Spread School by SyntheticFi

Eric Goodge didn’t take the traditional path into financial advice. After serving in the Marine Corps, delivering pizzas in college, and cold-emailing local wealth managers looking for an opportunity, he eventually launched his own RIA and taught himself much of what he knows along the way.

Now, his practice is on track to double revenue.

In this episode of Spread School, Eric joins Dasarte Yarnway to break down what changed. They discuss how Eric uses box spreads as a potential borrowing alternative for clients, how he explains a complex strategy in simple terms, and why sophisticated planning can help advisors deliver more value to higher-net-worth clients.
Eric also shares how YouTube became the growth engine he spent years looking for. After months of videos with almost no traction, his content now consistently generates inbound prospects from around the country.

They cover:

• How Eric went from Marine and pizza delivery driver to independent RIA owner
• The first client situation that led him to implement a box spread
• How he explains box spread borrowing to clients
• Where box spreads can fit alongside mortgages and SBLOCs
• Why advisors shouldn’t be afraid of strategies simply because they involve options
• How a small YouTube audience began generating consistent inbound meetings
• Why Eric now treats growth and content creation as a core part of his job
• How better communication has made him a better financial planner
• Why differentiated planning strategies can help advisors move upmarket

If you’re an advisor looking for better ways to solve borrowing needs for clients, see how SyntheticFi can help you evaluate and execute box spread strategies. Book a demo at SyntheticFi.com.

Selling appreciated assets. Triggering a major tax bill. Paying 6% or 7% to borrow.

For many wealthy clients, those are still the default options when they need liquidity. Samuel Harnisch believes advisors should be bringing better ones.

In this episode of Spread School, Samuel joins Dasarte Yarnway to break down how he uses box spread loans and tax-aware planning for real client situations, including home purchases, large expenses, portfolio rebalancing and accessing liquidity without immediately selling appreciated assets.

They also dig into a $15 million client situation that resulted in a six-figure tax bill, why Samuel now considers reviewing client borrowing “table stakes,” and how learning more sophisticated strategies can help advisors deliver better outcomes and stand apart.

Have a client paying too much to borrow, sitting on highly appreciated assets, or facing a major liquidity need? Bring us the case.

Visit SyntheticFi.com to see what may be possible.

Akiva Glazerson didn't launch his RIA with a book of business. He started with zero clients and zero AUM.

What he did have was deep experience across Deutsche Bank, UBS, RBC, PIMCO and a $45 billion RIA, plus a belief that the traditional advisor playbook left room for something different.

On this episode of Spread School, Akiva joins Dasarte Yarnway to explain how sophisticated strategies like box spreads helped him create differentiated prospect conversations, consolidate client assets and solve complex liquidity, tax and concentrated-stock problems.

They break down:

• Why differentiation mattered when starting from zero
• How box spreads can open broader planning conversations
• Why a $20,000 test case eventually became a multi-million-dollar box spread
• How one client addressed volatility, liquidity and taxes around a $4 million concentrated stock position
• A box-spread refinancing strategy for a vacation home
• How advisors can get comfortable introducing more sophisticated solutions to clients

For advisors looking for ways to compete beyond traditional portfolio management, this episode is a look at what differentiation can actually look like in practice.

To start your journey with SyntheticFi, visit www.syntheticfi.com