Sign up to save your podcasts
Or
Share Social Security, IRMAA, IRA Beneficiary, and the Roth 5-Year Rule: Q&A #2519
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
Social Security, IRMAA, IRA Beneficiary, and the Roth 5-Year Rule: Q&A #2519
Jim and Chris respond to listener emails on Social Security record accuracy, IRMAA repayment options, naming a Trust as an IRA beneficiary, and the Roth 5-year Rule.
(12:00) Georgette shares five important Social Security lessons from her family’s experience, prompting a PSA-style discussion on earnings record errors, divorce and remarriage rules, survivor benefit delays, and claiming strategies.
(40:15) A listener offers a PSA about what happens if your IRMAA appeal lowers surcharges, but your income later exceeds expectations.
(45:15) Jim and Chris address a question about naming a Trust as IRA beneficiary, discussing both how to complete a beneficiary designation form and how custodians title Inherited IRAs when a Trust is involved.
(1:04:30) The guys weigh in on whether a Roth conversion to create a new account two days before the owner’s death must meet the Roth 5-year rule for beneficiaries to access funds tax-free.
The post Social Security, IRMAA, IRA Beneficiary, and the Roth 5-Year Rule: Q&A #2519 appeared first on The Retirement and IRA Show.
View all episodes
By Jim Saulnier, CFP® & Chris Stein, CFP®
4.3
675675 ratings
Jim and Chris respond to listener emails on Social Security record accuracy, IRMAA repayment options, naming a Trust as an IRA beneficiary, and the Roth 5-year Rule.
(12:00) Georgette shares five important Social Security lessons from her family’s experience, prompting a PSA-style discussion on earnings record errors, divorce and remarriage rules, survivor benefit delays, and claiming strategies.
(40:15) A listener offers a PSA about what happens if your IRMAA appeal lowers surcharges, but your income later exceeds expectations.
(45:15) Jim and Chris address a question about naming a Trust as IRA beneficiary, discussing both how to complete a beneficiary designation form and how custodians title Inherited IRAs when a Trust is involved.
(1:04:30) The guys weigh in on whether a Roth conversion to create a new account two days before the owner’s death must meet the Roth 5-year rule for beneficiaries to access funds tax-free.
The post Social Security, IRMAA, IRA Beneficiary, and the Roth 5-Year Rule: Q&A #2519 appeared first on The Retirement and IRA Show.
More shows like The Retirement and IRA Show
View all
Sound Retirement Radio
433 Listeners
Your Money, Your Wealth
763 Listeners
Retirement Answer Man
1,283 Listeners
Retirement Starts Today
487 Listeners
Big Picture Retirement®
496 Listeners
Stay Wealthy Retirement Podcast
554 Listeners
The NewRetirement Podcast
186 Listeners
Retire With Purpose - The Retirement Podcast
548 Listeners
Sound Investing
330 Listeners
Ready For Retirement
779 Listeners
The Rob Berger Show
147 Listeners
Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)
31 Listeners
Retirement Planning Education, with Andy Panko
703 Listeners
Retire With Style
165 Listeners
Retirement Answers
96 Listeners