The Social Security program currently pays more in benefits than it collects in revenue.

If no changes are made, Social Security will become insolvent by the year 2034...

...and all beneficiaries (regardless of age or income) will face a sudden 22% benefit cut.

Even more, some proposals to fix Social Security include stripping 100% of benefits from high-income retirees.

This has led a lot of retirement savers to ask:

"Should I include Social Security in my retirement planning projections?"

If you have the same question, you're going to love today's episode.

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