What does your dream retirement look like? Sipping Piña Coladas on a beach sounds great, but for the average American, planning for retirement can be a daunting task that many people put off for later. Never fear, your friendly retirement planner Troy Yeaple is here! In this episode of The Beef Podcast, we chat with Troy about his family-run retirement planning company, and he shares some motivating ways to get more bang for your hard-won buck during this time. Troy gives us actionable advice and top tips to securing your future so that your money kicks in at the right time, and highlights the common mistakes that people make. Many people are focused on growth and yield, but today we are warned against overlooking the importance of timing, and the 3 biggest drains: health, tax, and social security. Using simple language and real-world examples to walk us through what to expect during your golden years, he also talks us through his pressure-free process of meeting and helping clients. From the difference between a broker-dealer and an investment advisor, to the importance of getting the proper guidance for long-term planning, Troy is there to help you, no matter how little or much money you have to get started. All that he cares about is getting you started as soon as possible. I loved speaking to him today and learned so much, press play and join in this crucial conversation! 

Key Points From This Episode:

• We talk about balancing planning and spontaneity, and what Troy does in his spare time.
• A bit about Troy's background and his journey to becoming an entrepreneur.
• His wife does the medicare and social security side of things, and he focuses on retirement planning.
• Retirement planning is about so much more than just growth and yield. 
• Focusing on yield can distract you from planning for the biggest drains: health, inflation, and taxes.
• Troy explains how you want to time your assets to work along with your social security
• Talking about his target customer age, and how different ages will have different benefits.
• 10 years from retirement is the Red Zone.
• Troy made a decision to help anyone, no matter how little money you have to start.
• Talking through his pressure-free process with meeting and helping clients.
• Being completely independent, and what they can help you invest in – which is basically everything.
• Some transparent communication about how the company makes money.
• The difference between a broker-dealer and an investment advisor.
• A call to action to start as soon as possible, this is one area where planning is everything. 

Tweetables:

“Not planning well ahead for your retirement can leave your retirement wanting, and you just don't want to struggle in retirement. It's not the time in your life you want to do any struggling.” — [0:04:00]

“Retirement planning is more than just making as much money as you possibly can without losing it, and that's what a lot of retirement advisors out there are [advising].” — [0:10:35]

“If somebody is over the age of 55, we have a social security discussion. A serious one.” — [0:12:32]

Links Mentioned in Today’s Episode:

Troy Yeaple on LinkedIn

Preserving Your Money website

Email: [email protected]

Phone number: 281 255 3752

John Kelley on LinkedIn

Beefy Marketing

CommunityBank of Texas

At some point or another, all businesses will need help scaling. While it is fine to go at it alone, there are some experts that can help you minimize the growing pains and ensure that your transitions are smooth. Guardian Business Group (GBG) is a consultancy that looks to partner with small businesses and helps them strengthen all areas from finance to marketing to ensure that scaling is as smooth as can be. Jeremy Angus of GBG joins us today to share some pertinent insights. We hear about Jeremy’s colorful journey and how he came to be an entrepreneur. Despite having the entrepreneurial spirit, going out on his own was not Jeremy’s initial choice, but when he finally went for it, he knew it was the right decision. We learn more about what GBG does, the clients they serve, and the various services the consultancy offers. Jeremy understands the power of small business, and his passion is contagious. Tune in to hear it all!

Key Points From This Episode:

• The most famous person Jeremy has ever met.
• Jeremy’s journey, his blindness diagnosis, and how he became an entrepreneur.
• Insights into Jeremy’s first business and what he learned from this.
• The gap Guardian Business Group is looking to fill.
• Some of the interesting ways people have come to find Guardian Business Group.
• Guardian Business Group’s main type of customers.
• The three tiers of services Guardian Business Group offers.
• Not all services should be cheap; you get what you pay for.
• How being on a cloud system has helped the business.
• What you can do to support Guardian Business Group.

Tweetables:

“There’s so much business to go around. I just feel like small business forgets that it’s the most powerful business in the world.” — Jeremy Angus [0:17:57]

“Our main flagship is scaling.” — Jeremy Angus [0:23:45]

“One of our company mottos is that if we make a mistake and it costs you money, we have to pay.” — Jeremy Angus [0:31:20]

Links Mentioned in Today’s Episode:

Jeremy Angus on LinkedIn

Jeremy Angus Email — [email protected]

Guardian Business Group

John Kelley on LinkedIn

Beefy Marketing

CommunityBank of Texas

Gyms were some of the hardest-hit businesses during the height of the pandemic, and staying afloat for many was not easy. Through building a strong, tight-knit, and supportive community, John Chambliss managed to see his gym, 48 STR8, through the worst of it. In fact, the brand has come out with its own supplement line, thanks to the time John had to slow down and get things off the ground. Along with owning the 48 STR8 gym, supplement, and nutrition brand, John is also a firefighter and all-around muscle man. In this episode, John talks about how he got into training and shares his approach to building relationships with his clients. While people may come into the gym as strangers, they leave as friends, and this sets 48 STR8 apart from the rest. We talk about the pivots they made during the pandemic and the changes they have kept since. Our conversation also touches on some of the developments and challenges with the supplements arm of the brand, how to support 48 STR8, and when we can expect professional athletes and competitors to start using their products. Tune in to hear it all!

Key Points From This Episode:

• Get to know today’s guest, John Chambliss.
• Hear about how many Pringles John has eaten in one sitting.
• How John got into the world of fitness.
• The importance of understanding the clients and their specific needs.
• The horrific accident John got into and how he recovered in such a short time.
• Services 48 STR8 offers and what separates the gym from the rest.
• John’s approach to support and motivation.
• How 48 STR8 survived the pandemic and the innovative pivots they made.
• Why Covid helped the 48 STR8 brand overall.
• Challenges with the supply chain for the supplements branch of the brand.
• One of the funniest memories John has from the gym.
• What the community can do to support 48 STR8.
• The certification that 48 STR8 is in the process of getting.
• Where you can find John and 48 STR8 online.

Tweetables:

“The wreck saved me and it really opened my eyes on the right way to do things. It was a saving grace.” — John Chambliss [0:06:19]

“I don’t really have clients; I just have a lot of friends.” — John Chambliss [0:08:11]

“The backbone of the company is being one of the cleanest supplements you can possibly buy.” — John Chambliss [0:21:02]

Links Mentioned in Today’s Episode:

John Chambliss  

48 STR8

John Kelley on LinkedIn

Beefy Marketing

CommunityBank of Texas

Today on The Beef, we get down to it with Brittney Aplin, who owns Captain Brad's Coastal Kitchen! In this no-frills and inspiring conversation, we hear from Brittney about her family's ties to the world of seafood, and how her father entered into the restaurant business in her younger years. She explains how she never imagined another path and the challenges that she and her team encountered after her father passed. We also talk about how the restaurant managed to stay afloat during the difficulties of the pandemic, and how she approached keeping her customer base happy. Captain Brad's has a dedicated cult following, something that is not easy to come by, and we get the lowdown from Brittney on what she believes are the main contributing factors to this. To hear it all from a business owner who is sticking to her guns and creating a legacy along the way, listen in with us!  

Key Points From This Episode:

• Brittney's idea for a warning label for humans.
• A little bit about Brittney's family history and her connection to the seafood business. 
• Captain Brad's cult following and Brittney's thoughts on what has created this. 
• The biggest changes and trends in the hospitality industry over the last few years.
• The good luck that Captain Brad's had with inspection agents during the pandemic. 
• Rallying and support within the industry during the challenges of the past two years.
• Some of the best customer stories and love that Brittney has experienced recently.  
• Why staying authentic and sticking to seafood has served Brittney and her team so well.
• Lessons learned during the pandemic and the whirlwind experiences of 2020 and 2021. 
• Advice from Brittney on the power of research and how to save some money. 
• How to connect with and support Brittney and Captain Brad's Coastal Kitchen.
• The 'superhero parking' at the restaurant and discounts offered to the military and first responders.

Tweetables:

“The restaurant industry is all I know. My dad was a commercial crabber, shrimper, oysterman. We were always raised on the water, my whole family. He decided to get out of that and opened a seafood restaurant.” — Brittney Aplin [0:01:59]

“Me and the chef, we have been working together since we were 19. We are about to be 36.” — Brittney Aplin [0:04:40]

“We made it through COVID. What a blessing that is, that not everyone can say.” — Brittney Aplin [0:08:32]

Links Mentioned in Today’s Episode:

Brittney Aplin on LinkedIn

Captain Brad's Coastal Kitchen

John Kelley on LinkedIn

Beefy Marketing

CommunityBank of Texas