Smart Money Moves

Inflation is everywhere, but how much is it actually shaping your retirement decisions? In this episode, Keith Collins breaks down what inflation really means beyond the headlines and how it quietly impacts purchasing power, income planning, and long-term financial strategies. From rising everyday costs to shifting interest rates, the conversation explores why inflation is more than just a short-term concern and how reacting emotionally to it can create bigger mistakes. Keith also highlights the importance of staying informed without being overwhelmed and keeping a broader financial plan in focus. It’s a practical look at navigating inflation with perspective, discipline, and a long-term mindset.

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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What if building a successful retirement wasn’t about hitting a grand slam, but simply showing up and getting on base? In this episode, Keith Collins uses a baseball analogy to break down the fundamentals of retirement planning, highlighting why consistency, discipline, and a solid strategy often matter more than chasing big wins. From navigating market downturns to adjusting plans over time, the conversation explores how retirees can stay focused, avoid emotional decisions, and rely on a long-term playbook. It’s a practical look at treating retirement like a full season, where steady progress and thoughtful adjustments can make all the difference.

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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You can win the savings game—and still lose at the tax finish line if you’re not careful.
In this episode of Smart Money Moves, Keith Collins uses a Super Bowl–worthy analogy to explain how taxes can quietly erode retirement income. He unpacks common “trap doors” retirees face, including Required Minimum Distributions, Social Security taxation, survivor tax shifts, and unexpected capital gains. The conversation highlights why tax surprises often intensify in retirement, not disappear, and why proactive planning matters before withdrawals begin. Keith shares real‑world examples of where retirees stumble late in the game—and how thoughtful strategy can help avoid costly missteps.

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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Annuities are everywhere in retirement conversations—yet most people still don’t understand what they actually do. In this episode of Smart Money Moves, Keith Collins demystifies annuities using plain, practical language. He breaks down what annuities are at their core, the different types available, and how each one may serve a specific purpose—whether that’s income, growth, tax planning, or long‑term care considerations. The discussion also addresses common misconceptions, fees, liquidity concerns, and why annuities often get a bad reputation when used incorrectly. This episode focuses on clarity, context, and asking the right questions before deciding if an annuity belongs in a retirement plan.

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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Even people who earn millions can hit financial roadblocks in retirement—and the reasons may sound familiar. In this episode of Smart Money Moves, Keith Collins uses a surprising example from professional sports to explore the common missteps that derail retirement plans. The conversation covers overspending, neglecting taxes, being too aggressive or too conservative with investments, relying on a single income source, and underestimating healthcare and long‑term care costs. Keith also explains why written plans, balanced strategies, and proactive thinking matter long before retirement begins. It’s a practical discussion focused on awareness, preparation, and avoiding preventable setbacks that can impact retirees at every income level.

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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A new savings account for kids is making headlines—but most families aren’t sure what it really is or how it fits into a real financial plan. In this episode of Smart Money Moves, Keith Collins breaks down the newly introduced Trump accounts for kids, including how they work, who qualifies, contribution limits, and how they compare to tools like 529 plans. The conversation explores where these accounts may complement existing strategies, how families can think about prioritizing retirement versus children’s savings, and why education and flexibility matter when planning long‑term. It’s a practical discussion designed to help families better understand this emerging option.

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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Big changes are quietly reshaping retirement planning in 2026—and missing them could be costly. In this episode of Smart Money Moves, Keith Collins breaks down how current tax rules, market volatility, inflation, and longevity risk intersect for retirees and pre‑retirees right now. The conversation explores Roth conversions, gifting strategies, portfolio rebalancing, required minimum distributions, and why emotional decision‑making matters just as much as math. Keith also explains where technology and AI tools help—and where human guidance remains essential—when building a confident, adaptable retirement plan for the year ahead

 

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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Is claiming Social Security at 62 a smart move—or a costly mistake? In this episode of Smart Money Moves, host Keith Collins, founder of Keith Collins, Inc., unpacks the debate sparked by Dave Ramsey and explore the complex world of Social Security decisions. From risk management and longevity to spousal benefits, taxes, and the timing of Roth conversions, Keith shares practical insights for building a retirement strategy that fits your life. Whether you’re years away from retirement or ready to claim, this conversation highlights the questions and planning steps that can shape your financial future.

 

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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Ready to wrap up your year on a strong financial note? In this episode, Keith Collins of Keith Collins, Inc. walks through the essential end-of-year financial checklist—from maxing out retirement accounts and harvesting investment gains or losses to reviewing RMDs, charitable giving, and Roth conversions. Discover why these steps matter, how to avoid costly mistakes, and what to bring to your first financial consultation. Whether you’re planning for retirement or just want to make smarter money moves, this conversation offers practical advice to help you finish the year with confidence.

 

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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Is the American Dream still within reach—or has its price tag made it a luxury for the few? In this episode, Keith Collins of Keith Collins, Inc. breaks down the true cost of a fulfilling life in 2025, from homeownership and college to retirement and healthcare. Discover why $5 million is the new benchmark, how to prioritize competing financial goals, and what steps you can take to build a sustainable future. Whether you’re planning for retirement or just starting out, this conversation offers practical strategies and honest insights for navigating today’s financial realities.

When your assets are at stake, discretion and reliability are a priority. Find out what tools you need for a successful retirement with a complimentary first appointment with Keith Collins and the team. Call 888-508-3736 or schedule a meeting here.

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See omnystudio.com/listener for privacy information.