Sharon Singh Sidhu

I’m really excited to share this interview with Karen McCall, founder of the Financial Recovery Institute and the creator of the money management program MoneyGrit™. 

It was Karen’s book that helped me approach money and financial freedom differently and what’s led me down this path to help spread the word that financial freedom or being good with money begins not with just more information or knowledge about budgeting, investing and saving. 

Instead, the biggest, most crucial part to becoming financially free is about knowing ourselves deeply, what our beliefs are, and our relationship with money. Until we confront our belief systems, no matter what busy actions we do on the outside, we’re going to be pulled back to our self-destructive, old behaviors.

In this episode, Karen shares her unconventional and often counter-intuitive method of ‘Saving Your Way Out of Debt’, how to understand our relationship with debt and also with saving, how we have different (often not obvious) ways of depriving ourselves, and how to identify and meet our real needs at the deepest levels. 

We learn from Karen, how to experience financial freedom daily from where we are right now. Because, let’s face it, it may take time for us to get from where we are financially currently, to where we want to be. And as Karen shares, we can learn how to still take care of our needs and our loved ones, even as we’re working towards reaching our financial goals.

I love Karen’s approach to financial freedom which is not just airy fairy, feel-good affirmations and motivational quotes, but grounded, practical actions and tools that demand us to look ourselves squarely and honestly in the mirror when it comes to what our numbers are telling us about our behaviours that in turn are a reflection of our unconscious beliefs. Most importantly, Karen’s approach works, as I’ve personally found out when adopting her lessons to paying off my own debt. 

You’ll love this episode and don’t forget to check out Karen’s revolutionary money management system, MoneyGrit. This is a culmination of Karen’s lifetime work and experience all bottled into a valuable, easy-to-use system. Karen is generously offering a pre-sale price and you must sign up by 28 December 2020 to enjoy this preferential rate. I've already got mine for both my personal finance and business finance. There's a 30-day money back guarantee so you can try it out and if you don't think it's for you, you'll get your money back. It's no risk to you. 

You can find out more about MoneyGrit here or listen to the introduction to the system here.

Karen’s video course, Saving Your Way Out of Debt is accessible here.

Don’t forget to join Karen’s Monthly Money Monday free webinars where she has money coaches, psychologists and experts to help you learn more about your relationship with money.

Karen’s book, Financial Recovery - developing a healthy relationship with money can be found here.

If you liked what you heard, do sign up to my mailing list to receive updates about new podcast episodes, free training and courses to learn more about your psychology and relationship with money, and how to implement practical, grounded actions in your life right now, to experience true financial freedom.

I first heard this definition about financial independence by Jim Rohn while reading the book, 'Banned Money Secrets' by Richard Dotts. And it shifted my perspective about how we often think about financial independence or financial freedom. 

In the end, financial freedom and independence boils down to what feels right for you. There isn't a specific amount of savings you must have, or a fixed technique you must follow to make money or the best way to make money. 

Beyond a few sound, basic principles, how you go about becoming financially independent and free is really up to you. So make it your own, stop doubting yourself, and let your journey unfold as you take one step at a time.

In this very first guest interview, I speak with Deon Senturk, CEO and founder of CLIMB, a leadership development programme at the Singapore Management University.

Deon talks about how she ended up doing work she's passionate about, and how it doesn't have to be a trade-off between doing what you love and being financially free and secure.

Listen in to hear about Deon's journey, how CLIMB is adapting to the current uncertain and quickly evolving environment, and how you too, can do purposeful work and be financially free.

If you liked what you heard and found it useful, please share and subscribe to be notified on weekly episodes. You can also sign up for my newsletter to receive updates.

Connect with Deon on LinkedIn.
Find out more about CLIMB and Talent Plus.

Ya, I know, you're wondering, 'what do you mean discovering my 'life's purpose' will help me become financially free?'

Your life's purpose isn't where most people will start when they want to be financially free.

Most people will start by finding out how to invest, trade, and a variety of other methods how to make money, or how to get better at making and sticking with a budget, etc.

But you're not like most people now, are you?

In this episode, I share why the last place most people think to start to be financially free is actually the FIRST PLACE you should start at.

Listen in!

Download the free audio guide on Dilts' Logical Levels here.
Download the worksheet here.

The results we seek are only a by-product of the person we are. If you want to have abundance and prosperity in your life, you must first begin by living your life as an abundant and prosperous person before you can see that happening in your life. How do you do that? Every moment in life can be a chance for you to practice having an abundant mindset. Here's a simple example of how I did it through an instance when I had to got to court - and I'm not a lawyer!

In today's episode, I answer the question if you can be financially free and pursue your passion doing what you love?

Very often, we think if we want to do the thing we love, we can't make enough money to have the lifestyle that we want.

Well, what if I tell you that you can have both? What will it take to do that? Find out in this episode!

Principles by Ray Dalio
LinkedIn Post by Daymond John
Rudy Chart by Alex Kouts

Do you know what your beliefs about money are? Are they helping you be financially free or keeping you stuck in scarcity and lack? Learn the 5-steps how you can uncover your beliefs and use them to help you get what you want in life.

Download the worksheet on how you can apply the powerful ABC tool in 5 steps HERE.

Have you been burnt by financial mistakes and setbacks before? I know I have. In today's episode, I share how you can turn financial mistakes and setbacks into your arsenal and part of your toolkit for your financial freedom journey.  

Most people think achieving financial freedom means you never have to worry about money because you have lots of money at your disposal. While that certainly helps, it's not more financial information and content you need to reach that. It's about exercising your choice to be financially autonomous, to take charge of your money and finances. Listen to this episode to find out the 3 things you can do right now to become financially free.

Download the worksheet here.

Here's the book mentioned in the episode:
Mind Over Money - Drs Brad & Ted Klontz

Find out more on my website, Two Point Zero

Join me on this introductory episode where I talk about the elusive and coveted notion of FINANCIAL FREEDOM - what is it, how to get it, why most people never reach it, and how YOU can become truly financially free.

I also share my personal journey to financial freedom, who I am, why am I qualified to talk about this, and what you must do to become a financially confident woman and experience financial freedom for yourself.

Unlike many personal finance or money podcasts, you won't hear more financial information and jargon about the best investing strategy, the hottest stock, or how you must cut coupons, save every single cent, and live a frugal life so you can retire by 30.

Instead, I believe that the very first step to becoming financially confident, independent, and free is to transform yourself. The person you are, your purpose in life, who you are being, your identity, values, and beliefs. Although I'm all about the mindset and identity, I'm also all about taking the right action to get real, long-lasting results.

This podcast will teach you the practical actions to take AND the deep inner work you must embark on if you want to become a financially confident woman, and ultimately experience true financial freedom.

Find out more on my website, Two Point Zero.