he is thinking about setting up a new trust in the next few years
• Creating wealth does not happen overnight, but all you need to do now is to get started

  [25:16 - 33:29] Closing Segment 

• The final questions
• • Consolidation within an asset class and diversification across asset classes
  • Travis shares his strategy in choosing between Baltic Avenue and Boardwalk 
  • What does Travis need right now to get to the next level?
• Connect with Travis!

Key Quotes    “You have a lot of people that they end up with sizable estates and they give their heirs the entire estate at their passing. And what happens is you create these trust fund babies that have no real appreciation as to what it takes to actually build an estate that size.” - Travis Gibson   “One of the things you have to consider with the dynasty trust is it has to be written in a way where you try to at least consider what can happen in the future.” - Travis Gibson   “Having some type of structure in place to ensure that your assets are handled properly, I think, is a responsibility of anybody that has a family.”  - Travis Gibson

Resources Mentioned

• Share The Wealth Show: Creating Black Trust Fund Kids with Portia Wood

 

• Share The Wealth Show: The Road To 2053 - Zero Net Worth For The Black Community with Portia Wood

    Connect with Travis Gibson through his LinkedIn! Check out Freeman Equity Group on Instagram,

Ep 30 - Getting into real estate is challenging, but it can be rewarding experience. As long as you have the right strategies and mindset, you can set yourself up for success.   In this episode, Travis Gibson talks about valuable lessons he learned throughout his career in real estate. He was doing well for himself as a software engineer and investor, but the crash of 2018 left him fighting to recover his lost assets. He details his transition to multifamily and trading and offers important insights on how to be wise with money.   Travis is the Principal and founding member of the private equity investment firm, Freeman Equity which has over $65M AUM. He has over 20 years in both the public and private equity markets. He has extensive experience investing in self-storage facilities, residential mortgage notes, mobile home parks, single-family residential acquisitions, office buildings, and Multifamily real estate syndications. Coming from a background in software engineering he has a wealth of experience in defining project requirements and managing development teams for Fortune 500 companies such as EDS, ECMC, and Apple. Finance.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 10:42] Who is Travis Gibson? 

• Travis on coming from a family of real estate owners and professionals
• He bought his first property to get tax deductions
• What was it like when he lost half of his portfolio in the 2008 market crash

  [10:43 - 22:33] Surviving and Thriving with Multifamily

• By finding a lender that would give him credit and buying single-family homes cheaply, he was able to slowly rebuild his portfolio
• Not wanting to deal with residents’ problems anymore, he discovered multifamily through a friend and how it offers better returns and tax advantages
• • Travis shares a bad experience with a tenant and why you should always trust but verify
• He chose to be an active investor so he could learn the in and outs of the business

  [22:33 - 29:31] Take Profits or Don’t

• Managing greed is essential, especially in trading
• • Use profits from trading to invest in multifamily
  • Set up rules and trade by those rules to mitigate risk
• Travis explains why he doesn’t want to create a course on trading
• How he’s able to balance his W2, real estate, trading, and personal life

  [29:32 - 39:45] Building Sustainable Wealth as a Minority

• The community itself has capital, but the investment strategy is problematic
• You don’t need a lottery ticket, start with wherever you are
• Do due diligence and find the best cash-flowing assets
• Figure out your financial goals
• Look at your expenses and cut out unnecessary spending
• • There is value in delayed gratification

  [39:46 - 40:31] Closing Segment 

• Watch out for part 2 of our conversation with Travis!

Key Quotes    “It's important that you're super diligent in choosing the best possible assets that you can from a risk standpoint, but also from a growth standpoint.” - Travis Gibson   “I've really tried to work on not only my children but also my family and pretty much anybody that wants to talk about it. Financial literacy is a huge component in this, just learning how to manage your finances and from there, how to invest. It's pivotal, right?”  Travis Gibson   “The ability to defer gratification is a big part of any sound investment strategy. Do you want a new car? Yes. Do you need a new car is the question.”  Travis Gibson

Resource Mentioned:

Ep 29 - With all the wealth-building potential of real estate, there is a tendency to lose sight of what it really means to add value to the lives of others. Today, we get to know more about Nicole Gauthier and how they are bringing transformation and financial literacy to distressed communities. She also highlights the importance of paying the people the right way and empowering them to know what they deserve.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________   [00:01 - 07:03] Making a Difference with Impact Investing

• Check out part 1 of the interview with Nicole!
• Nicole breaks down the projects she’s currently working on
• Embodying awesomeness in Wicked Holdings and creating change in distressed neighborhoods

  [07:02 - 14:42] Doing Right by the Residents

• Aside from providing employment opportunities to the locals, fair compensation is a must
• Investors need to do a better job of talking to the community and understanding what they truly need
• Nicole shares how she’s able to connect with people from different walks of life

  [14:43 - 22:53] Closing Segment 

• The final questions
• • Diversify with assets that you know
  • Nicole shares her strategy in choosing between Baltic Avenue and Boardwalk
  • What does Nicole need right now to get to the next level?
• Connect with Nicole!

Key Quotes    “As a real estate investor, we have a fiduciary duty towards our tenants to make sure that they're living in homes that are not falling apart, have heat, running water, and have more than four walls.” - Nicole Gauthier   “I can just ask them and say like, what's your highest bill? Their highest bill's probably not going to be anywhere near what our highest bill is. Maybe it's a hundred bucks, but what's a hundred dollars, right?” - Nicole Gauthier   “It's not only about you going into these communities and doing the things that you think that they need. Sometimes it’s nothing like what you've expected and you don't ever know that until you do a deep dive into them and ask them like, Hey, how can I help you?” - Nicole Gauthier     Connect with Nicole Gauthier on LinkedIn, Instagram, and Facebook. Head over to the Wicked Holdings website and check out the Free Guide for Passive Investing. 


Let’s get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com      LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show ...

Ep 28 - There’s nothing wrong with seeking a safe and secure job. But more often than not, there are risks that are worth taking to achieve financial freedom.    Our guest, Nicole Gauthier, began her career as an accountant until she realized that there’s got to be more to life than a four-day work week. She stepped out of the typical path and transitioned to real estate to build the lifestyle she wants and leave a legacy for her family. Today, she shares her story and offers valuable advice for those who want to get started in real estate, especially with passive investing.   Nicole Gauthier is the Founder of Wicked Holdings; a real estate investment company focused on social change and community empowerment. She is a multifamily real estate investor currently invested in 208+ doors and provides opportunities for passive investors to diversify their assets into multifamily investments so that they too can live a life of abundance and financial independence. She is also dedicated to helping educate others on the concept of generational wealth and financial literacy.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 15:13] Who is Nicole Gauthier? 

• Nicole wanted to be a graphic designer but decided to become an accountant because it’s the safer route
• She broke out of the mold to discover a different way to increase wealth
• Your 401k is not enough for retirement and there are other options to save money for the future

  [15:14 - 24:22] Creating Legacy Through Real Estate

• There are a lot of ways to use the cash value of insurance policies to invest in other assets.
• Nicole believes in real estate because it is stable and income producing
• • How she started to invest passively
  • Understanding that debt is not scary and can be leveraged to open up opportunities
• To be a passive investor, it’s important to gain clarity on your investing goals and find operators that you know, like, and trust

  [24:23 - 25:06] Closing Segment 

• Watch out for part 2 of our conversation with Nicole!

Key Quotes    “There's got to be more. I need to be able to create my own schedule. I need to find a way to get out of this five-day work week where most of my life is spent.” - Nicole Gauthier   “ A 401k that you can't even touch until you're like 59 and a half and if you do touch it before then there's all these penalties and tax implications that you're now subject to… It's like, why? This is my money that I've put into there. Why is it being held hostage?”  - Nicole Gauthier   “Debt is not bad. You just have to leverage it to create the right opportunities for yourself.” - Nicole Gauthier     Connect with Nicole Gauthier on LinkedIn, Instagram, and Facebook. Head over to the Wicked Holdings website and check out the Free Guide for Passive Investing. 

Let’s get connected!  You can find Nicole on LinkedIn, Instagram, or

Ep 27 - In this episode, we continue our conversation with Don Spafford. He details how networking took him from zero to success in real estate. He also talks about the work they do in Happy Camper Capital and discusses his insights on campgrounds as a solid investment asset that could potentially offer 3x returns. Going back to his passion for uplifting others, Don shares how they are opening a path for non-accredited investors and people with limited capital to get into great deals.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 08:40] The Value of Networking

• Check out part 1 of the interview with Don!
• Building relationships with people enabled Don to grow in real state
• • How he was able to reach out to people by listening to podcasts
• Raising capital for different deals through his connections

  [08:41 - 12:41] Investing Opportunities in the RV Campground Space

• The advantages of investing in campgrounds
• • Higher returns 
  • Inexpensive to maintain
  • Provides a unique experience both to customers and investors compared to other types of investments

  [12:42 - 15:05] Helping Non-Accredited Investors Become Accredited

• Why Don and his team are accepting lower minimums to allow non-accredited investors to get started
• Other development projects that they are involved in that interested investors can explore

  [15:06 - 22:20] Closing Segment 

• The final questions
• • Diversification protects us against what we don’t know
• Connect with Don!

Key Quotes    “I think that, more than anything, what really led me to where I'm at today is just making those connections.” - Don Spafford   “These are RV campgrounds. It’s a short-term rental at a multifamily scale.” - Don Spafford   “If you're not accredited, you can't get into all these great deals, but then how do you become accredited? So, we try to keep open for that.” - Don Spafford     Connect with Don Spafford through LinkedIn. Visit his blog, CTR Finance, and check out the Happy Camper Capital website.


Let’s get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com      LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.

Ep 26 - You don’t have to have a lot of money to get started in real estate. Our guest, Don Spafford, proved that you can hustle your way to financial success, and serve other people along the way.   In this episode, Don looks back on how his personal struggles fueled his desire to be in a better financial position in order to help others improve their lives. He considers this as his mission, but he also has words of advice on finding the balance between helping and enabling.   Don Spafford has an educational and professional background in Finance and Securities Investing. His wife is from Paraguay and together they enjoy the opportunities they have to travel back to visit family there and to help the communities in South America. When his wife became a realtor around 2010, it motivated him to want to learn how to invest in Real Estate. The family moved from Nebraska to Idaho in 2015, and it was there in Idaho where they got started. He bought his first property, a four-plex, in 2017, then two more 18 months later. He began moving into commercial real estate including ground-up development projects and eventually landed with Happy Camper Capital, providing syndication opportunities in RV campgrounds. He enjoys spending as much time as he can with his family to create lasting memories. His hobbies include coin and bank-note collecting, traveling, and when he can, he likes to watch movies at home. Don has very high moral and religious standards and will not bend his beliefs for anything. His word is his bond.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 17:28] Who is Don Spafford? 

• There’s more than just education
• • Don talks about struggling to find a job and eventually looking for other ways to improve their cash flow
• How he and his wife were able to start investing even without being in a strong financial position
• • Leveraging his 401k
  • Finding a local lender with a good downpayment option for investing
• He lessened the hassle of self-managing by putting up systems for payment

  [17:29 - 23:37] Uplifting Others through Real Estate

• Don shares his passion for helping other people
• • His mission in Argentina showed him true poverty and wanting to be a driver of change
  • Real estate has enabled him to be in a position to give back, especially to his family
• He started a personal finance blog geared towards teenagers and young adults

[23:38 - 29:52] Don’t Feel Bad for Saying No

• Setting up boundaries in helping people is important, even if it’s hard
• • Judge it based on the situation and what their actual needs are
• If helping becomes too much of a habit, you’re debilitating others and making them not use their own brains and resources to solve their problems.

  [29:53 - 30:38] Closing Segment 

• Watch out for part 2 of our conversation with Don!

Key Quotes    “I'd say we've been definitely blessed with more financial security or income through real estate investing. That has put us in a different position where we can do more to help people.” - Don Spafford   “We're not just going to give them anything they ask for unless it's an actual need.” - Don Spafford

“You got to put some limits on there and control it to before it gets out of hand 'cause once you start getting that habit, then they're going to expect it all the time.” - Don Spafford


Resources Mentioned:

Ep 25 - To celebrate the 25th episode of the Share The Wealth show, we sit down for a heart-to-heart talk with our host, Nicole Pendergrass. We get to know a little bit more about her as she reflects on the true meaning of balance and why we will never achieve success by being still and stagnant. By embracing the up and downs of life, we can set ourselves in motion, and build strength and confidence to face any challenges head-on.   Nicole Pendergrass is a wife, mom of two toddlers, full-time employee, multifamily investor, and generational wealth advocate. She started her real estate journey with no money, no credit, no connections, and after a few unsuccessful ventures, got her footing with a 3 family house-hack. She grew that first property into ownership in multiple multifamily projects and is now on a mission to help others do the same. She founded Noirvest Holdings, a private equity REI firm, to help minorities, women and other overlooked individuals build wealth through increasing access to "privileged" multifamily investments. She is also the host of the Share The Wealth Show, a podcast dedicated to discussing untraditional strategies to build, grow and protect minority wealth.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 04:24] Thank You for the 25 Episodes!

• Nicole introduces herself and shares the things that keep her busy
• • As she moves on to do bigger things, the issue of balance comes into play

  [04:25 - 10:40] Balance is All About Being Out of Balance

• The common misconception about balance is that everything has to be perfect and under control
• It‘s not humanly possible to devote our attention to so many things
• We have to choose where we put our focus and take things one at a time
• It’s okay if some aspects fall into disarray; it’s part of life
• Life is about movement
• • We cannot create wealth if we keep our money in one spot

  [10:41 - 20:14] When We’re Out of Balance, We Grow

• Accepting change and chaos makes us stronger and helps us reach our full potential
• Opportunities will come when we inspire other people with our journey and struggles
• It’s all about reframing our emotions
• • Turn anxiety to excitement
  • Think of challenges as the path to greatness
• Embrace life as it is and keep moving forward

  [20:15 - 29:01] Closing Segment 

• The final 2 questions:
• • Nicole on diversity: When you're in growth mode, you should focus. When you're in capital preservation mode, you should diversify.
• What’s next for Nicole? 
• Let’s get connected! 

Key Quotes    “Balance is about getting out of equilibrium. It is impossible to devote the same amount of attention at all times of the day, to all the different areas of your life. That's humanly impossible.”  - Nicole Pendergrass   “ it doesn't grow because you're keeping it in the one spot. Growth of finances and wealth building is all about deploying your money to a certain investment in a certain area and letting it come back to you with more.” - Nicole Pendergrass   “You have to reframe those feelings in your body. Instead of anxiety that can stop you and slow you down, think of that as excitement.” - Nicole Pendergrass   “Many people sleepwalking through life because it's easy. I need you guys to all get on your seesaws and be okay with the up and down, with the movement, with the back and forth.” - Nicole Pendergrass

Let’s get connected!  You can find Nicole on

Ep 24 - Dr. Julius Oni joins us again to dig deep into what helped him achieve the success he has today. Having a good working relationship with his partners and team has made it possible for him to fulfill both his roles as CEO and orthopedic surgeon. He also breaks down the cash-generating advantages of multifamily and, more importantly, how it is offering him opportunities to give back to the community. He is passionate about educating others on the benefits of investing rather than simply saving money, and he considers himself a testament to the power of real estate.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 13:11] Multifamily Real Estate is a Team Sport 

• Check out part 1 of the interview with Julius!

• How building a strong team has helped Julius balance his W2 and real estate career
• • Running a tight ship through systems and processes
• Their clients are the ones bringing opportunities to them by spreading the word about the company
• The importance of having the spirit of abundance and educating the community about real estate

  [13:12 - 17:04] You Cannot Save Wealth

• Julius explains the compounding returns in multifamily vs. single-family
• Saving in banks is not smart!
• • If the bank invests our money, why not invest in ourselves?
• Real estate is a tangible asset to own unlike stocks and crypto

  [17:05 - 22:13] Getting Back Time Freedom

• Opening up the real estate world to health care professionals and underrepresented minority communities
• Julius shares why he decided to enter the medical field and why he will not stop being an orthopedic surgeon
• Passive income through real estate will enable him to have more time to help others while still doing the job that he loves

  [22:14 - 34:21] Closing Segment 

• The final 2 questions
• • Julius on diversification: Be active in one main investment and passively invest in other assets
• Connect with Julius!

Key Quotes    “You need to have the team player mindset. It's so difficult as a solo person to do anything in this space because you may climb up, but it would just be a slow climb.” - Julius Oni   “My primary goal is to educate, right? And so either you invest with us or invest with others, but as far as the person in our community is investing,  growing wealth, growing your mind, and getting to the next level, my job is done.”  - Julius Oni   “The moment you put your money in the banks, that money becomes a liability to them. Guess what they do with it? They invest it, they lend it out, they do something with it… So think about it. If they are doing that, why can't you do that yourself?” - Julius Oni

  Resource Mentioned

• Traction by Gino Wickman

Connect with Julius Oni through [email protected]! Visit the XSITE Capital website and join the Exciting World of Multi-Family Investing Meetup and Networking. Follow them on LinkedIn and

Ep 23 - With high wages come the higher costs of living and even higher taxes. How do high-income earners get out of living paycheck to paycheck and truly achieve financial independence?   Orthopedic surgeon Julius Oni has seen real estate work firsthand and it enabled him to buy time and geographic freedom back and enjoy the fruits of his labor with people he loved. Today, he talks about how he discovered the potential of multifamily investing and why minority professionals like him should start creating passive cash flow. He also gets into his experiences as an angel investor and the incredible value one could bring and gain in helping young businesses grow.   Julius Oni is the CEO and Co-founder (Investor relations) of XSITE Capital Investment LLC. Before joining XSITE Capital, Julius' investment focus was single-family real estate and angel investing. Over the past five years, Julius has invested in over 50 start-ups and currently sits on the advisory board of four healthcare-related start-ups. He graduated summa cum laude from SUNY Plattsburgh, obtained his medical degree with AOA honors from Howard University College of Medicine, and completed residency and fellowship at NYU Hospital for Joint Diseases and Rush, respectively. Julius works as an orthopedic surgeon in Baltimore, Maryland, with sub-specialization in hip and knee replacements, and was voted Top Doc for Joint Replacement by Baltimore Magazine in 2019 and 2020. His interests include travel, music, global health, and spending time with his family. Julius and the XSITE Capital team host a rapidly growing multifamily-focused monthly meetup where they provide resources and add value to individuals interested in growing their wealth and changing their financial future.    ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 15:31] Who is Julius Oni? 

• Julius shares his journey in the medical field
• • Spending money after fourteen years of delayed gratification
• Why single-family real estate did not work for him
• Rethinking about his career and learning about the potential of multifamily
• Joining conferences made him realize how underrepresented health care professionals and minorities are in the asset class

  [15:32 - 21:38] True Passive Income Is True Financial Freedom

• Here’s the truth: High-income earners have higher taxes and higher loan burdens
• The dangers of lifestyle creep
• Through passive income, professionals can actually achieve financial independence without being tied to their jobs 

  [21:39 - 33:06] Setting Small Startups for Success

• Julius talks about investing in his brother’s company
• What is an angel investor and how to become one?
• • Angel investing vs Crowdfunding
  • Julius’ own experience, building relationships with businesses
  • Websites to check out
• The high risk, high reward nature of angel investing
• • Julius reveals his investment strategy
  • Why real estate is still the best investment

  [33:07 - 35:06] Closing Segment 

• Watch out for part 2 of our conversation with Julius!

Key Quotes 

“I realized that there was a great opportunity to take the gospel of multifamily into our communities of healthcare professionals, underrepresented minorities, immigrants, people that just did not have ready access to this asset class.” - Julius Oni   “You had the lifestyle creep 'cause now everybody's looking at you. You're the orthopedic surgeon… How come you're still driving your Honda Accord from undergrad or medical school, you know? So...