There have been some changes to the way that insurance companies are allowed, by law, to rate based on credit scores. This episode explains the changes.

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #230- Changes in credit based rating for premiums appeared first on Dietz Agency.

This episode walks you through a specific situation where a business owner rents space from a landlord. In the event of a covered loss, what is the best way to ensure that the building owner still receives their rent money during the rebuild? Through business income on the business owner policy or loss of rents on the landlord’s policy?

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #229- Loss of rents vs. Business income appeared first on Dietz Agency.

This episode walks you through a situation in which an insured gives permission to someone else to drive their car. The person given permission, then gives the keys to someone else to drive the car and that driver is involved in an accident. Is this a covered loss?

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #228- Can permissive use be transferred? appeared first on Dietz Agency.

This episode walks you through a scenario in which a prospect was offered our second best rate due to a speeding ticket. I share my thoughts about what her options are.

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #228- Life insurance options after underwriting appeared first on Dietz Agency.

This episode covers a recent claim in my agency that was not covered. I explain why, and how I explained it to the client.

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #227- Wear and Tear appeared first on Dietz Agency.

It is covered! My episode last week was wrong! Found a different answer and needed to put out a retraction.

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #226- Weed eater vs. Glass window retraction! appeared first on Dietz Agency.

In this episode, I had a chance to sit down and chat with Dustin Lemick who is the founder and CEO of BriteCo. BriteCo is an online portal where you can insure your jewelry properly and quickly. I love an origin story and that is where our conversation starts.

We discuss some common misconceptions about jewelry coverage. We continue with HOW to insure your jewelry properly, how clients are rated in underwriting and we even discuss the claims process.

I really enjoyed our conversation and appreciate Dustin coming on the show to nerd out with me over a topic that frankly, people need to know more about.

BriteCo website

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #225- Dustin Lemick appeared first on Dietz Agency.

Is this covered on a homeowners insurance policy?

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #225- “Broke two windows with my weed eater” appeared first on Dietz Agency.

This podcast explains the inner workings on how to choose a body shop to fix your car when there is a claim.

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #224- Body Shops appeared first on Dietz Agency.

In this episode, I brought on a guest. Rick Fox who is the Head of Agency Sales for Vertafore. Here was my list of questions that we worked through:

Tell me about yourself and how you got into the exciting world of insurance.
Tell me about Vertafore.  Give me a little history of the company, how it’s evolved, what is its mission, and how is it going after achieving that mission?
If you were going to build an agency from scratch, what systems and tech would you open your doors with?
Let’s talk about modernizing this industry that is built on a 20th-century infrastructure.  What does Vertafore do to help agencies streamline and make our lives easier? 
I am an active user of Agency Zoom and I understand you have recently acquired them. It’s a beast.  It does ALOT.    Give me some best practices on how to fold this into an agency.  
Automation is important, and helpful, to a point.  How should agents use automation while keeping things human, and personal?

My thanks to Rick for coming on and sharing his story and expertise with me on the show!

My Website

Agency Launch training.

Agency Launch Podcast.

Music by Roger Clyne and the Peacemakers

Simply Explaining Insurance on ITunes

Simply Explaining Insurance on Spotify.

On Stitcher

On Android use Podcast Addict and search for Simply Explaining Insurance.

The post Simply Explaining Insurance #223- Rick Fox appeared first on Dietz Agency.