Think you're ready to start house hunting? Before you fall in love with a property, there’s one important step to understand: home loan pre-approval.

In this episode of She Finds. She Funds., Queensland buyer’s agent Christine and mortgage broker Sheena break down what pre-approval actually means and why it can make such a difference when buying a home.

We cover what lenders look at during the pre-approval process, the difference between pre-approval and formal approval, how long pre-approval lasts and why not all pre-approvals are created equal.

From a buyer’s agent perspective, we also look at how having your finance organised can help you set a realistic property budget, search with more confidence, negotiate effectively and move quickly when the right home comes along.

Plus, we bust some of the biggest pre-approval myths and share the common financial mistakes buyers should avoid before and after getting approved.

Whether you're a first home buyer, upgrading, investing or planning your next property purchase, this episode will help you understand your borrowing position before you start searching.

Because when it comes to buying property, the more you know, the more you can do.

This week on She Finds. She Funds., Christine and Sheena are joined by Catherine from Joyful Money, a money coach and financial planner who believes that understanding your relationship with money is the first step towards lasting financial change.

We explore how your past experiences shape your present financial decisions, how to identify the habits and behaviours that may be holding you back, and practical ways to transform both your financial and personal experiences. Whether you're saving for your first home, investing, or simply wanting to feel more confident with money, this conversation will leave you thinking differently about your financial future.

Money Smart Website: https://moneysmart.gov.au/ 

Money Archetypes Quiz: https://www.joyfulmoney.com.au/quiz 

Buying a home has changed dramatically over the past few decades, but the advice many Australians still receive often hasn't.

In this episode of She Finds. She Funds., Christine Stoeckert, Buyer's Agent and Director of Primary Place Buyers Agency, and Sheena, Mortgage Broker and Director of Fundli, unpack some of the most common pieces of home buying advice passed down through generations and explore whether they still make sense in today's property market.

Together, they discuss:

• Do you really need a 20% deposit?
• Should you stay loyal to your bank?
• Is buying the worst house on the best street still the best strategy?
• Should you wait for the market to fall before buying?
• Do you need a credit card to get a home loan?
• Does your first home need to be your forever home?

With practical insights from both a buyer's agent and a mortgage broker, you'll learn which advice still stands the test of time, which myths could be holding buyers back, and how today's lending rules and property market have changed the way Australians buy homes.

Whether you're a first-home buyer, upgrading, downsizing, or simply curious about today's property market, this episode is packed with practical advice to help you buy with confidence.

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Should you buy property now, or hold off and wait? In this episode, Queensland mortgage broker Sheena Briffa (Fundli) and buyer's agent Christine Stoeckert (Primary Place Buyers Agency) bring their two different vantage points, finance and negotiation, to one of the biggest questions property buyers are asking right now.

Christine walks through the latest home price data from Cotality and what it means for buyers weighing up the current market, while Sheena breaks down how borrowing capacity has shifted over the past year, and what that gap could be costing buyers who wait. Plus, what the quieter selling season and recent Federal Budget changes mean for anyone on the fence right now.

Music: "Facticity" by Nihilore

In the very first episode of She Finds. She Funds., we're introducing ourselves, sharing how we each found our way into the property industry as a buyer's agent and mortgage broker, and explaining why we started this podcast.

We discuss what really goes on behind the scenes of buying a home, the common mistakes we see property buyers make every week, and how you can prepare for your property purchase, avoid paying too much, and give yourself the best chance of securing the right home.

Whether you're a first home buyer, upgrading or investing this episode is packed with practical advice to help you buy with confidence.

In the very first episode of She Finds. She Funds., we're introducing ourselves, sharing how we each found our way into the property industry as a buyer's agent and mortgage broker, and explaining why we started this podcast.

We discuss what really goes on behind the scenes of buying a home, the common mistakes we see property buyers make every week, and how you can prepare for your property purchase, avoid paying too much, and give yourself the best chance of securing the right home.

Whether you're a first home buyer, upgrading or investing this episode is packed with practical advice to help you buy with confidence.