Jim and Chris discuss listeners questions relating to Social Security, spousal benefits, IRMAA, SPIAs, and excess contributions.

(8:00) A listener from Arizona looks for clarity regarding a spousal Social Security benefit and what amount is considered for the spousal “top off” amount.

(23:15) George from Massachusetts asks about filing the form SSA-44 to avoid IRMAA for the years following his retirement.

(40:00) A Californian listener wonders about the details of a unique rider on her SPIA.

(1:02:45) A listener in Alabama comments on a question answered in this last weeks EDU show and provides his thoughts.

The post Social Security, Spousal Benefits, IRMAA, SPIAs, and Excess Contributions: Q&A #2340 appeared first on The Retirement and IRA Show.