Simply Explaining Insurance

Your house is one of the biggest investments you will ever make.  I sat down with Brandon Wright who is the owner of Ultra Clean.  He unloads, a ton of useful information to help us understand what to look for and how to prevent damage to our home.

Homes do not come with a user manual.  I have been a homeowner now for 10 years and still don’t know everything that I should know about preventing certain things to my house.  Brandon and I talk about what  you should do seasonally to help out.

He also talks about what you should look for if you are are buying or selling a house.  That can be a stressful time for all parties.  Take some of the stress out of the process by learning what to do, and what to look for when buying and selling a house.

We also discuss what to do if you come home and your house is full of water.  This is a common event which needs to be handled right away.

Thanks to Brandon Wright for sharing this information with us!

My Website

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post A user manual for homeowners. appeared first on Dietz Agency.

The post A user manual for homeowners. appeared first on Dietz Agency.

This is a short and sweet podcast that explains some of the details on insurance billing.  It isn’t the sexiest of topics, but I will teach you how to get the most out of your insurance dollar.  Since you will be paying for insurance for the majority of your life, knowing this can save you thousands of dollars over a lifetime.  Check it out….

My Website

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post How you pay, determines how MUCH you pay. appeared first on Dietz Agency.

The post How you pay, determines how MUCH you pay. appeared first on Dietz Agency.

There are plenty of benefits for a renter to carry renters insurance, but did you know how it can protect you as the landlord?

The most important part of this policy for you the landlord, is the line of liability that is included.  Most renters policies include liability that protects you against fire, smoke and explosion.  If there is any of this type of damage to the rental unit it can be run through their renters policy and not your policy.

Also, if this type of damage occurs, they will need to live somewhere else for awhile while it’s being fixed.  A renters policy will pay for those additional living expenses for the tenants.

This policy can really protect you against a tenant filing a lawsuit against you.  Let’s say they don’t have a renters policy and a fire starts and it’s deemed to be due to faulty or old wiring.  Your policy will have to be used to repair the damages, and they may sue you for the loss of their personal property and for not having a place to live.  A renters policy covers ALL of that.

There is also a clause in many renters policies called the “good neighbor clause”.  This would protect you again, if a tenant causes damage to another tenants property.

If you are going to have your tenants carry renters insurance, it’s a good idea to put it directly in their lease and should be added as an “Additional Interest”.  This just means if the policy goes out of force, you will be notified.  Check out the podcast below- It is all of 6 minutes long and will help you understand all of the benefits of having your tenants carry this coverage.

My website (you can get renters quotes right from here)

Simply Explaining Insurance on Itunes

On Android use, Podcast Addict and search for Simply Explaining Insurance

Music by Roger Clyne and the Peacemakers

The post How good landlords use renters insurance to protect their investment. appeared first on Dietz Agency.

The post How good landlords use renters insurance to protect their investment. appeared first on Dietz Agency.

The deductible you choose for your insurance, directly affects what you pay.  The higher your deductible, you lower your premium.  The question is, what is your cost threshold?  How much are you willing to “self-insure” for?  I have clients who are paying too much for their insurance because they have their’s set too low.

In this episode, I cover how to determine where you should set your deductible. It’s only 6 mintues long so check it out!

Simply explaining insurance on Itunes

On Andriod, use Podcast Addict and search for Simply Explaining Insurance

My website

Free 30 day Audible trial

Music by Roger Clyne and the Peacemakers

The post Are you carrying the proper deductible on your insurance? appeared first on Dietz Agency.

The post Are you carrying the proper deductible on your insurance? appeared first on Dietz Agency.

If you have an son or daughter that is about to get their drivers licence, it’s an important time in all of your lives.   I remember when I turned 16 and my father took me down to the DMV to get that little piece of plastic.  It was one of the first times I felt like I was growing up.  Driving is a massive responsibility and one that should not be taken lightly.  This podcast gives 5 pieces of advice for parents and new drivers to hear.

My website

Simply explaining insurance on itunes. 

On android download Podcast Addict and search for Simply Explaining Insurance

Music by Roger Clyne and the Peacemakers

The post 5 pieces of advice for you and your youthful driver. appeared first on Dietz Agency.

The post 5 pieces of advice for you and your youthful driver. appeared first on Dietz Agency.