Simply Explaining Insurance

Identity fraud will continue to be a growing concern for us.  There are ways to protect yourself out there and one of those ways can be through your insurance policy.  Some insurance companies, including the one I am with, offer a rider on their homeowners policy or renters policy that offers active credit monitoring.  Learn more about it in this 6 minute podcast.

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Music by Roger Clyne and the Peacemakers

The post Protecting yourself against identity fraud appeared first on Dietz Agency.

The post Protecting yourself against identity fraud appeared first on Dietz Agency.

Life insurance for kids sounds like a strange premise.  It can also be a polarizing subject.  I would only ask that you learn about the benefits of the product so that you can make an educated decision of if it is right for your family. Talk to a licensed insurance agent who offers the product and has sold it.

The benefits of purchasing a life insurance policy for your children are:

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The post Why my kids have life insurance (and maybe yours should too) appeared first on Dietz Agency.

The post Why my kids have life insurance (and maybe yours should too) appeared first on Dietz Agency.

Most life insurance is medically underwritten and if you aren’t in perfect health, you will pay more or you may be declined altogether.  There is another option for a very specific group of people who want life insurance but have been declined for health reasons.

It is an instant issue policy where you have to answer “no” to three simple questions.  1. Are you terminal?  2.  Are in in a nursing home or assisted living? 3. Are you on oxygen?  If you can answer “no” to those questions, there is a policy out there for you.

Simply Explaining Insurance on Itunes

On Android- Use Podcast Addict and search for Simply Explaining Insurance

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Music by Roger Clyne and the Peacemakers

The post You can still get life insurance if you have been declined. appeared first on Dietz Agency.

The post You can still get life insurance if you have been declined. appeared first on Dietz Agency.

Commercial insurance is a vital part of protecting your business and it isn’t something you should go out and buy like auto insurance.  You really need to know how to protect your livelihood.

There are MANY different types of insurance for businesses including, general liability, workers compensation, E&O, professional liability, malpractice, EPLI and more.  Each one of these have coverages inside of them which are important to understand.

In this podcast, we cover some of the very basics behind general liability coverage.  We talk about what it covers, how it is priced, and what you can add to it. Don’t take these lightly and make sure that you do your due diligence and meet with a insurance professional who has been there before.

Simply Explaining Insurance on Itunes

If you use Android, download Podcast Addict and search for “Simply Explaining Insurance”

Music by Roger Clyne and the Peacemakers

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The post Vital information on general liability insurance appeared first on Dietz Agency.

The post Vital information on general liability insurance appeared first on Dietz Agency.

Permanent life insurance can be a powerful tool if used and understood properly.  What people need to understand, is that the money in the cash account, can be “borrowed”.  Why is this important?  Why not just cash out the money instead of take a loan?  One simple, mind blowing answer.  You can’t tax a loan.

If you have a permanent life insurance policy, you can get to that money without having to pay tax on it.  You can sock away a lot of $$ in these policies too.  If you want more control over your $$ and have the opportunity to keep more of your money, this strategy is very very strong. Listen to the podcast to learn more!

Simply Explaining Insurance on Itunes

If you use Android- download Podcast Addict and search for Simply Explaining Insurance

Music by Roger Clyne and the Peacemakers

The post Using permanent life insurance to save on taxes appeared first on Dietz Agency.

The post Using permanent life insurance to save on taxes appeared first on Dietz Agency.