Down Payment The standard down payment has always been to put 20% down, and while this is not a bad idea, it is not always the best idea. Saving for a down payment is arguably the hardest part of buying a home. But, what if you have the money saved? How much of that should you […]

Being Smart With Your Money as a College Graduate: 10 Tips It’s the time of year where many people will graduating college and going into the “real” world. The party is winding down and reality will be setting in. College is not the easiest place to learn about finances. You’re taking on debt while not bringing […]

You and your friends may have shared a similar economic situation when you were kids or while you were in college, but now that you are adults, your incomes might diverge widely.  Differences in spending habits can destroy a friendship when they result in wildly different lifestyles or feelings of resentment, but if you approach […]

Buying a House Buying a pre-existing home is an attractive option for many people because — in most cases — you can move into the home soon after closing. Benefits of Buying a House Some additional benefits of buying a home that already exists include: Upgrade costs can be delayed: Making upgrades on the home as you live […]

Message to Investors  We are always looking to work with like-minded people who are looking to network and grow long term wealth. We specialize in all types of transactions and would be more than happy to work with you in regards to accomplishing your investment needs. For instance, if you like the idea of being […]

If you have lost your home through a foreclosure, short sale or bankruptcy and want to get another mortgage loan, you may be wondering how long you’ll have to wait. Your credit will take a hit after all of these situations, although possibly not as much as you think or for as long as you […]

Cashing Out Your 401k If you’ve ever thought about cashing out your 401k, whether it is for down payment on a house or some other expense, there are a few things to consider. When it comes to your 401(k), different rules apply at different ages. Here’s an overview of what you can do at 55, […]

St. Louis Transplants               For outsiders, St. Louis is often referred to as the friendliest city where they have no friends. St. Louis is a tight-knit community that can be difficult for newcomers to break into. That’s why Anthony Bartlett founded St. Louis Transplants in 2010. The business is […]

How to Make Your Kid a Money Genius   Did you know that parents are the number-one influencer on their kids’ financial behavior? If you’re reading this and are a bit worried because you’re not the greatest with your money—or you’re not exactly sure how to approach the subject of teaching kids about money—don’t panic! […]

STL Sitter               Morgan Clark founded STL Sitter in 2014 not long after graduating from Ohio State University. During her time in college, Morgan had worked as a babysitter for a company called Sitting Made Simple to help offset some of the cost of tuition. Morgan is native to […]