This video goes over what I think of these so called tax expert sensationalist. They try to sell you that they can solve you dire straights. I know you don't want to hear it, but the solutions is clear: avoid debt, work hard, and take a little bit of risk.

You should never get a business credit card if you can't manage debt, as they often have higher interest rates, fewer consumer protections (like extended warranties), and can complicate taxes or reconciliation, potentially leading to overspending, personal liability if misused, and difficulty building personal credit. Key risks include racking up expensive interest, blurring personal/business finances, and missing out on the robust benefits of personal cards, making them unsuitable for risky investments or just paying for everything, say sources. 

To enjoy your job, focus on small changes like personalizing your space, taking regular breaks, and connecting with colleagues, while also shifting your mindset to find meaning, set new goals, and focus on your strengths, all within a healthy work-life balance. Taking control through learning new skills or finding autonomy helps, but if dissatisfaction persists, consider addressing underlying issues like burnout or misalignment with your career goals

Additional tax deduction - The Augusta Rule.

As 2025 comes to a close, here are some reasonable year-end tax planning strategies to consider before December 31. These can potentially reduce your taxable income, optimize deductions, or position you better for future years. Tax situations vary widely, so consult a qualified tax professional to tailor these to your circumstances.

The question "Would You Proudly Display Your Decision on the Front Door?" is a powerful ethical and moral thought experiment often used to test personal integrity, accountability, and the transparency of one's choices

It challenges individuals to consider if they would be comfortable with their decision being completely public and visible to everyone who passes by, including family, friends, neighbors, and strangers

When hiring a bookkeeper, look for strong attention to detail, trustworthiness, and tech skills in someone familiar with your industry and software, offering clear communication and transparent pricing, and who can provide references, ensuring they handle core tasks like reconciliation, A/P, A/R, and reporting while fitting your business's size and goals.

The statement "Revenue Should Not Override Responsibility" is a principle that advocates prioritizing ethical obligations, customer well-being, and operational integrity over the sole pursuit of immediate financial gain. 

The phrase "Imagine Your Decision Becoming Tomorrow's Headlines" serves as a powerful prompt to engage in the "Newspaper Test" (or "Headlines" exercise) for ethical and strategic decision-making.

This technique encourages you to evaluate your potential actions by considering how they would be perceived if they were publicly announced on the front page of a newspaper or shared widely online.

Taking advantage of "late-stage capitalism" (a term describing extreme inequality, market control, and consumerism) involves leveraging its paradoxes: building wealth through high-demand skills and investments, finding niches in essential services or tech support, prioritizing financial literacy (investing/saving), creating value through side hustles (like local services), and even finding systemic loopholes, but it also means recognizing the system's pitfalls like planned obsolescence and seeking ways to build resilient communities and counter corporate power