Should buying a home come at the expense of your retirement future? In this episode of Michigan’s Retirement Coach, Mike Douglas tackles the growing idea of tapping a 401(k) to purchase a house and why it’s more complicated than it sounds. The conversation explores rising home prices, shrinking starter‑home inventory, proposed policy changes, and the long‑term impact of pulling retirement dollars early. Mike breaks down loans vs. withdrawals, tax consequences, and how housing decisions today can ripple through decades of retirement planning.

 

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