Fannie Mae Guidelines Being in the mortgage industry, there are many guidelines I have to follow. These guidelines are always changing, sometimes for the worse and sometimes for the better. Fannie Mae recently made some big changes to their guidelines, which will have a big impact on many people looking to get a home loan. […]

Elaine Mahr of Farmer’s Insurance Your home is probably your most valuable investment, so you will want to cover it properly. Having the right homeowners insurance will make all the difference if disaster strikes. Elaine Mahr of Farmers Insurance is with us to discuss her practice of doing a Home Insurance Check-up to make sure […]

“The Medicare Man” Ryan Raphael: Supplements & Enrollment Periods Ryan Raphael a.k.a. “The Medicare Man”, is our Medicare insurance expert and trusted adviser on all things Medicare. We have him on to explain what Medicare supplemental insurance is and to also clear up some confusion we had on the enrollment periods. Medicare Supplement   Original Medicare […]

The Cost of Waiting If you are thinking about buying a home, is there a cost of waiting? What about renting versus owning? Finally, have you heard we are in a dual market?  Well, we decided to run the numbers and the answers may surprise you. Interest rates are at historic lows, but trending upwards […]

Marc Breckenridge with MGIC Marc Breckenridge with MGIC is here to discuss the ins and outs of Private Mortgage Insurance (PMI). What exactly is PMI and why may you have to pay it? For people with less than a 20% down payment, PMI is a tool allowing them to buy a home sooner. We wanted Marc to […]

How to Snag Your New Home with an Escalation Clause As I’m sure you’ve heard we are in a really hot real estate market. Potential home buyers are finding themselves in highly competitive situations, and the majority of new listings are receiving multiple offers. The inventory of homes on the market continues to be low […]

Cheating Financially? A record number of Americans are cheating on their partner or spouse, not with someone else, but with money. From secret credit card purchases to hidden bank accounts, a January 2014 online survey by the National Endowment for Financial Education (NEFE) found that financial infidelity is on the rise. In fact, 35 percent […]

I deal with people and finances on a daily basis. One of the things I have noticed is that very few people are taught how to manage their money. Frequently people admit to being so lost they don’t even know where to begin when it comes to money. I wanted to share a 14 step plan to help […]

Our 250th Show! This week we celebrate 250 weeks of being on the air. In this post we go over some of the ups and downs of having a radio show and blog, and some of the most memorable moments. Our Most Memorable Guests Mayor Francis Slay Steve & Ali Stenger Gay Hendricks Dr. Jeff […]

7 Tips on How To Use Your Tax Refund While I completely disagree with giving the government an interest free loan, many Americans receive a big tax refund check each year. In fact, the average refund check in 2016 was about $3000. Now, this check isn’t a bonus from the taxman, rather it was your […]