The budget tip of the week explains the value of watching the unit pricing when buying products in the grocery store. If you are willing to purchase similar items that have better values and with more product to consume, it can create more disposable income in the monthly budget. By reducing cost and without additional consumption, that is a winning formula to save more money to control debt.

The third round of the stimulus checks are being issued. What it the best way to use the money with your budget. Some people are in dire straits and may use these funds differently than those that have managed the pay the bills.  The key goal is to pay down debt especially when it comes to credit cards and if that is in check then this money can be invested. In the roundtable, a bank employee was busted for load apps on customer's phones while reviewing their personal pictures. For the stories of the week, the topic is about a man who received his last paycheck of $950 in oiled pennies from his employer. The next story is about personal trainer who sued her employer because her work duties made her sweat and caused anxiety.  In the last story it is time to celebrate the "Ken Doll's" 60th birthday and talk about the milestones in his life.  Ken doll's birthday https://www.buzzfeed.com/briangalindo/ken-and-barbie-facts Woman sues employer for sweating https://www.dailymail.co.uk/news/article-9387475/Personal-trainer-fear-sweat-won-disability-claim-refusing-pick-towels.html $950 in the last paycheck https://people.com/human-interest/man-waiting-for-last-paycheck-from-old-job-gets-915-dollars-in-oiled-pennies/

The budget tip of the week explains why it is crucial to review your credit report and the impact it has on your monthly budget. Performing this exercise ensures that you can monitor hard inquiries, late payments, bankruptcy, collections and any references that may impact your credit score. This ultimately impacts what it will cost you to borrow money when an interest rate is offered from lenders.

The review of the hit Netflix show Marriage or Mortgage. They break down the format of the show where the couples are given options for their big decision by from a real estate agent or a wedding planner. Next are budget tips that you can use in the event you are in this life situation. For the stories of the week, they stick to things that have been lost and then found again. One lady lost a ring and found it later at a pawn shop. A man lost his wallet in Antartica in the 1960's and it was later returned to him and a man found an iPhone that was submerged in a lake for six months that still was operational and returned it to the owner.

The budget tip of the week explains why it is crucial to reconcile the monthly budget each month. Performing this exercise ensures that the products and services that you cancelled don't show up the next month. If they aren't removed, you keep paying.

In this episode covers relationships and personal finance. When is the right time to talk about your credit cards, your debt, the budget, savings and retirement.  Next are tips on how to approach your partner with tough questions as money is commonly sighted as the number reason for divorce.  For the story of the week, let's stick to the marriage/divorce theme by discussing the unusual ways that people have died by getting hit by objects including champagne corks at weddings.

The budget tips the week provide tips on how save on your gas and electric bill and make a positive impact on your budget.

The listener question of the week which is: My wife is leaving her job and she needs a budget update. Does she need have a retirement plan option with a new employer or can she open up a Roth IRA while maxing out her husband's 401(k)?  In the topics section: the story of two girls who became friends at work; they had many similarities and eventually realized that they were sisters.  Next: stories about people who had foreign objects in their bodies that had to be removed.   Biological Sisters https://abcnews.go.com/GMA/Family/friends-worked-learn-biological-sisters/story?id=76099870 Strange Items in People's Bodies https://www.rd.com/list/craziest-things-found-in-peoples-bodies/

The budget tip of the week provide tips on how save on your medical procedures whether you have health insurance or not. By obtaining the medical procedure codes and working with your doctors, they are often willing to lower your budgetary costs.

This episode covers the budget and why it is critical to your success for a balanced life. If you don't budget, odds are you will not be able to retire unless you are forced to.  Next is the hidden piece in managing the budget by ensuring that every bill is transformed into a fixed amount just the like mortgage and the car payment are. This ensures stability and predictability.  In the stories section: why you should change your pillow every two years and why the bed should not be made right after you get up. Lastly, chemicals and climate change have lowered much of the continent's sperm counts, and in time this may have a negative effect on the world's population.