Share The Wealth Show

Ep 22 - We don’t need to have life all figured out to find some level of success. What matters is we keep moving forward and learning along the way. Chandra continues her story of transitioning from her W2 to real estate, and the challenges and successes she experienced. She also reflects on finding her life’s purpose and her journey to become a coach. Listen in for another inspiring episode!   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 11:16] From Underwriter to Real Estate Entrepreneur

• Check out part 1 of the interview with Chandra!

• How Chandra decided to quit her W2 and do business full-time
• Thinking about what she really wants to do for the rest of her life
• Getting her real estate license and tapping into her portfolio

  [11:17 - 14:34] Finding Passion in Coaching

• What’s next for Chandra?
• How experiences as a woman of color motivated her to become a coach

  [14:35 - 22:04] Closing Segment 

• The final 2 questions
• • Chandra on diversification: Know what you have available and diversify
• Reach out to Chandra!
• Chandra’s final advice to aspiring real estate investors: Connect with your local REIA

Key Quotes    “Based on a lot of my experiences as a woman of color and things that I've gone through having to be coached by someone that doesn't look like me, even though they did a great job, there's more explaining that I have to do to them.” - Chandra Minter   “Be vocal about what you want to do, what you want to learn, and don't be shy or hesitant to walk into a room where the information is being given freely even if you look different, even if you sound different.” - Chandra Minter   “The one thing that I tell everyone when they reach out and they say, how do I get started? Go and find your local REIA and just attend your first meeting.” - Chandra Minter

Resources Mentioned:

• National REIA
• Meetup.com

    Connect with Chandra Minter through Facebook! Find her at chandraminter.exprealty.com and email her at [email protected]. 

Let’s get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com    LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.

Ep 21 - A lot of people think that they don’t have what it takes to get into real estate. But here’s the truth: we have more than what we realize. If we are intentional and we know what levers to pull, we can become successful. Here to share how she started small and made it big is Chandra Minter. Chandra is a real estate professional with over 13 years of experience.  Her career in real estate began in 2009 as a mortgage underwriter. During that time she decided to use her knowledge of mortgages and apply it as a real estate investor where she purchased 5 rental properties using various strategies over a span of 3 years. In 2019, she became a licensed realtor in the state of Virginia which she uses primarily as an investor herself and in helping others who are currently investing or want to enter the world of real estate investing.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 06:27] Who is Chandra Minter?

• Chandra on her first introduction to the loan world
• Working as an underwriter and getting a glimpse behind the scenes of real estate

  [06:28 - 19:05] Building a Rental Property Empire

• How Chandra utilized conventional and FHA loans
• Being intentional in creating cashflow
• The financial benefits of having a rental property

  [19:06 - 21:22] Spend More Money to Make More Money

• Using house equity to buy more properties and live life to the fullest
• How we can leverage our 401k

  [21:23 - 22:07] Closing Segment 

• Watch out for part 2 of our conversation with Chandra!

Key Quotes    “There's all these different ways that you can maximize your profits off of one property, even if it's the one that you currently live in.” - Chandra Minter
“I spent that money on my memory bank so we traveled a lot. I was able to create memories on that money.” - Chandra Minter
“Some people think they have nothing, but you have more than you think. If you have a job and you're paying into your 401k, you have more than you think.” - Chandra Minter       Connect with Chandra Minter through Facebook! Check her out on chandraminter.exprealty.com and email her at [email protected]. 


Let’s get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com      LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.

Ep 20 - What is a fund and how can we benefit from it?

In this episode of the Share The Wealth Show, Lisa Hylton answers our questions about funds and what makes it different from investing in a syndication. She also talks about her real estate journey and gives a realistic perspective on building a business, which a lot of us will surely relate to!

Lisa Hylton is the host of The Level Up REI Podcast, VP of Finance for a Real Estate Tech Start-Up and founder of Lisahylton.com, a commercial real estate fund management firm that was created to help accredited investors gain diversification across private commercial real estate investments. When she’s not investing in real estate, she is hiking, dancing Argentine tango, paddleboarding, practicing yoga, taking evening walks, swimming, traveling, embarking on wine country getaways, and trying new adventures.


________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________   [00:01 - 07:56] Who is Lisa Hylton?

• Growing up in a real estate family
• Buying a property in Grand Cayman and being an out-of-the-country landlord
• Why she almost gave up on real estate and how she found her way back

  [07:57 - 17:13] Investing in a Syndication vs. Investing in a Fund

• What is syndication?
• How Lisa got into syndication
• Networking is key
• Her first foray into doing funds
• Creating a fund that enables people to choose deals they want to invest in

  [17:14 - 32:12] Playing the Long Game 

• How Lisa is taking action in her life right now
• Finding longevity in real estate
• Why she decided to go back to a W2 job
  • What it takes to build and sustain a business

  [32:13 - 40:37] Closing Segment 

• The final 2 questions
  • Lisa on diversification: Doing intelligent diversification 
• Connect with Lisa!

  Key Quotes    “Who you hang around matters. This opportunity came because I was around people who were thinking bigger than me and saw opportunities that I did not see.” - Lisa Hylton   “Anything that you're thinking about doing, finding a way to do it will provide you with a lot of clarity.” - Lisa Hylton   “I think that funds are a long-term play because they require money for you to start. It’s going to require a couple of thousand to get started, to get it off the ground. Eventually, the funds really start paying as you continue to make really good investments.” - Lisa Hylton     Resource Mentioned:

• The Leve Up REI Podcast: Leveling Up Communities with Nicole Pendergrass

  Connect with Lisa Hylton! Follow her on LinkedIn, Instagram, Facebook, and Twitter. Subscribe to her YouTube channel and join their Facebook community. Visit  lisahylton.com for her podcast, blog...

Ep 19 - It takes more than one person to break generations of racial barriers. We all have to work together to empower our people and bring economic and social transformation. Thomas Lopez-Pierre joins us again today to talk about how we can take action to create collective change. Supporting black businesses and black banks is key to a thriving community. He also believes that we need to learn from other groups who overcame their own struggles and have the knowledge and resources to help us close the wealth gap.  Listen in for another packed episode with Thomas!   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________   [00:01 - 17:00] Coming Together To Build Black Wealth 

• Check out part 1 of the interview with Thomas!

• How to grow the business and community through strong partnerships
• The education versus capitalist society
• Learning from other groups and leveraging capitalism
• Black people need to be smarter in their investments

  [17:01 - 24:09] Closing Segment 

• The final 2 questions
• • Thomas on diversification: Believing in diversity and not putting all the money in one developer
• Connect with Thomas!

Key Quotes    “If you're going to live the Gucci lifestyle, the bling-bling lifestyle, do it off passive income, don't do it off earned income.” - Thomas Lopez-Pierre
“I hate to break it to you:  Your home, it's not an investment. Your home is an expense. You have to pay a mortgage for that and if you stop paying the mortgage, you get foreclosed. An investment is when you have tenants paying you rent, and if they stop paying you rent, you will evict them. That's an investment of black people, food for thought.”- Thomas Lopez-Pierre
“Invest in things that produce cash flow, not things that make you feel like a bourgeois, you know, feeling important because you will achieve some social status.”- Thomas Lopez-Pierre

Resource Mentioned:

• The Color of Money by ​​Mehrsa Baradaran

    Connect with Thomas Lopez-Pierre through his website and follow him on his socials at Facebook and Twitter.


Let’s get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com    LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.

Ep 18 - Success and achieving financial freedom in real estate is the "American dream." Of all the possible career paths and pathways you could take to get there, becoming a successful successful real estate investor is one of the most lucrative and fastest ways to achieve wealth and prosperity. But it doesn’t come easy if you’re Black and poor. In this conversation, Thomas Lopez-Pierre discusses how black people can secure their financial future, achieve equal opportunities and create passive income and build wealth for themselves and their families. Thomas Lopez-Pierre serves as President/CEO of Black Lives Matter Real Estate Forum, LLC, a Black and Hispanic-owned social impact advisory firm that specializes in launching economic empowerment campaigns that build wealth and create jobs for Black and Hispanic people.  Black Lives Matter Real Estate Forum, LLC was founded on June 12, 2020, in the wake of the murder of George Floyd by the police. Black Lives Matter Real Estate Forum, LLC sponsors a family of private equity real estate funds (i.e.: BLMREF Fund I, LLC, Black Doctors Real Estate Fund, Black Lawyers Real Estate Fund).   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 13:30]  Who is Thomas Lopez-Pierre?

• How the Black Lives Matter Real Estate Forum started
• Generating a passive income with your earned income through real estate
• Creating opportunities and jobs for the black community
• How to get started in investing

  [13:31 - 18:48] Working Hard Is Not Enough

• The lies Black Americans believe
• Hard work versus smart work
• Colorism: How skin tone bias affects racial equality on opportunities
• Hard truth: Education does not equate to high pay 
• The advantage of owning a property

  [18:49 - 23:04]  Black People Need Economic Power

• What keeps the black community from supporting each other
• Breaking free from the slave mentality 
• We need more black-owned businesses

  [23:05 - 23:49] Closing Segment 

• Watch out for part 2 of our conversation with Thomas!

Key Quotes  “White folks just have more choices, and so their children are less likely to engage in antisocial and criminal behavior. We want to give our community those same choices.” - Thomas Lopez-Pierre   “Tenants don't pay you rent because you have a college degree. They pay you rent because your name is on the deed.” - Thomas Lopez-Pierre   “Black Americans have the lowest of any group of buying real estate, securities, starting businesses… We have to give our people economic opportunity.” - Thomas Lopez-Pierre


Connect with Thomas Lopez-Pierre through his website and follow him on his socials at Facebook and Twitter.


Let’s get connected!  You can find Nicole on LinkedIn, Instagram, or Facebook. Visit her website https://noirvestholdings.com    LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with...

Ep 17 - For anyone who has dreams of building their own real estate empire, Jhanel Wilson is a testament that the opportunities to succeed in the industry as a minority and a woman are truly endless. With grit, creativity, and finesse, she started her journey with a lack of capital and, nearly two decades later, has built a portfolio worth over $10 million, comprising 100-plus units.    A chemical engineer-turned-investor, Jhanel’s mission is to assist others in removing the fear and complexities around breaking into real estate. By empowering people with the knowledge and resource they need, she hopes to demonstrate how real estate can help individuals to achieve financial freedom and gain greater control over their lives.   In this episode, she drops some valuable nuggets of wisdom for those looking to break into the industry. Let’s get started!   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 16:50] Who is Jhanel Wilson?

• Investing in real estate at 22 
• Using debt as a capital 
• Her strategy: Shifting from credit cards to commercial loans

  [16:51 - 27:00]  How to Use 100% Financing to Build a Real Estate Empire

• Types of lenders to make your necessary purchase
• • Use the top-tier lenders who have the best rates
•  Networking and building relationships are key to success
• The common misconceptions of new homebuyers
• Choose who you listen to
• • Listen to people who are successful in real estate

  [27:01 - 37:57] Creating Wealth and Setting up a Protection Plan

• Jhanel  talks about her portfolio and what it is comprised of
• How to protect her portfolio
• Making a non-investor a trustee
• Her advice for those just starting out in the industry 
• Learn how to spot a property that’s less than what it's worth and know how to get it up and running

[37:58 - 44:05] Closing Segment 

• The final 2 questions
• • Jhanel on diversification: Focus on one thing and master it
• Connect with Jhanel!

Key Quotes    “This is a common misconception that you can only use business loans or commercial loans on business properties. But no, you're just using these properties as a business… You can get a commercial loan, a business loan on a single-family home because it's generating income. ” - Jhanel Wilson   “Some problems are bigger than the next, but they think it's a lot harder than it really is. And maybe once you kind of unlock that, it's not that bad. You kind of start and just go.” - Jhanel Wilson    “It's because there is like so many negative people and naysayers that scare you. And you don't realize that you shouldn't listen to them. You don't listen to people who were not successful with it. You shouldn't listen to people who are not investors.” - Jhanel Wilson

Connect with Jhanel Wilson through [email protected]. Visit the https://linktr.ee/Jhanel.Wilson and follow her on Instagram and LinkedIn.  


Let’s get connected!  You can find Nicole on LinkedIn,

Ep 16 - We’ve talked about financial wealth but, in this episode, we’re putting the focus on mental wealth. Now more than ever, in these uncertain times, we all need to know how to take care of ourselves.    Rich Jones sits down with us today to share his story of healing and shifting into a more holistic lifestyle. From personal finance advice, he also talks about centering his work more on holistic wellness, which he believes is essential to our physical and mental health.   Rich is the host of The Mental Wealth Show and Executive Editor of Find More Balance, a multimedia platform dedicated to holistic wellness for high performers. He's also a master's track and field athlete competing around the country in the long jump. By day, Rich works in Diversity, Equity, and Inclusion at Google.    ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 09:47] Who is Rich Jones? 

• His season of healing and going back to being a track and field athlete
• Seeking holistic wellness and helping others to know about it
• • Rich explains the benefits of ice baths

  [09:48 - 31:45] Going Through a Holistic Journey

• How Rich is using his credit cards to fit his lifestyle
• • Effectively accumulating points
• Taking a mental health leave from his job and learning about his CPTSD
• Building his support system and how it helped him with his struggles, especially with alcohol
• Getting to the root of his issues with EDMR therapy
• • It’s never about what’s happening in the moment
• Shifting from Paychecks & Balances to Find More Balance
• • Personal finance is still important but it’s about looking at a bigger picture
  • Being able to speak publicly about his problems is a testament that therapy and self-care works
• Why you need to find time for yourself

  [31:46 - 39:11] Closing Segment

• The final 2 questions
• • Rich on diversification: Take a pause when you need to and don’t do too much at the same time
• Connect with Rich!

Key Quotes    “I've really been learning through this holistic journey how to create a lifestyle that works for me. And that allows me to achieve more of what I want in life while also still having financial freedom and not creating debt for myself.” - Rich Jones   “When we get triggered, it's never about that thing that's happening in the moment. It's about something that was encoded and embedded a long, long time ago.” - Rich Jones   “There has to be some time that like, you carve out that’s just for you and once you get consistent about it, you train everybody else around you that like that time as you.” - Rich Jones


Connect with Rich Jones! Follow him on LinkedIn, Instagram, and Twitter. Head over to the Paychecks & Balances website and the Find More Balance website to know more about the work he does.


Let’s get connected!  You can find Nicole on LinkedIn,

Ep 15 - Do you know why you’re paying more taxes?   Larry Pendleton joins us in this episode to provide useful tips on how entrepreneurs can be smarter with taxes. He goes in-depth on business structures and breaks down their tax implications. Larry also shares his thoughts on how minorities and non-minorities approach their tax and wealth-building strategies, and why he is building passive cash flow through real estate.   Larry Pendleton is a real estate investor and CPA with a passion for adding value to fellow investors through tax consulting and accounting services. His mission is to help people achieve financial freedom through real estate investing and tax strategies. He’s been a CPA for over 8 years with over a decade of experience in tax consulting & preparation, cost segregation studies, accredited investor validation, accounting, auditing, and bookkeeping. His team consists of 5 tax and accounting professionals servicing 200+ professionals in real estate in the US. He also brings over 6 years of real estate experience in buy and hold multi & single-family housing, corporate housing, short-term rentals, and flips. He has stakes in various syndications and joint ventures across the US overseeing 11 cash-flowing properties, consisting of 53 doors and 2 lots of land for new construction in 2022. He adds value to these groups in capital raising, tax strategy, investor relations, and underwriting. Most importantly, Larry is married to his beautiful wife, Whitney, and he’s the proud father of two handsome sons, Larry III and Wesley.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 10:28] Who is Larry Pendleton? 

• Larry discusses how he got into real estate
• His background in public accounting, audit, and eventually building PC Financials
• Seeing how his father dealt with taxes inspired him to serve other business owners

  [10:29 - 20:36] How to Be Strategic With Taxes

• The mistakes people do that cost more taxes
• Understanding the entity types
• • single-member LLC vs S Corp
• Knowing when to be an S Corp election
• Consult with a tax strategist or accountant

  [20:37 - 24:08] The Mindset of Minorities Around Taxes

• Thinking of immediate needs vs long term
• Who are you surrounding yourself with?
• Communities need to come together more

  [24:09 - 30:06] Serving the Mission

• Why Larry almost quit real estate
• Learning about multifamily
• Opening up his time to help more people by earning passive cash flow

  [30:07 - 35:37] Closing Segment

• The final 2 questions
• • Larry on diversification: Do you truly understand what you’re investing into?
• Connect with Larry!

Key Quotes    “When you go self-employed, you're now responsible for all the FICA taxes, that's an additional 15.3% on top of the federal income tax rate as well. That's why it goes from an employee being taxed on 30 to 40% of their income to self-employed individuals being taxed on 50 to 60% of their income.” - Larry Pendleton   “We're trying to pinch every penny and squeeze everything out in the world but at some point, you have to bring in professionals in certain aspects that like, you're not skilled at.” - Larry Pendleton   “I don't see them [minorities] compiling their resources to buy a business or property or whatever so that no one is straining themselves or leveraging the strength of their group. Whereas non-minority groups are doing that more often.”  - Larry Pendleton

Resources Mentioned

Ep 14 - In this episode of the Share the Wealth Show, Generational Wealth Planning Attorney Portia Wood emphasizes the need for black and brown families to have estate planning in order to protect their wealth from discriminatory policies. She also talks about the work she does with her company and with friends to help close the racial wealth gap and provides valuable resources that we can all use to be informed about estate planning.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 09:05] Addressing the Racial Wealth Gap

• Check out part 1 of my interview with Portia Wood!
• Getting away from the toxic banking society that’s harmful to people of color
• Economic inequality and institutional racism
• How COVID-19 accelerated the Road to 2053 timeline
• The black community is losing at the generational wealth transfer game

  [09:06 - 13:20] The Power of Trusts

• Setting up the legal authority over your assets
• You don’t need permission from a judge
• Avoiding the extraordinary legal fees and delays

  [13:21 - 21:27] Let’s Educate Ourselves

• Head over to woodlegalgroup.com!
• • Get access to their Resource Library
  • Save a seat on their monthly webinars
• Go to thefutureofgenerationalwealth.com and join the discussion about generational wealth protection
• Starting conversations with multigenerational families

  [21:28 - 28:30] Closing Segment

• The final 2 questions
• • Portia on diversification: Having multiple buckets where you are invested is incredibly important

Key Quotes    “That's me saying, I've not only thought about you but that I love you and I am encouraging you. And the only way I can do that and it's with my estate because I'm gone.” - Portia Wood   “It is not because we are not building assets. It is not because of that. It's because we are losing at the generational wealth transfer game. We are losing every time somebody gets sick and every time somebody passes away by not having plans in place. And we just cannot afford to do so anymore.” - Portia Wood   Connect with Portia Wood! Visit the Wood Legal Group website and follow them on Instagram, Facebook, Twitter, and LinkedIn. Check out Portia Wood on Clubhouse, too! Want to know how Portia can help you? Here are 3 Ways Estate Planning Can Help Close the Racial Wealth Gap.   Let’s get connected!  You can find Nicole on LinkedIn,

Ep 13 - What do you think about trust fund kids?   Most of you are probably picturing spoiled brats driving expensive cars and living in mansions as we see on TV and social media.   In this episode of the Share the Wealth Show, our guest Portia Wood busts the myth surrounding the term and tells us why we all deserve to be trust fund kids (but without the attitude). Portia is a generational wealth planning attorney and she discusses the importance of having an estate plan at the age of 18 regardless of whether or not you have any assets. By planning ahead, we can protect ourselves and make sure that our legacy lasts for generations to come.   Based in Los Angeles, Portia leads Wood Legal Group, LLP, an African American woman-owned and operated law firm specializing in estate planning, probate, and elder law that she runs with her mother and law partner, Robin Wood. They are passionately focused on helping all families grow and protect wealth by being a trusted resource for accurate information and comprehensive, culturally competent estate planning.   ________________________________ FREE Discovery call for The Microfamily Investing Accelerator  https://calendly.com/noirvest/microfamilymavericks  ________________________________

[00:01 - 07:36] Who is Portia Wood? 

• Transitioning from journalism to law
• Her passion for empowering marginalized communities to take agency over their legacy

  [07:37 - 14:48] Avoiding Court Interference

• If you’re over the age of 18, nobody is allowed to be your legal representative
• The basics that you need to prepare
• • Property power of the attorney
  • Health documents
  • Distribution plan

  [14:49 - 24:32] Normalizing Intergenerational Wealth Transfer in Black and Brown Communities

• Setting up distribution structure
• How Portia created a multi-generational trust structure or a legacy trust for her son
• • The conditions she put in place
  • Creating banking concepts within your estate plan

  [24:33 - 31:10] Protecting Your Intergenerational Wealth

• You need time and protection for money to grow
• Making a subtrust

  [31:11 - 32:08] Closing Segment

• Watch out for part 2 of our conversation with Portia!

Key Quotes    “Everybody's estate plan is customized to their situation, but if you're over the age of 18, you have to have at least a minimum.” - Portia Wood   “We should all want to be black trust fund kids, right? It's important. What it means is that somebody has planned for you.” - Portia Wood   “It's about Intergenerational wealth protection, right? Like my goal is to make sure that everybody who comes down the line from me is taken care of.” - Portia Wood

Connect with Portia Wood! Visit the Wood Legal Group website and follow them on Instagram, Facebook, Twitter, and LinkedIn. Want to know how Portia can help you? Here are 3 Ways Estate Planning Can Help Close the Racial Wealth Gap.   Let’s get connected!  You can find Nicole on