Tuesday is the first day for individual health insurance enrollment through the Affordable Care Act's open market. Enrollment for 2018 will conclude December 15th. While the future of Obamacare could be uncertain, Pennsylvania's acting insurance commissioner, Jessica Altman, assures qualified recipients "Right now, nothing has changed . . . you should shop just like you have in previous years."

More than 412,000 Pennsylvanians receive health coverage through 'Obamacare' bringing the state's uninsured rate to an all-time low of 5.6%. Seventy-eight percent of PA's enrollees received financial assistance to offset the costs. The federal Department of Health and Human Services estimates that 75 percent of returning marketplace consumers will be able to find a 2017 plan for less than $100 a month, after financial assistance

On the Wednesday edition of WITF's Smart Talk, we'll navigate the system, address the changes and answer your questions about enrolling for insurance in the ACA's online marketplace with acting commissioner Altman. We'll also speak with Lynn Keltz, Executive Director and Health Insurance Navigator with the Pennsylvania Mental Health Consumer's Association and Susan Walther, Executive Director of the Mental Health Association in Pennsylvania.

ACA healthcare plans and enrollment information are available online at www.healthcare.gov.