Simply Explaining Insurance

Simply Explaining Insurance

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Simply Explaining Insurance episodes

  • Making sense of your Medicare options
    Medicare options can be a confusing landscape to navigate.  I wanted to take the time to simplify your options so you have the ability to choose the proper plan.
    In this episode I discuss what traditional medicare parts A and B are.  More importantly I discuss the two main options you have,to supplement the gaps that you have with parts A and B.  I also discuss the proper ways to make sure you have proper prescription coverage.
    It is very important that you are on the plan that fits you best and it comes down to trying to project costs.  If you need more medical care, there is a plan you can buy that will provide you zero out of pocket costs.  These plans come with a higher premium.
    You can choose a plan that costs significantly less. You will have some predictable co-pays in the event you need medical services.
    It’s important to make sure the plan you choose, will allow you to see your physician.  Take 8 minutes and listen to the podcast and let me know how I can help.
    Links:
    My Website
    Music by Roger Clyne and the Peacemakers
    Simply Explaining Insurance on ITunes
    On Android use Podcast Addict and search for Simply Explaining Insurance.
    9 min
  • Group health insurance. What you should really know.
    The health insurance landscape over the past few years has gotten very confusing.  Ever since the Affordable Care Act (ACA) or “Obamacare”, business owners  are scrambling to find out what they need to know.  Luckily for you I have Kelly Madison on the show.  Kelly has been offering health insurance plans for over 20 years and does an excellent job keeping up to date on what YOU need to know.
    Employers with over 50 employees or FTE (full time equivalent) employees, by law, have to buy health insurance or face  massive fines.  We also discuss how to go through the process of securing a group health insurance plan.
    This can be a confusing topic.  If you surround yourself with the right team of professionals, you will be taken care of.  Thank you to Kelly for coming in and sharing this valuable information with us!

    Links:
    Find Kelly on Linkedin
    My Website
    Music by Roger Clyne and the Peacemakers
    Simply Explaining Insurance on ITunes
    On Android use Podcast Addict and search for Simply Explaining Insurance.
    19 min
  • The auto insurance coverage you are paying for, but may not need.

    There can be some confusion sometimes between what constitutes “full coverage” auto insurance and liability only.  What full coverage means, is that you have liability AND coverage to repair your vehicle in the event of an at fault claim.

    Other coverages are available on an auto policy, but they are optional and don’t automatically come with “full coverage”.   This episode is about one of those optional coverages.  It’s called rental reimbursement coverage and it will pay for some, or all of a rental car if you are in an at fault accident.

    This option isn’t for everyone. It sounds like a nice idea, and is, under the right circumstances.  Some people have no need for this coverage and I don’t believe should have it included on their policy.  For example, If you have 3 cars and two drivers, you can save some money on by not including this in your policy.

    Listen to the full explanation below or on iTunes. It’s all of 7 minutes.

    Links:

    My Website

     

    Simply Explaining Insurance on ITunes

    On Android use Podcast Addict and search for Simply Explaining Insurance.

    Music by Roger Clyne and the Peacemakers

    The post The auto insurance coverage you are paying for, but may not need. appeared first on Dietz Agency.

    The post The auto insurance coverage you are paying for, but may not need. appeared first on Dietz Agency.

    8 min
  • The auto insurance coverage you are paying for, but may not need.
    There can be some confusion sometimes between what constitutes “full coverage” auto insurance and liability only.  What full coverage means, is that you have liability AND coverage to repair your vehicle in the event of an at fault claim. Other coverages are available on an auto policy, but they are optional and don’t automatically come […]
    8 min
  • What to do when your home is full of water.

    It’s a homeowners biggest nightmare.  Picture yourself coming home from a long day of work to an empty house.  Maybe you’ve been looking forward to sitting down with a glass of wine or an iced tea and a little time to decompress.  You pull up and your driveway is wet.  You open the garage and there is this nice steady stream of water coming out of the door that leads into your house.  Upon opening the door you have 2-3 inches of water in your kitchen.

    This episode is to walk you through what to expect next.  I sat down with Doug Pill, who is the COO of Servicemaster Fire and Water Restoration by Johnny on the Spot.  He and I help you understand some best practices on what a homeowner can do quickly to stop any further damage and how to begin the repair process.

    This can be a trying time for a homeowner, but you will have a team of professionals working hard to get your home back to where it was before this event.  Thanks to Doug for coming in and helping explain the procedure in clear and concise fashion.

    Links:

    Servicemaster by Johnny on the Spot website

    Servicemaster by Johnny on the Spot Facebook page

    My Website

    Music by Roger Clyne and the Peacemakers

    Simply Explaining Insurance on ITunes

    On Android use Podcast Addict and search for Simply Explaining Insurance.

    The post What to do when your home is full of water. appeared first on Dietz Agency.

    The post What to do when your home is full of water. appeared first on Dietz Agency.

    23 min
  • What to do when your home is full of water.
    It’s a homeowners biggest nightmare.  Picture yourself coming home from a long day of work to an empty house.  Maybe you’ve been looking forward to sitting down with a glass of wine or an iced tea and a little time to decompress.  You pull up and your driveway is wet.  You open the garage and […]
    23 min
  • Learn how to choose the right amount insurance for your house in 5 minutes.

    Your home is most likely only your biggest asset and it is crucial that you insure it properly. Odds are you have no idea what your home is insured for.  Maybe your mortgage broker put it all together for you with an insurance agent.  It’s time to dust off that policy and take a look at it.

    There is a tool that insurance agents use to determine the proper value to rebuild your house.  It is very useful and accurate but it’s not a bad idea to call your local agent to go through it with them to make sure your home has the proper amount of coverage.

    I cover this in this short podcast episode.  I also cover an important coverage called extended replacement cost and if you should cover a house for the purchase price or not.

    My Website

    Music by Roger Clyne and the Peacemakers

    Simply Explaining Insurance on ITunes

    On Android use Podcast Addict and search for Simply Explaining Insurance.

    The post Learn how to choose the right amount insurance for your house in 5 minutes. appeared first on Dietz Agency.

    The post Learn how to choose the right amount insurance for your house in 5 minutes. appeared first on Dietz Agency.

    6 min
  • Extend your homeowners liability!

    Did you know that you can extend your liability from your homeowners policy to a plot of land?  You can also extend it to watercraft like jetskis or boats.  It is VERY inexpensive way to make sure you are adding that protection to things that need it.  Take a few minutes and listen to this 4 minute podcast and learn how and why this can be important.

     

    My Website

    Music by Roger Clyne and the Peacemakers

    Simply Explaining Insurance on ITunes

    On Android use Podcast Addict and search for Simply Explaining Insurance.

    The post Extend your homeowners liability! appeared first on Dietz Agency.

    The post Extend your homeowners liability! appeared first on Dietz Agency.

    5 min
  • Extend your homeowners liability!
    Did you know that you can extend your liability from your homeowners policy to a plot of land?  You can also extend it to watercraft like jetskis or boats.  It is VERY inexpensive way to make sure you are adding that protection to things that need it.  Take a few minutes and listen to this 4 […]
    5 min

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Simply Explaining Insurance