Should buying a home come at the expense of your retirement future? In this episode of Michigan’s Retirement Coach, Mike Douglas tackles the growing idea of tapping a 401(k) to purchase a house and why it’s more complicated than it sounds. The conversation explores rising home prices, shrinking starter‑home inventory, proposed policy changes, and the long‑term impact of pulling retirement dollars early. Mike breaks down loans vs. withdrawals, tax consequences, and how housing decisions today can ripple through decades of retirement planning.

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Retirement can sneak up like a downhill skier with no brakes. In this episode from this past weekend’s radio show, Michigan’s Retirement Coach Mike Douglas uses sports analogies, real client stories, and market history to explain what happens when retirees enter the “red zone” without a plan. The conversation explores sequence‑of‑returns risk, overreliance on rules of thumb, and why having money isn’t the same as having control. From budgeting surprises to market downturns, the episode breaks down how preparation—not hope—shapes the retirement experience.

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Having more money doesn’t automatically bring more certainty. Mike Douglas explores why financial confidence often has less to do with account balances and more to do with understanding how money works in retirement. Using high-profile examples and everyday scenarios, this episode focuses on education, income planning, and mindset shifts that help retirees move from uncertainty to clarity.

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What if a single rule change could reshape your entire retirement strategy? In this past weekend’s radio show, Michigan’s Retirement Coach, Mike Douglas, breaks down how new tax provisions, Social Security concerns, and overlooked estate‑planning gaps impact retirees more than they realize. Through real client stories and clear explanations, he highlights how understanding today’s rules can help listeners avoid unnecessary taxes, navigate benefit changes, and protect family harmony. This episode delivers practical, eye‑opening insights for anyone aiming to make smarter retirement decisions.

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What if your retirement success depends less on the economy and more on the choices you make before leaving work? Michigan’s Retirement Coach, Mike Douglas, breaks down five proactive steps for those nearing retirement — from understanding your true risk tolerance to maximizing contributions, preparing for inflation, planning healthcare costs, and tightening your estate plan. With clear explanations and relatable examples, this episode helps listeners see how thoughtful preparation can reduce stress as 2026 brings ongoing economic challenges.

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What if the biggest threat to your retirement confidence isn’t the market — but the uncertainty you carry into it? In this episode from this past weekend’s radio show, Michigan’s Retirement Coach Mike Douglas unpacks why savers and advisors view 2026 so differently, how market headlines distort expectations, and what a real retirement plan should protect against. From risk awareness to catch‑up contributions, inflation planning, healthcare costs, and legacy decisions, Mike explains how thoughtful strategy can help retirees navigate economic unknowns with clarity.

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Is all debt created equal when you’re heading into retirement? In this episode, Michigan’s Retirement Coach Mike Douglas breaks down where debt can be strategic and where it can quietly drain your future. From low‑interest mortgages to high‑cost car loans, he explains how to weigh interest rates, taxes, and long‑term goals when deciding what to pay off and what to keep. With practical examples and relatable scenarios, this conversation helps listeners think clearly about debt decisions as they approach retirement.

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A wave of economic predictions has retirees on edge—but this past weekend’s radio show cut through the noise with a clear takeaway: focus on your personal plan, not the headlines. Michigan’s Retirement Coach, Mike Douglas, breaks down how shifting inflation, interest rates, and tax law changes may influence your retirement strategy. From stress‑testing income plans to navigating new deductions and proactive tax moves, Mike explains how thoughtful preparation can help retirees stay grounded amid uncertainty. A grounded, practical discussion built around real concerns and real‑life examples.

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What happens when even million‑dollar earners run out of money in just a few years? Mike Douglas uses the cautionary tales of pro athletes to reveal why high income often hides bad habits—and how the same pitfalls can trip up everyday retirees. He breaks down the importance of building strong financial habits, planning for life after the paychecks stop, and understanding how taxes and timing affect long‑term stability. It’s a thoughtful look at how to create a strategy that supports smarter decisions throughout retirement.

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What if the biggest risk to your retirement isn’t the market—but misunderstanding how your income really works? In this past weekend’s radio show, Mike Douglas breaks down how shifting interest rates, changing tax rules, and evolving family priorities shape today’s retirement landscape. From navigating annuities and market cycles to structuring income in tax‑smart ways, Mike explains how listeners can think more clearly about planning through 2026 and beyond. A practical, story‑driven discussion that helps retirees understand the trade‑offs, strategies, and mindset needed to adapt as life and financial conditions change.

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