Almost half of Americans have saved nothing for retirement. As more baby boomers reach retirement age and people are living longer, its obvious more planning is warranted. While soon-to-be retirees probably feel the most urgency, Gen Xers and Millenials maybe haven't even thought about saving for later in their lives.

These topics will be addressed at 6:00pm, Sunday, October 30th on WITF - TV on the documentary When I'm 65. On the Monday edition of Smart Talk, we will discuss some of the keys to successful retirement planning for Millenials, Gen-Xer's and Baby Boomers with Tracy Burke, Partner and Investment Consultant with Conrad Siegel Investment Advisors and Brad Neumann, Certified Financial Advisor, Roof Advisory Group.

West York Mayor Charles Wasko resigned earlier this month under pressure from constituents and fellow officials. Wasko had posted racist images to social media, including pictures of monkeys he compared to the Obamas and an image of Clint Eastwood holding a noose with a caption implying the lynching of the president. He initially resisted calls for his resignation, defending himself by refusing to be "politically correct," telling WHTM-TV "I will say what is on my mind and what I believe in. The racist stuff, yeah, I'll admit I did that, and I don't care what people label me as."

For weeks, the calls for resignation went unheeded by Wasko. When the West York Borough Council looked at ways to remove him from office, they were faced with a Pennsylvania law that places the power to remove elected municipal officials in the hands of the legislature. West Yorkers learned first-hand just how hard it is to remove politicians from office. Wasko's Monday night resignation eased that burden for both his constituents and state lawmakers.

WITF's Emily Previti reported on the removal process for Keystone Crossroads this week and she will join Smart Talk to explain why Pennsylvania is one of only three states that require this process for firing ineffective or inappropriate elected officials.