In this week’s episode, we dive deep into the world of variable annuities.

Many of the people we hear from ask us the same question: Are variable annuities a good retirement asset? And how do they compare against other types of retirement assets?

These are the two main questions we answer in this episode of the Retire With Confidence podcast.

Tune in as we provide you with an in-depth look at variable annuities as a retirement asset, covering their operation, features, and the balance between risks and returns, as well as comparing them with other retirement assets like IRAs and fixed annuities.

We’ll also be highlighting the benefits and drawbacks of variable annuities, including tax-deferred growth and potential high fees, as well as discussing the importance of aligning them with your personal financial goals and seeking professional advice before investing.

Ready to get into Variable Annuities 101?

Then tune in now!

Key Takeaways: 

Introduction (00:00)

What are variable annuities? (01:19)

The two phases of variable annuities (03:45)

The pros and cons of variable annuities (09:01)

It’s story time! (16:06)

One final point (27:01)

When to use a variable annuity (29:43)

Additional Resources:

🔥 Learn more about us: https://retirewithconfidencenow.com/

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Retire With Confidence is a podcast that teaches listeners the best strategies to plan their retirement for a happy and financially secure future. Listen now and learn how to plan for your golden years. Follow us for more!

How can you make the best out of your 401(k) when you’re close to retirement age? 

This is the exact question we answer in this week’s episode of the Retire With Confidence podcast.

We will also be discussing the importance of focusing on diversification within your 401(k) investments, why you should consider various tax strategies, how to rebalance your 401(k) allocations, how to assess your future income needs, and the importance of addressing loose ends from multiple 401(k) plans.

Furthermore, we’ll also be diving into the importance of evaluating investment options, the potential benefits of Roth contributions, the need for periodic portfolio adjustments, and the advantages of consolidating or rolling over old 401(k) plans into IRAs. 

Ready to make the best out of your 401(k) plan

Then make sure to tune in now!

Key Takeaways: 

Introduction (00:00)

Diversify your 401(k) (02:48)

Diversification of tax strategies (09:48)

Rebalancing your 401(k) allocations (16:28)

Think about your future income (22:13)

Tend to your 401(k) loose ends (29:34)

Additional Resources:

🔥 Learn more about us: https://retirewithconfidencenow.com/

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Retire With Confidence is a podcast that teaches listeners the best strategies to plan their retirement for a happy and financially secure future. Listen now and learn how to plan for your golden years. Follow us for more!

We all buy things we regret. But if you’re planning to retire, these purchases can seriously wreck your plans.

Today, we’re diving into the six things retirees regret buying that could’ve saved them more than $100,000. 

Sometimes, these things you don’t need are less obvious than you think. Many come from boredom spending. Others are masquerading as investing opportunities. Or even… wait for it… Gifts for your grandkids?!

That’s exactly right! And we’re going to unpack all of that and more in our first-ever episode of Retire with Confidence.

Tune in now!

Key Takeaways: 

Introduction (00:00)

Why you’ll regret buying that expensive car (01:25)

When grandkids become expensive (12:21)

Stop buying trendy stuff! (15:24)

When luxury travel isn’t for you (19:03)

The saddest purchase (23:31)

Why real estate is a budget buster (29:33)

Additional Resources:

🔥 Learn more about us: https://retirewithconfidencenow.com/

Retire With Confidence is a podcast that teaches listeners the best strategies to plan their retirement for a happy and financially secure future. Listen now and learn how to plan for your golden years. Follow us for more!