Jim and Chris sit down to discuss listener questions relating to Social Security, annuities, MDF, beneficiaries, and taxes.

(5:30) A Washington listener wonders if stock options should be counted towards earnings when considering Social Security.

(20:15) A New York listener comments on trying to discuss his form SSA-44 with the local Social Security office.

(27:15) A listener in Minnesota wonders if they should prioritize IRA distributions from one either spouses account or not.

(40:00) George in Connecticut looks for advice on whether or not he should use an older fixed annuity to help cover his future minimum dignity floor (MDF) need.

(56:30) A listener proposes a hypothetical situation and asks about a beneficiary change in an inherited IRA currently taking RMDs from a Trust to an individual.

(1:07:15) George in Louisiana wonders if he should contribute to his pre-tax accounts rather than Roth given his projected future tax picture in retirement.

The post Social Security, Annuities, MDF, Beneficiaries, and Taxes: Q&A #2402 appeared first on The Retirement and IRA Show.