The Financial Coconut Podcast

Smart Tenancy Practices, REITs vs SMEs staying alive in Singapore [TBS 25 ft Terence Yow, SGTUFF]


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Is your rent eating up your profits? Are you struggling to keep inventory without overstocking? Small business owners, this one’s for you.


Hear from Terence Yow, Chairman, SGTUFF, a seasoned entrepreneur who’s navigated the highs and lows of retail—from surviving on passion and life savings to weathering the storm of rising rents and post-pandemic challenges.


What you’ll discover:

- The one inventory mistake that’s killing small retailers

- Why “rental renewal shock” is real—and how it’s pushing businesses to the edge

- Hidden clauses in tenancy agreements that could cost you thousands

- A surprising alternative market just across the causeway that’s gaining traction


Plus: Smart leasing strategies, the myth of “prime location,” and how to future-proof your business in an unpredictable market.


Don’t miss this raw, real conversation about what it actually takes to survive—and thrive—as a small business owner in Singapore today.


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Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


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Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

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